Jake FitzGerald

Editorial Strategist |

Expertise

Credit cards, bank accounts, brokerages

NUMBER OF PUBLICATIONS: 561 | LAST PUBLISH DATE: 04-24-2026

Summary

Jake FitzGerald is a full-time Editorial Strategist and Personal Finance Writer at Motley Fool Money, leading content production and distribution while also writing about credit cards, bank accounts, and other financial products. He has more than a decade of experience editing and shaping financial content to give readers clear, trustworthy money advice. His work focuses on delivering practical insights that empower people to make smarter financial decisions. Off the clock, he’s a fan of college football tailgates and still loyal to his favorite putter -- despite what his short game suggests.

Jake's Recent Articles

• Chase Sapphire Reserve vs. Amex Platinum Card
  Feb 11, 2026
  A comparison of two luxury travel cards, Chase Sapphire Reserve vs. Amex Platinum Card comes down to how you spend and the perks you'll use. …
  Read More
• This Might Be Controversial but Most Savings Accounts Aren't Actually Saving You Money
  Feb 11, 2026
  Most savings accounts feel responsible, but low interest quietly costs people money every year.
  Read More
• You Won't Believe How Much Money You Lose Using the Wrong Savings Account
  Feb 11, 2026
  Most savings accounts quietly cost you hundreds every year. Here's the simple math behind it.
  Read More
• This Might Be Controversial but Cash Back Cards Beat Travel for Most People
  Feb 10, 2026
  Cash back is simpler, more flexible, and often more valuable than travel points for how most people actually spend and redeem.
  Read More
• Here's Why February Is a Bad Month to Leave Cash in a Checking Account
  Feb 9, 2026
  February exposes the hidden cost of idle cash. Here's why leaving too much money in checking quietly costs you interest every day.
  Read More
• Here's What Happens When You Withdraw $10,000 From a Money Market Account
  Feb 9, 2026
  Withdrawing $10,000 from a money market account is usually simple, but there are reporting rules, timing quirks, and opportunity costs worth knowing.
  Read More
• Here's What Happens When You Deposit $10,000 Into a Money Market Account
  Feb 8, 2026
  Depositing $10,000 into a money market account is common. Here's what actually happens, including cash deposits, CTRs, and interest.
  Read More
• Here's How Much Silver a Person Can Legally Own
  Feb 6, 2026
  There's no federal limit on how much silver you can own in the U.S., but large transactions can trigger reporting rules.
  Read More
• Amex Gold Card vs. Amex Platinum Card
  Feb 5, 2026
  These lifestyle cards from American Express will suit different types of spending. Compare the various perks of the Amex Gold Card vs. Amex Platinum Card …
  Read More
• Amex Platinum Refresh: Here's Everything You Need to Know
  Feb 5, 2026
  Amex is refreshing the Platinum Card in 2025 with new perks and a higher annual fee. Find out why you may want to apply now.
  Read More
• Here's What Happens When You Change Your Credit Card Payment Due Date
  Feb 4, 2026
  Changing your credit card due date won't hurt your credit. Here's how it affects billing cycles, autopay, and late-fee risk.
  Read More
• Here's What Happens When You Pay Your Credit Card Bill Every Week
  Feb 3, 2026
  Paying weekly won't boost your credit by itself, but it can keep balances lower, reduce interest drag, and make spending easier to manage.
  Read More
• Here's What Happens When You Pay Your Credit Card Bill One Day Late
  Feb 3, 2026
  One day late on a credit card payment usually won't hurt your credit, but it can still trigger fees and interest. Here's what happens.
  Read More
• Here's What Happens When You Only Make the Minimum Credit Card Payment
  Feb 2, 2026
  Paying only the minimum keeps your card current, but it can trap you in debt for years and cost thousands in interest.
  Read More
• The Top 3 High-Yield Savings Accounts of February 2026: APYs up to 4.21%
  Feb 1, 2026
  In February 2026, these three high-yield savings accounts offer some of the best rates available.
  Read More
• The Little-Known Credit Card Strategy That Can Save You Hundreds in 2026
  Jan 31, 2026
  Couples can double card perks, earn two welcome bonuses, and avoid cash back caps by using the same credit card in 2026.
  Read More
• Here's What Happens When You Max Out Your Credit Card Once
  Jan 29, 2026
  Maxing out a credit card once can ding your score and flexibility, but the damage is usually temporary if you act fast.
  Read More
• Chase Sapphire Reserve Review
  Jan 28, 2026
  The Chase Sapphire Reserve has premium perks, but comes with an expensive annual fee. Find out if it's worth it in our full Chase Sapphire …
  Read More
• Here's What Happens When Your Debit Card Triggers a Fraud Alert
  Jan 28, 2026
  Find out why your debit card was declined and the exact steps you need to take to unfreeze your account and protect your cash.
  Read More
• Do People With 850 Credit Scores Pay Less for Almost Everything? Here's the Truth
  Jan 27, 2026
  Is a perfect 850 credit score actually worth the effort? Here is the truth about what it saves you and where it doesn't matter at …
  Read More
• What Happens When You Deposit $10,000 or More Into Your Bank Account? Here's the Truth in 2026
  Jan 26, 2026
  Learn the 2026 rules for $10,000 deposits. Understand CTR reporting and how AI monitoring affects your cash transactions.
  Read More
• How High Could CD Rates Go in 2026?
  Jan 26, 2026
  Stop losing money. 2026 CD rates are around 4.00%. See why a big bank's 0.01% is potentially costing you $1,000+ this year.
  Read More
• Why a 1-Year CD Might Be the Smartest Choice in 2026
  Jan 24, 2026
  In 2026, a 1-year CD can offer a rare mix of safety, flexibility, and strong yield without locking you in for the long haul.
  Read More
• Here's What Happens When Your Credit Score Reaches 850
  Jan 23, 2026
  An 850 credit score won't get you lower rates. Here's what actually changes, what doesn't, and why perfect credit still matters.
  Read More
• Trump Tariffs: Here Are 4 Smart Things to Do With Your Money Right Now
  Jan 22, 2026
  New tariffs could drive up prices on everyday goods. Learn four smart money moves to protect your finances, from saving more to making strategic purchases.
  Read More