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Must Reads
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Amex Platinum, Venture X, Sapphire Reserve: Which Premium Travel Card Is Best?
The Amex Platinum, Chase Sapphire Reserve, and Capital One Venture X are three of the best travel cards out there. Here's how to choose between them.
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Save an Easy $75+ on Gas and Travel This Summer With the No-Annual-Fee Discover it Card
The Discover it® Cash Back's Q3 bonus categories just dropped, and there are some great ones for summer travelers. Here's what to know about how you can save.
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Amex Platinum Offers a Massive Welcome Bonus Offer. Find Out Your Offer Now
The Amex Platinum comes with one of the biggest welcome bonus offers around -- but your exact value will vary. Here's what to know before you apply.
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My 3 Favorite 0% Intro APR Cards of June 2026: Pay No Interest for up to 21 Months
These three credits cards offer extra-long 0% intro APR windows -- and one of them offers great rewards, too. Here's what to know.
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Fly Out of Dallas a Lot? These 2 Cards Get You Into Fancy Lounges
These premium travel cards open the door to airport lounges at Dallas Fort Worth -- including award-winning options for travelers who want to fly more comfortably.
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Earn 3% on Dining and More: The Best Cash Back Cards This Month, June 2026
Maybe my all-time favorite cash back card earns 3% back on dining and 1.5% on everything else. Here's what to know, plus four other great options.
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How Many Americans Have Credit Cards? Ownership, Balance-Carrying, and Application Rates
82% of Americans had a credit card in 2025, but 45% carried a balance. Ownership and balance rates by income, age, and race.
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Here's How Much It Costs to Raise a Child
It costs roughly $300,000 to raise a child. Read on for expenditures by category and age.
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Financial Firsts: When Americans Hit Their Money Milestones
Survey: 68% of Gen Z haven't bought a home. See when Americans open accounts, buy cars, invest, and hit other financial firsts, by generation.
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Average Savings Account Interest Rate in May 2026
The national average savings account interest rate is 0.38% APY as of May 2026, per FDIC data. See how rates have changed and where to find a better rate.
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The Average Checking Account Interest Rate in May 2026
The national average checking account interest rate is 0.07% APY as of May 2026, per FDIC data. See how rates compare and where to find a better rate.
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2026 Cryptocurrency Investor Trends Survey: Ownership Plateaus Despite Record Bitcoin Price
22% of Americans own crypto, according to Motley Fool Money's new survey on crypto ownership, sentiment, and what would make skeptics invest.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.