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Must Reads
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Here's the Single Best Strategy for Investing in CDs Now
Learn how to build a smart CD ladder in 2025 that takes advantage of high interest rates before they fall, especially on long-term terms.
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The Amex Platinum Offered Me a 175,000-Point Bonus. Is It Worth It?
The Amex Platinum Card is offering as high as 175,000 points, one of the most lucrative welcome offers you'll ever see. Find out if you're …
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The High-Yield Savings Trend Is Exploding -- Don't Miss Out
Some high-yield savings accounts are paying over 4.00% APY right now. See why this savings trend is exploding and how you can start earning more …
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Earn a $200 Bonus and 2% Rewards on Every Purchase With Wells Fargo Active Cash Card
Earn 2% cash rewards on everything and a $200 bonus with this simple, no-fee rewards card from Wells Fargo.
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Best High-Yield Savings Account Rates Today, August 1, 2025: Up to 5.00%
Earn up to 5.00% APY with today's top high-yield savings accounts -- grow your money faster with flexible access and no long-term commitment.
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Is It Too Late to Buy CDs in 2025?
CD rates are still strong in 2025, especially for short-term savers. Here's why now may be your last chance to lock in a high yield.
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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Nearly 1 in 6 of Americans Aren't Paying Their Bills on Time
Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
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America's Wasteful Spending Habits: From DoorDash to Dead Subscriptions
Explore wasteful spending statistics revealing how Americans overspend, like frequent DoorDash orders and impulse buys, across generations.
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Tariffs and Trade Wars Can’t Slow Big Tech’s Momentum
Jul. 31, 2025
The Federal Reserve holds rates steady for now, but an ever-evolving trade and tariff picture raises questions about for how long. Also, Meta Platforms and …
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Coffee, Chips, and Credit Cards
Jul. 30, 2025
Earnings from Starbucks, Visa, and Spotify’s earnings give us a read on the consumer and Samsung takes a big chip order from Tesla. (00:21) Travis …
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A Rough Day for Dividend Knights
Jul. 29, 2025
Between battered industries and overlooked opportunities, plenty of dividend-paying companies have slipped to the bottom of the earnings jar. Today, Emily Flippen, Matt Argersinger, and …
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Intel Can’t Stop Cutting
Jul. 28, 2025
The former Chip King is cutting again in hopes of finding a path to sustainable growth. Tim Beyers and Jose Najarro discuss: - Intel’s big …
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What Business School is Missing
Jul. 27, 2025
So what is the role of business? Motley Fool contributor Rich Lumelleau and Motley Fool analyst Dave Meier talk with Andy Hoffman, Professor at University …
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Choosing a 529 and How Does Your 401(k) Compare
Jul. 26, 2025
529 plans aren’t just for college anymore. Robert Brokamp speaks with Martha Kortiak Mert of Savingforcollege.com about the newly expanded uses of 529s and how …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.