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Must Reads
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The Ink Business Unlimited Is the No-Fuss Cash Back Card Every Owner Needs
Earn unlimited 1.5% cash back on every business purchase without tracking categories or doing math. Here's why this is a strong pick for busy owners.
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A $200 Bonus and 3% Cash Back: My Favorite No-Annual-Fee Grocery Card of 2026
This Amex card earns 3% cash back on groceries, gas, and online shopping with no annual fee -- plus it has a solid welcome bonus offer. Here's what to know.
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Here's How Much a Roth IRA Could Be Worth if You Start Maxing It at 30
Maxing out a Roth IRA in your 30s can build a seven-figure, tax-free retirement fund, thanks to decades of compound growth.
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Americans Owe $6,610 on Credit Cards on Average. Here's the Fastest Way Out
A balance transfer can save cardholders over a thousand dollars in interest, but only when a firm monthly budget backs it up.
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Here Are Our 3 Balance Transfer Cards for August 2026: Pay No Interest for up to 21 Months
Want to stop paying interest on credit card debt? These three balance transfer cards offer 0% intro APR for up to 21 months -- here's how they compare.
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Best High-Yield Savings Accounts Today, Aug. 19, 2026: Earn up to 4.50% APY
The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again in July. Find out more.
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The Average Checking Account Interest Rate in July 2026
The national average checking account interest rate is 0.07% APY as of August 2026, per FDIC data. See how rates compare and where to find a better rate.
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Average Savings Account Interest Rate in August 2026
The national average savings account interest rate is 0.38% APY as of August 2026, per FDIC data. See how rates have changed and where to find a better rate.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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Average American Credit Card Debt
Credit card debt totaled $1.263 trillion as of the second quarter of 2026. Read on for more credit card debt statistics and trends.
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Average American Household Debt in 2026: Facts and Figures
American households carry $18.771 trillion in consumer debt as of the second quarter of 2026. Read on for more household debt statistics.
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The Average Credit Card Interest Rate
The average credit card interest rate is 21% APR as of May 2026, per Federal Reserve data. See how rates are set and what they mean for carrying a balance.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.