Jake FitzGerald

Editorial Strategist |

Expertise

Credit cards, bank accounts, brokerages

NUMBER OF PUBLICATIONS: 565 | LAST PUBLISH DATE: 04-27-2026

Summary

Jake FitzGerald is a full-time Editorial Strategist and Personal Finance Writer at Motley Fool Money, leading content production and distribution while also writing about credit cards, bank accounts, and other financial products. He has more than a decade of experience editing and shaping financial content to give readers clear, trustworthy money advice. His work focuses on delivering practical insights that empower people to make smarter financial decisions. Off the clock, he’s a fan of college football tailgates and still loyal to his favorite putter -- despite what his short game suggests.

Jake's Recent Articles

• The Fed Didn't Cut Rates. Here's What That Means for Your Money Now
  Mar 18, 2026
  The Fed held rates steady again. Here's what that means for credit card APRs, loan rates, and your savings right now.
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• This Might Sound Strange, but a Big Tax Refund Can Be a Bad Sign
  Mar 18, 2026
  A big tax refund feels like free money. But it often means you overpaid taxes all year and gave the government an interest-free loan.
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• Best High-Yield Savings Rates Today, March 18, 2026: Top HYSAs Paying up to 5.00% APY
  Mar 18, 2026
  Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster …
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• Will the Fed Cut Interest Rates? Here's What Could Change Later Today
  Mar 18, 2026
  The Federal Reserve meets today, with a rate decision coming later this afternoon. Here's what to expect, and how it could impact your finances.
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• The Best High-Yield Savings Rates Today, March 17, 2026: Where to Find up to 5.00% APY Now
  Mar 17, 2026
  Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
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• Best High-Yield Savings Accounts Offering up to 5.00% APY Today, March 16, 2026
  Mar 16, 2026
  The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can in case rates slide further.
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• The Average Household Earns Around $500 a Year in Credit Card Rewards
  Mar 14, 2026
  The typical household earns about $500 a year in credit card rewards. Here's how the math works and why simple cash back cards make it …
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• Top Savings Account Rates Today, March 14, 2026: Best Places to Stash Your Cash Paying up to 5.00% APY
  Mar 14, 2026
  The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find …
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• Your Bank Account Might Matter More Than Your Income
  Mar 13, 2026
  Income gets all the attention. But the type of bank account you use may have a bigger impact on your finances than you realize.
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• The Top Savings Rates Today, March 13, 2026: Accounts Paying up to 5.00% APY
  Mar 13, 2026
  High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the top rates …
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• The Financial Move That Pays You Back Forever
  Mar 12, 2026
  One simple financial move can quietly earn you hundreds more every year. Here's why switching savings accounts can pay you back forever.
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• The Lazy Way to Maximize Credit Card Rewards
  Mar 12, 2026
  Maximizing credit card rewards doesn't have to be complicated. Here's the surprisingly lazy system that works for most people.
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• Here's What Really Happens When a Bank Says 'Suspicious Activity'
  Mar 11, 2026
  What does suspicious activity actually mean on a bank account? Here's what banks are really doing behind the scenes when they flag transactions.
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• The Average American's Income Might Shock You
  Mar 11, 2026
  The average U.S. income is far higher than most people expect. Here's why the number is misleading and what actually matters for your finances.
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• Here's What Happens When Your Credit Score Reaches 850
  Mar 6, 2026
  An 850 credit score won't get you lower rates. Here's what actually changes, what doesn't, and why perfect credit still matters.
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• The Average American Has This Much in Emergency Savings. Do You?
  Mar 6, 2026
  How much do Americans actually have saved for emergencies? Federal Reserve data tells a clearer story than most headlines.
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• Here's Why Your Bank Doesn't Like Large Cash Deposits
  Mar 6, 2026
  Large cash deposits aren't illegal. But they do trigger reporting. Here's what your bank is actually reacting to.
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• Western Alliance Bank High-Yield Savings Premier Review
  Mar 5, 2026
  The Western Alliance Bank High Yield Savings account offers a competitive APY with no account fees, among other perks. Find out more in our detailed …
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• The Dead Simple Move That Doubles Any Credit Card Bonus
  Mar 5, 2026
  Most people miss this trick, but it takes almost no effort and can instantly double the value of a card's welcome bonus.
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• Here's the Annual Cost of Carrying a $5,000 Credit Card Balance
  Mar 5, 2026
  Carrying a $5,000 credit card balance can quietly cost you over $1,000 a year. Here's the math and how to stop it.
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• How Many Credit Cards Is 'Normal' in 2026?
  Mar 5, 2026
  The average American has multiple credit cards. Here's what's actually normal in 2026 and how many you really need.
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• Nearly Half of Americans Make This Expensive Money Mistake Every Month
  Mar 5, 2026
  Nearly half of Americans are making the same quiet money mistake every month. Here's what it is and how to fix it.
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• Here's What Credit Card Issuers See That You Don't
  Mar 4, 2026
  Credit card issuers track far more than your balance. Here's what they actually see and why it matters for your rates, limits, and approvals.
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• Here's Why CDs Are More Risky Than You Think
  Mar 4, 2026
  CDs feel safe. But locking your money up in 2026 carries a risk most savers don't think about.
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• Here's What Actually Triggers a Bank to Freeze Your Account
  Mar 4, 2026
  Banks can freeze your account without warning. Here's what usually triggers it and what to do next.
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