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Must Reads
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Limited-Time Offer: Get a $900 Bonus With the Chase Ink Business Unlimited Card
Learn about this top Chase business card's new limited-time welcome offer, making it a no-brainer for small business owners who want easy cash back.
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The Chase Ink Business Cash Card's Sign-Up Bonus Just Went Up to $900. Should You Apply Now?
Find out how you can earn a $900 welcome bonus and 5% back on select business expenses with Chase's Ink Business Cash card.
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6-Month or 5-Year CDs: Which Are Better in September 2025?
CD rates are likely dropping soon. Here's how to decide between a short-term 6-month CD or a 5-year commitment.
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Get TSA PreCheck or Global Entry for Free With These 3 Credit Cards
Skip airport lines and save money. These credit cards cover your TSA PreCheck or Global Entry fee -- and offer major travel perks, too.
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How I Could Make $1,300 in the Next 2 Years Just by Switching Banks
I just ditched Wells Fargo and its 0.01% APY. See how switching to a high-yield savings account could earn me more than $1,300 in the …
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CDs Aren't Sexy -- but Neither Is Losing Money
Guaranteed returns with a CD might not be flashy. But they beat earning nothing. Here's why now is a smart time to consider a high-yield …
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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The Mortgage Market Gets its Groove Back
Sep. 11, 2025
Ever since interest rates started to rise in 2022, the American mortgage market has been stuck. With recent economic data, though, mortgage rates have been …
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Apple’s New iPhones and Oracle’s AI Bounce
Sep. 10, 2025
We discuss the new iPhone’s impact on Apple’s business, whether the economy is slowing, and what Oracle’s huge move today means for investors.Travis Hoium, Lou …
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Dave Gilboa, co-Founder and co-CEO of Warby Parker
Sep. 09, 2025
Warby Parker’s has serious AI glasses plans with Google. Tom Gardner, Tim Beyers, and Dave Gilboa discuss: Explaining Warby Parker’s business to a 10-year-old Plans …
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Our Biggest Regret
Sep. 08, 2025
Parting is such sweet sorrow. Today on Motley Fool Money, Rick Munarriz, with analysts Lou Whiteman and Jason Hall discuss selling decisions they wish they …
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Interview with Tom Slater, Head of U.S. Equities at Baillie Gifford
Sep. 07, 2025
Tom Slater is a partner and investment manager at Edinburgh-based investment firm Baillie Gifford. Motley Fool Chief Investment Officer Andy Cross talks with Slater about …
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When to Hire an Advisor, and It Pays to Hug Your Job
Sep. 06, 2025
Even if you’re a do-it-yourself investor, there are times when getting professional financial help can be one of the best investments you’ll make. Robert Brokamp …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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