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Must Reads
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The Credit Card Mistake That's Cost My Parents Thousands
My parents have one credit card -- and they only use it for one thing. Here's what that's cost them, and the one additional card that could save them a ton.
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42 Months of 0% Intro APR: Is a Double Balance Transfer Right for You?
A double balance transfer, using two balance transfer cards back to back, could get you 42 months of 0% interest -- theoretically. Here's what to know.
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How to Decide if a Credit Card's Annual Fee Is Worth It
Here's a practical framework for deciding if a credit card's annual fee pays off, plus a personal take on running the real math before applying.
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Get 4.10% APY for a Limited Time: Best Bank Account Bonuses This Week, May 31, 2026
This high-yield savings account is offering a strong 4.10% APY for your first six months when you use a promo code. Here's what to know and how to earn it today.
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Longest 0% Intro APR Credit Cards This Week, May 31, 2026: Take Back Control Before Summer
Get up to 24 months with 0% intro APR on this week's top offers. Stop losing money to interest and start making real headway on your balance.
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5 Reasons (Besides Rewards) to Buy Nearly Everything With a Credit Card
The bigger wins when using credit cards are fraud protection, purchase coverage, payment flexibility, dispute rights, and travel insurance.
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How Many Americans Have Credit Cards? Ownership, Balance-Carrying, and Application Rates
82% of Americans had a credit card in 2025, but 45% carried a balance. Ownership and balance rates by income, age, and race.
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Here's How Much It Costs to Raise a Child
It costs roughly $300,000 to raise a child. Read on for expenditures by category and age.
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Financial Firsts: When Americans Hit Their Money Milestones
Survey: 68% of Gen Z haven't bought a home. See when Americans open accounts, buy cars, invest, and hit other financial firsts, by generation.
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Average Savings Account Interest Rate in May 2026
The national average savings account interest rate is 0.38% APY as of May 2026, per FDIC data. See how rates have changed and where to find a better rate.
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The Average Checking Account Interest Rate in May 2026
The national average checking account interest rate is 0.07% APY as of May 2026, per FDIC data. See how rates compare and where to find a better rate.
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2026 Cryptocurrency Investor Trends Survey: Ownership Plateaus Despite Record Bitcoin Price
22% of Americans own crypto, according to Motley Fool Money's new survey on crypto ownership, sentiment, and what would make skeptics invest.
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Is Your Plan for Retirement Too Safe?
May. 30, 2026
Determining when you can retire requires making several assumptions about the future. Some of the commonly recommended assumptions are very conservative, and may result in …
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The Conundrum of Investing in AI Today
May. 29, 2026
Money continues to pour into AI companies like Anthropic, who announced a $65 billion fundraising round this week. But companies are starting to scrutinize their …
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Snowflake Has a Hot New Product
May. 28, 2026
Jon, Matt, and Travis start the episode by talking about Snowflake’s latest financial results that were catalyzed by one of its newest AI product offerings. …
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The $1 Trillion Club Gets a Little More Crowded
May. 27, 2026
Micron has had a turnaround for the ages, going from a free cash flow negative company to a $1 trillion valuation in a little over …
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Has Ferrari Lost Its Mind?
May. 26, 2026
Ferrari Luce has been announced and it’s getting widely criticised by for the design, which is very un-Ferrari. But maybe that’s the point for a …
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Time To Diversify Internationally?
May. 25, 2026
It’s a deep dive into the Hidden Gems Investing mailbag as Jon, Matt, and Rachel handle questions regarding international diversification, stocks that have lost momentum, …
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Unbiased Reviews
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.