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Must Reads
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I Made One Simple Switch and Earned Hundreds More in Interest
Switching to a high-yield savings account in 2020 has earned me thousands in interest -- and it's still the easiest money win I've ever made.
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Here's How Big Banks Are Profiting Off Your Laziness, and What to Do About It
Big banks are quietly profiting off your low savings rate. Here's how much it's costing you and how you can fix it in minutes.
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Want to Save on Groceries and Gas? Here's a Standout Card for You
The Blue Cash Preferred® Card from American Express is a great card for anyone looking to save on everyday items. Find out why.
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Keeping Your Savings in a Bank of America Account Could Cost You a Flight Every Year
Keeping your money in a Bank of America savings account could be costing you hundreds of dollars a year. Here's what to do instead.
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I Get 2% Back on Every Purchase With No Annual Fee. Here's the Card I Use to Do It
The Wells Fargo Active Cash card comes with unlimited 2% cash rewards and a $200 welcome bonus. Learn why now's a great time to apply.
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Best High-Yield Savings Account Rates Today, July 30, 2025: Up to 5.00%
High-yield savings accounts are offering up to 5.00% APY today -- see the top rates and switch now to boost your earnings without locking up …
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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Nearly 1 in 6 of Americans Aren't Paying Their Bills on Time
Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
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America's Wasteful Spending Habits: From DoorDash to Dead Subscriptions
Explore wasteful spending statistics revealing how Americans overspend, like frequent DoorDash orders and impulse buys, across generations.
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Financial Literacy Statistics: The Average American Scores Just 48%
Scores have stayed around 50% for nearly 10 years. Read on for a deep dive into financial literacy data.
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A Rough Day for Dividend Knights
Jul. 29, 2025
Between battered industries and overlooked opportunities, plenty of dividend-paying companies have slipped to the bottom of the earnings jar. Today, Emily Flippen, Matt Argersinger, and …
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Intel Can’t Stop Cutting
Jul. 28, 2025
The former Chip King is cutting again in hopes of finding a path to sustainable growth. Tim Beyers and Jose Najarro discuss: - Intel’s big …
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What Business School is Missing
Jul. 27, 2025
So what is the role of business? Motley Fool contributor Rich Lumelleau and Motley Fool analyst Dave Meier talk with Andy Hoffman, Professor at University …
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Choosing a 529 and How Does Your 401(k) Compare
Jul. 26, 2025
529 plans aren’t just for college anymore. Robert Brokamp speaks with Martha Kortiak Mert of Savingforcollege.com about the newly expanded uses of 529s and how …
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Meme Stocks Mania Returns & the Fantasy Stock Draft
Jul. 25, 2025
Meme stocks had a huge week, earnings season got into full swing with Alphabet going big on AI, and we draft our top stocks in …
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Earnings Season Is in Full Swing, and Figma's IPO Is Right Around the Corner
Jul. 24, 2025
Matt Frankel, Tom Gardner, Jon Quast, and Jonathan Wilder discuss: - Earnings disappointments from Tesla and Chipotle - AI-powered growth from Alphabet and ServiceNow - …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.