Jake FitzGerald

Editorial Strategist |

Expertise

Credit cards, bank accounts, brokerages

NUMBER OF PUBLICATIONS: 550 | LAST PUBLISH DATE: 04-19-2026

Summary

Jake FitzGerald is a full-time Editorial Strategist and Personal Finance Writer at Motley Fool Money, leading content production and distribution while also writing about credit cards, bank accounts, and other financial products. He has more than a decade of experience editing and shaping financial content to give readers clear, trustworthy money advice. His work focuses on delivering practical insights that empower people to make smarter financial decisions. Off the clock, he’s a fan of college football tailgates and still loyal to his favorite putter -- despite what his short game suggests.

Jake's Recent Articles

• The Top 3 High-Yield Savings Accounts of February 2026: APYs up to 4.21%
  Feb 1, 2026
  In February 2026, these three high-yield savings accounts offer some of the best rates available.
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• The Little-Known Credit Card Strategy That Can Save You Hundreds in 2026
  Jan 31, 2026
  Couples can double card perks, earn two welcome bonuses, and avoid cash back caps by using the same credit card in 2026.
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• Here's What Happens When You Max Out Your Credit Card Once
  Jan 29, 2026
  Maxing out a credit card once can ding your score and flexibility, but the damage is usually temporary if you act fast.
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• Chase Sapphire Reserve Review
  Jan 28, 2026
  The Chase Sapphire Reserve has premium perks, but comes with an expensive annual fee. Find out if it's worth it in our full Chase Sapphire …
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• Here's What Happens When Your Debit Card Triggers a Fraud Alert
  Jan 28, 2026
  Find out why your debit card was declined and the exact steps you need to take to unfreeze your account and protect your cash.
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• Discover it® Chrome Review
  Jan 27, 2026
  The Discover it® Chrome earns bonus cash back on your gas station and restaurant purchases. Find out more in our full Discover it® Chrome review.
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• Do People With 850 Credit Scores Pay Less for Almost Everything? Here's the Truth
  Jan 27, 2026
  Is a perfect 850 credit score actually worth the effort? Here is the truth about what it saves you and where it doesn't matter at …
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• What Happens When You Deposit $10,000 or More Into Your Bank Account? Here's the Truth in 2026
  Jan 26, 2026
  Learn the 2026 rules for $10,000 deposits. Understand CTR reporting and how AI monitoring affects your cash transactions.
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• How High Could CD Rates Go in 2026?
  Jan 26, 2026
  Stop losing money. 2026 CD rates are around 4.00%. See why a big bank's 0.01% is potentially costing you $1,000+ this year.
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• Why a 1-Year CD Might Be the Smartest Choice in 2026
  Jan 24, 2026
  In 2026, a 1-year CD can offer a rare mix of safety, flexibility, and strong yield without locking you in for the long haul.
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• Here's What Happens When Your Credit Score Reaches 850
  Jan 23, 2026
  An 850 credit score won't get you lower rates. Here's what actually changes, what doesn't, and why perfect credit still matters.
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• Trump Tariffs: Here Are 4 Smart Things to Do With Your Money Right Now
  Jan 22, 2026
  New tariffs could drive up prices on everyday goods. Learn four smart money moves to protect your finances, from saving more to making strategic purchases.
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• Today’s Best High-Yield Savings Rates, Jan. 22, 2026 -- Earn up to 5.00% APY
  Jan 22, 2026
  The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before rates slide.
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• Best High-Yield Savings Accounts Today, Jan. 21, 2026 -- Up to 5.00% APY
  Jan 21, 2026
  The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find …
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• High-Yield Savings Account Rates Today, Jan. 20, 2026 -- Earn up to 5.00% APY
  Jan 20, 2026
  High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the top rates …
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• Best High-Yield Savings Rates Today, Jan. 19, 2026 -- Up to 5.00% APY Still Available
  Jan 19, 2026
  Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster …
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• Today's Best High-Yield Savings Accounts, Jan. 17, 2026 -- Up to 5.00% APY While It Lasts
  Jan 17, 2026
  Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
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• Wells Fargo Credit Card Applications: Rules, Requirements, and Tips
  Jan 16, 2026
  Wells Fargo has a number of popular credit cards. Learn about Wells Fargo application rules and requirements to increase your chances of approval.
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• The Best Bank Accounts for 2026, Even if Rates Fall
  Jan 16, 2026
  Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.
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• Best High-Yield Savings Rates Today, Jan. 16, 2026 -- Still Paying up to 5.00% APY
  Jan 16, 2026
  The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before rates slide.
  Read More
• Chase Freedom Credit Score
  Jan 15, 2026
  Chase Freedom cards are excellent choices for earning cash back on everyday spending. Learn about Chase Freedom credit score requirements before you apply.
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• Credit Cards 101: A Beginner's Guide to Understanding and Managing Your Card
  Jan 15, 2026
  Credit cards can be a powerful tool, but they're often confusing for beginners. This guide explains how credit cards work and how to avoid common …
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• Here's What Happens When You Open Savings and Checking at Different Banks
  Jan 15, 2026
  Opening checking and savings at different banks often earns more interest and makes spending and saving feel clearer.
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• Best High-Yield Savings Accounts Today, Jan. 15, 2026 -- Smart Start for 2026
  Jan 15, 2026
  The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find …
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• Here's How You Deposit a Check to an Online Bank
  Jan 14, 2026
  Depositing a check to an online bank is easier than you think. Here's how mobile check deposits really work.
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