Citi CD rates are surprisingly competitive for a brick-and-mortar bank. With their variety of terms, low deposit requirements, and above-average APYs, Citi CDs are a good fit for savings balances of any size. Read our review to learn more about Citi CD rates and how they compare to the CDs you find with other top banks.
Citi's CD interest rates are higher than other large brick-and-mortar banks, though some online banks have it beat. See how it stacks up to some of its competitors in the table below.
Citi CD interest rates are competitive with its big bank competitors, with term lengths ranging from three months to five years. Citi also offers some unusual short-term CDs you won't find with many other banks. Its minimum deposit is $500 in most states, but a few states have higher minimum requirements. If you'd like to benefit from Citi CD interest rates, make sure you have enough to meet the account minimum.
Citi also offers the following CD accounts:
A Citi CD is a great fit for those with at least $500 they don't expect to spend in the next few months or years. It's also a good choice for those who prefer brick-and-mortar banking but still want to earn a high rate.
Citi CDs come with a variety of terms, reasonably high APYs, and low minimum balance requirements, so you can build a CD ladder or just use one to grow your savings.
A Citi Fixed Rate CD could be right for you if you want to earn a competitive rate on your savings and you have at least $500 to spare.
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