While Chase's rewards credit cards offer considerable value, Chase CD rates leave a lot to be desired for new customers. For current customers and people looking for longer CD terms, Chase CDs could be a good long-term investment. Below is a closer look at Chase CD rates, how they compare to other banks, and whether they might be a fit for you.
You probably won't find Chase CD interest rates on our best CDs list. Better CD rates are available from several top online banks. Compare CD rates below to find the right CD account for your needs.
Chase CD interest rates might compete with your local brick-and-mortar bank. When measured against CDs from top banks, though, Chase CD interest rates aren’t impressive. Individuals with a linked Chase checking account have access to higher Chase CD interest rates. As a result, current customers benefit most from Chase CD interest rates. Despite their unimpressive interest rates, Chase CDs are a solid option for customers looking to build a CD ladder. Chase offers 17 CD term options ranging from one month to 10 years -- perfect for a CD ladder. And like most banks, there are no monthly fees associated with Chase CD accounts. Note that opening a Chase CD requires a $1,000 minimum deposit.
|6 Mo. APY||up to 0.05%|
|1 Yr. APY||up to 0.05%|
|1.5 Yr. APY||up to 0.05%|
|2 Yr. APY||up to 0.05%|
|3 Yr. APY||up to 0.05%|
|4 Yr. APY||up to 0.05%|
|5 Yr. APY||up to 0.05%|
Chase CDs are a good option for people looking for CD terms beyond five years. They’re also an attractive choice for customers with a Chase checking account, which gives you access to higher relationship rates.
Few banks offer CD terms beyond five years. With terms up to 10 years, Chase CDs are ideal for customers who want to build a CD ladder.
Chase CD interest rates aren’t competitive. However, they could be a valuable savings tool for current Chase checking customers because of access to higher relationship CD rates.
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