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Insurance Articles

Articles about Insurance and how to get the most from it.
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Recent Articles

Five toy cars in a row, blue and red against a yellow background.
June 20, 2025 | By Joel O'Leary

Here's the Average American's Car Insurance Premium. Are You Overpaying?

Find out how your car insurance premium stacks up against the national average, as well as the factors that go into deciding your rate.
A silver sedan car on beige background with post-it notes.
June 20, 2025 | By Ryan Wilcox

Do You Have Too Much Car Insurance? 3 Red Flags to Watch Out For

Are you paying too much for car insurance? Watch for these three red flags that could mean you have more coverage than you need.
A red car crashed into a stack of gold coins on blue background.
June 19, 2025 | By Joel O'Leary

The 5 Biggest Mistakes You Can Make When Picking Car Insurance

Don't let a simple car insurance mistake cost you thousands. Here are five common mistakes (and how to avoid them).
A blue car with a bandage covering some front end damage and a mechanic shop in the background.
June 19, 2025 | By James McClenathen

$75K in Car Insurance? Here's Why It's Probably Not Enough

In a serious car accident, you could end up on the hook for far more than $75,000. Learn how much car insurance you really need to protect yourself.
A black umbrella over red pickup truck against a blue background.
June 18, 2025 | By James McClenathen

Forget Minimum Car Insurance: Here's What You Really Need

With state minimum car insurance, an accident could leave you on the hook for tens (or hundreds) of thousands. Here are some smart ways to beef up your policy.
A white SUV on a road with beige and orange background.
June 18, 2025 | By James McClenathen

Ranked: Car Insurance Companies With the Best Discounts for Safe Drivers

Consider yourself a safe driver? These top insurers offer big telematics-based discounts -- some up to 40% -- that could save you hundreds on your car insurance.
A wrecked vehicle on a lime green background.
June 17, 2025 | By Jake FitzGerald

Here's What Happens When You Get in an Accident With Minimum Car Insurance

Minimum car insurance might keep you legal, but it won't cover everything after a crash. Here's what you need to know before it's too late.
A silver sedan car on red background.
June 16, 2025 | By Ryan Wilcox

3 Reasons Not to Get Low-Deductible Car Insurance

Thinking about getting low-deductible car insurance? Learn why it may actually cost you more in the long run.
A red vw beetle car against yellow background.
June 13, 2025 | By Joel O'Leary

Should You Sign Up for Pay-Per-Mile Auto Insurance in 2025?

Pay-per-mile auto insurance can lower costs for low-mileage drivers in 2025. Learn how it works and who it's best for.
A small red car with a trail of silver coins in a shape of track on blue background.
June 12, 2025 | By Joel O'Leary

5 Ways Retirees Can Save Money on Car Insurance

Retirees can cut car insurance costs by reassessing coverage, driving less, and comparing quotes. Here's how to start saving money today.
Red toy car on a light blue background.
June 11, 2025 | By Joel O'Leary

Ranked: Car Insurance Companies With the Best Rates Now

Auto insurance premiums are rising, but not everywhere. Here are the companies offering the lowest average rates in 2025.
A house against an orange background
Dec. 9, 2024 | By Jordi Lippe-McGraw

Homeowners Insurance Doesn't Cover Everything. Here's What You Really Need to Know

Think homeowners insurance covers it all? Think again. Learn what's missing and how to protect your biggest investment.
A smiling woman sitting in the driver's seat of a car.
Dec. 6, 2024 | By Natasha Etzel

This Simple Move Saved Me $175 on Car Insurance in 2024

Drivers may qualify for car insurance policy discounts by changing how they pay their bills. Here's how one driver saved $175 on car insurance this year.
A blue sports car against a green background
Dec. 6, 2024 | By Danielle Antosz

Is Your Job Costing You More on Car Insurance? Some Occupations Can Raise Rates

Could your job lead to higher car insurance rates? If you work in a high-travel, high-stress job, you could be paying more. See how to lower your rates.
A small SUV against a green background
Dec. 6, 2024 | By Danielle Antosz

Teen Driver? Here's How to Lower Your Car Insurance Rates

Adding a teen to your car insurance policy can be expensive. Use these tips to save big while keeping your family and car protected.
A white car with a dog hanging its head out the back window
Dec. 1, 2024 | By Natasha Etzel

4 Reasons I'll Continue Driving My 12-Year-Old Honda Civic in 2025

Keeping an older car that is well cared for can be a great choice. Check out are four reasons why driving a 12-year-old car can be beneficial.
A person talking on the phone while sitting at a home office desk with a puppy in their lap.
Dec. 1, 2024 | By Matt Frankel, CFP®

How Much Does the Average American Pay for Auto Insurance?

Here's the average annual cost of auto insurance in the U.S. How do you compare? Read on to learn the best way to save on your auto policy.
Man in apparent distress on phone with vehicle in the background.
Nov. 30, 2024 | By Kailey Hagen

Drivers With Poor Credit Scores Pay Up to 216% More for Car Insurance in These 10 States

Car insurance is expensive for everyone these days, but drivers with poor credit are really struggling. Here are the states that charge them the most.
Woman with dog about to charge her electric car.
Nov. 29, 2024 | By Chris Neiger

Gas vs. Electric vs. Hybrid: Find Out Which Is Really the Cheapest to Own

Hybrids aren't just efficient; they're also likely the cheapest vehicles to own. Read on to determine which vehicle type will cost you the most.
A small SUV against a green background
Nov. 29, 2024 | By Danielle Antosz

4 Things I Wish I Knew Before I Got My First Auto Loan

Before you take out your first car loan, make sure you understand the process. Find out what you need to know here.
Nurse helping elderly man from bed in nursing home.
Nov. 26, 2024 | By Robin Hartill, CFP

69% of Seniors Will Need Long-Term Care. How Much Does It Cost?

Most people turning 65 today will need long-term care at some point, but the costs are exorbitant. Learn about ways to pay.
Man on the phone doing paperwork at home
Nov. 25, 2024 | By Kailey Hagen

Shop Around: Average Americans Pay Over $1,700 Annually on Car Insurance

Shopping around is key to saving on car insurance, but price isn't the only factor that matters. Here's how to find the best possible deal.
A doctor standing in front of a sunny window in her office and speaking with her male patient sitting in a chair.
Nov. 25, 2024 | By Kristi Waterworth

The Healthcare Marketplace Has Opened Up Again. Here's What You Need to Know

Your healthcare plan can make or break you financially. Read on to arm yourself for your 2025 medical care.
Couple receiving a new car keys from car salesperson.
Nov. 23, 2024 | By Chris Neiger

Used vs. New Cars: Which Is Cheaper to Insure?

It's generally cheaper to insure a used vehicle. Read on to find out how to lower your insurance costs, no matter what you drive.
A small SUV against a green background
Nov. 23, 2024 | By Chris Neiger

Is Your Car Costing You Extra on Insurance? Here's What You Need to Know

The type of vehicle you drive can impact your insurance costs. Read on to find out which type of vehicle is the cheapest to insure.