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In Depth Research

With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.
Jack Caporal Jack Caporal, Expert

59% of Americans have a cash back credit card and 49% have a travel rewards card.

Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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