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Must Reads
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I Didn't Open a Roth IRA Until 31. Here's What That Delay Really Cost
Opening a Roth IRA eight years earlier would have left me $280,000 richer today. Here are the current contribution limits and how to start now.
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How the Amex Business Platinum Can Pay for Its Annual Fee 7 Times Over
The Amex Business Platinum comes with a steep annual fee -- but for frequent business travelers, it's easily worth the cost. Here's what to know.
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The 3 Best Cash Back Cards Right Now (and Who Each Is For)
There are all sorts of great cash back cards out there. Here are three of our favorites, and how to know which one is best for you.
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Best CD Rates This Week, June 8, 2026: The Fed Meets in 8 Days -- Don't Wait to Lock In Your Rate
Top CDs this week offer yields as high as 4.20% APY. But the Fed meets soon, so the direction of rates is uncertain. Secure a solid return while they last.
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Best Balance Transfer Cards This Week, June 8, 2026: Put Interest on Pause for up to 2 Years
Pause the interest and make progress. These balance transfer cards offer 0% intro APR for up to two years, no annual fees, and room to breathe.
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Top High-Yield Savings Accounts Offering up to 5.00% APY Right Now, June 8, 2026
Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
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The Average Monthly Mortgage Payment in 2026 by State, City, and More
The median monthly mortgage payment is $2,005 -- read on for mortgage payment statistics by city, state, income, and more.
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Nearly 1 in 7 Americans Aren't Paying Their Bills on Time
Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid fees.
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The Average Savings Account Balance In The U.S. – Here’s How Much Americans Have in the Bank
Learn the average savings account balance in the U.S., why medians matter, how your savings compare to national benchmarks, and strategies to boost your savings.
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How Many Americans Have Credit Cards? Ownership, Balance-Carrying, and Application Rates
82% of Americans had a credit card in 2025, but 45% carried a balance. Ownership and balance rates by income, age, and race.
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The Invisible Layer Protecting the World's Biggest Companies
Jun. 07, 2026
Every time you log into a corporate network, send a file, or spin up an AI agent, something has to decide what's allowed and what …
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How Much to Save for Your Financial Goals
Jun. 06, 2026
It’s Month 6 of our 2026 Financial Planning Challenge! In this installment, Fools Robert Brokamp and Stephanie Marini suggest ways to prioritize and quantify your …
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IPO Season: Why Patience Is The Name of the Game
Jun. 05, 2026
The biggest IPOs ever are coming and investors are (understandably) excited. But historically this is a time caution is needed and we discuss why these …
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Broadcom’s Stock Whiplash
Jun. 04, 2026
It seems like no matter the size of a company, it is possible we’ll see a double-digit percentage move in its stock on an earnings …
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Alphabet’s $80 Billion Flex
Jun. 03, 2026
Alphabet is raising over $80 billion to help its AI buildout, assisted by Berkshire Hathaway. We discuss what that says about the ROI of AI …
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Turnaround Stories and Shorting Stocks
Jun. 02, 2026
Dollar General was a stock market darling for much of the 2010s, but fell on hard times a few years ago. Numerous value investors have …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.