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Must Reads
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3 Little-Known Perks of Having a Credit Score of 750+
A 750+ credit score unlocks more than low interest rates. Learn about the top hidden perks, from cheaper car insurance to earning rewards.
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3 Important Things to Know Before You Apply for the Amex Platinum Card
The Amex Platinum Card recently got its biggest update in years, and it's now more valuable than ever. Here's what you should know before applying.
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I Write About Savings Accounts for a Living. Here's Why I Hate Bank of America
Still saving with Bank of America? You're probably earning next to nothing in interest. Here's how to switch to a high-yield savings account today.
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This 0% Intro APR Card Is Quietly Exploding. Here's Why People Are Flocking to It
Learn why this top-rated 0% intro APR card is gaining so much attention and how it can help you save money and pay off debt …
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Interest Rates Are on the Decline. Here's What to Do With Your Cash Today
Looking for steady ways to grow your cash, even with falling interest rates? Here's why CDs, HYSAs, and index ETFs are all great choices.
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The Credit Card That Pays You 2% Back on Every Purchase
The Wells Fargo Active Cash is one of the best flat-rate credit cards on the market. Learn why I think everyone should have it in …
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Make the Most of Your Cash and Credit Cards
Oct. 04, 2025
The Federal Reserve is lowering interest rates, which can be good for borrowers but not so good for savers. Robert Brokamp speaks with Brendan Byrnes, …
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Apple’s Headset Strategy & Tesla’s EV Sales Windfall
Oct. 03, 2025
We discuss what Apple and Meta Platforms see as the future of tech hardware and whether or not Tesla’s latest delivery boon is a peak …
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Open AI’s Worth Half a Trillion Dollars
Oct. 02, 2025
In a little less than 10 years, OpenAI has gone from an idea to a half-trillion dollar company, and its ambitions for the next several …
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Winners & Losers from ChatGPT’s Shopping Launch
Oct. 01, 2025
OpenAI has launched shopping within ChatGPT and this could be a disruptive force to companies like Amazon, Google, Shopify, and Etsy. We discuss who the …
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Asian Food Chains Moving Stateside
Sep. 30, 2025
American palates are shifting, and investors are starting to take notice. In today’s episode of Motley Fool Money, host Emily Flippen is joined by analysts …
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What’s a Supernova Stock? 3 Ideas For Your Watchlist
Sep. 29, 2025
David Meier, Rick Munarriz, and Tim Beyers preview the Oct. 1 return of Motley Fool Supernova with three stocks with Rule Breaker DNA that are …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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