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Must Reads
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If You're Saving $15,000 With Wells Fargo, You Could Be Making $500 More a Year
Your Wells Fargo savings account is earning next to no interest. Here's why it's time to open a high-yield savings account.
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I'm Saving for a Vacation -- and This 4.20% APY Account Is Speeding It Up
A high-yield savings account is helping me reach a big travel goal faster. Here's how it's working and why it might help you too.
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Act Now: Snag an Easy $200 Bonus With This No-Annual-Fee Chase Card
The Chase Freedom Unlimited® card has an easy-to-earn welcome bonus and valuable ongoing perks. Learn why it's worth applying for today.
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Bank of America CD Rates: Up to 3.90% APY. Should You Open One?
Most Bank of America CD rates are low. See Bank of America's current CD rates and how they compare to the competition.
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Will Social Security, Medicare, and Other Benefits Stop in a Government Shutdown?
Social Security and Medicare payments continue during a shutdown, but delays and service disruptions are still likely. Read on to learn more.
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Don't Wait: Earn $200 in Bonus Cash With This No-Annual-Fee Card
The Wells Fargo Active Cash is one of the best flat-rate cash reward cards on the market. Learn how you can earn its valuable welcome …
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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What’s a Supernova Stock? 3 Ideas For Your Watchlist
Sep. 29, 2025
David Meier, Rick Munarriz, and Tim Beyers preview the Oct. 1 return of Motley Fool Supernova with three stocks with Rule Breaker DNA that are …
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Interview with David Gardner: Rule Breaker Investing
Sep. 28, 2025
Motley Fool Co-Founder David Gardner has racked up big returns by bucking the conventional wisdom. Rule Breakers Senior Vice-President of Strategy Brian Richards talks with …
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Why Investors Earn Less Than Their Funds, and the Small-Cap Surge
Sep. 27, 2025
When evaluating a fund, one of the first sets of numbers you'll likely look up is its past returns. But those are not the returns …
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The Hidden Opportunities in AI
Sep. 26, 2025
Beyond the big names, where are there opportunities in AI and discounts in the market overall? Plus, Meta’s changing AI plans and we play “Higher …
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Navigating the Housing Market’s Mixed Signals
Sep. 25, 2025
Investors looking at housing and homebuilders are probably wondering what to make of the seemingly contradictory messages out of the housing market. In this episode, …
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Why Did DTC Retailers Fail?
Sep. 24, 2025
We examine the failure of formerly highly valued retail brands like Allbirds, Peloton, and Casper, who were once highly valued only to fall on hard …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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