Financial Freedom Starts Here
Expert Tips, Reviews, Tools, and Special Offers To Help You Get The Most Out Of Your Money!
Meet Our 2026 Award Winners
The wait’s over. See which credit cards, bank accounts, and more earned top honors this year and start your smartest financial year yet.
Join 35,000+ Americans getting smarter with their money — one email at a time
Get expert advice, actionable strategies, and exclusive offers that help you save more and spend with confidence.
No spam — unsubscribe anytime. By submitting your email address, you consent to us sending you money tips along with products and services that we think might interest you. Please read our Privacy Statement and Terms & Conditions.
Our Contribution
The number of people we're helping become smarter, happier, and richer.
Must Reads
-
Don't Want to Pay the Chase Sapphire Reserve Card's $795 Fee? Here Are 3 Alternatives
The Chase Sapphire Preferred, Citi Strata Elite, and Capital One Venture X cards offer excellent travel rewards and lower annual fees. Which is best for you?
-
Why I Open at Least 1 New Credit Card Every Year
Opening a new credit card each year helps me earn bonuses, unlock perks, and save real money, as long as I stick to smart rules.
-
How the Chase Sapphire Preferred Card Can Pay for Its Annual Fee 8 Times Over
The Chase Sapphire Preferred offers more than $800 in tangible first-year value. Here's why it's my go-to travel card recommendation after all these years.
-
Move Over, Amex Platinum: The Venture X Card Is an Amazing Deal
The premium travel card landscape is shifting. Here's how two popular cards stack up against each other, and which might be the better fit for most travelers.
-
This Is How Much Money You Can Make With $20K in a 5-Year CD
Put $20,000 into a 5-year CD and see exactly how much it could grow. Here's what today's rates mean for your money.
-
How the Amex Platinum Card Could Save You Over $3,000 on Travel in a Year
If you're looking to save big on your next trip, the Amex Platinum can help. Here's how to maximize its welcome bonus, earnings rates, travel perks, and more.
-
Renters in These States Are Getting Hit Hard by the Pandemic Economy
The COVID-19 pandemic has affected nearly everyone, but renters are having an especially difficult time. Read on for the 12 states where the situation is worst.
-
Americans' Top Financial Priorities in the 2024 Presidential Election
We asked 2,000 Americans what their top financial priorities are heading into the 2024 election. Inflation was top of mind. Read on for more findings.
-
Study: When Does the Average American Get Their First Credit Card?
The average American gets their first credit card at the age of 20, and here’s the impact.
-
COVID-19 Fraud Statistics: Over $480 Million in Losses and Counting
COVID-19 and stimulus check fraud is a growing problem. Americans have already lost over $100 million. These fraud statistics show the scope of the issue.
-
Study: Generational Credit Card Habits
The Motley Fool Motley Fool Money surveyed 2,000 Americans on their credit card habits and found some generational differences. Find out if they apply to you.
-
How Will Climate Change Impact Homeowners Insurance in All 50 States?
A look at how climate change will impact homeowners insurance in all 50 states.
-
Can These Three 2025 Winners Keep Winning?
Dec. 22, 2025
We look back to look forward and predict whether three of 2025's biggest winners can keep winning in 2026. Can Micron Technology (NASDAQ: MU), Robinhood …
-
Interview with MichaelAaron Flicker: Hacking the Human Mind
Dec. 21, 2025
MIchaelAaron Flicker is the co-author of Hacking The Human Mind: The Behavioral Science Secrets Behind 17 of the World’s Best Brands. Motley Fool contributor Rich …
-
How to Review and Rebalance Your Portfolio
Dec. 20, 2025
It’s almost 2026, and soon you’ll be receiving your year-end statements for all your investment accounts. You’ll also hear a lot of advice about reviewing …
-
OpenAI Wants Another $100 Billion
Dec. 19, 2025
The AI trade continues to be the biggest topic on the market and this week we got reports that OpenAI is looking to raise another …
-
Hidden Gem Stocks We Love at the End of the Year
Dec. 18, 2025
While many people are checking off items on their holiday shopping lists, we're making a list (and checking it twice) of stocks we would be …
-
Ford Takes $19.5 Billion EV Hit. Is the EV Revolution Over
Dec. 17, 2025
Electric vehicles were supposed to disrupt the auto industry, but sales are down, subsidies are going away, and Ford is pivoting away from EVs and …
Why You Can Trust Us
We're your money concierge. We cut through the noise and guide you to what we think are some of the best products and services that can make your money work harder for you.
Our Golden Rule
Scrutinize the Fine Print
Unbiased Reviews
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.