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Must Reads
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Your Wells Fargo Checking Account Might Get More Expensive in November
Wells Fargo is raising its checking account fee to $15. Here's how to avoid it or switch to a better option.
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5 Common Myths About Fed Rate Cuts
Fed rate cuts spark confusion every time. Here are five common myths about what lower rates really mean for your savings, debt, and CDs.
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Only 10% of Americans Follow This Key Social Security Rule That Could Boost Their Retirement Income
Only 10% of Americans delay Social Security until 70. Waiting could mean thousands more in lifetime retirement income.
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Get 4.50% APY: Beat Inflation in 30 Minutes With One Simple Switch
Looking for an easy inflation-beater? Learn how you can get up to 4.50% APY with a top high-yield savings account today.
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Best CD Rates Today, Oct. 30, 2025: The Fed Announced Another Rate Cut -- Lock in up to 4.34% APY Before Rates Slide
CDs are offering up to 4.34% APY today. The Fed announced another rate cut yesterday, so it's a good idea to lock in a high …
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Get an APY up to 5.00% With the Best High-Yield Savings Accounts Today (Despite Yesterday's Fed Rate Cut): Oct. 30, 2025
The Fed announced another rate cut yesterday, but high-yield savings accounts are still paying up to 5.00% APY -- for now. Grab a top yield …
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,100 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Microsoft Gets $135 Billion OpenAI Stake
Oct. 29, 2025
Microsoft has agreed to a deal that will allow OpenAI to become a for-profit company, likely paving the way for an IPO. The tech giant’s …
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Ripple Effects of the Government Shutdown
Oct. 28, 2025
Host Emily Flippen is joined by Motley Fool analysts Jason Hall and Keith Speights to unpack how a prolonged U.S. government shutdown ripples through markets …
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AI’s Power Problem
Oct. 27, 2025
AIs are hungry and growing more insatiable by the day. Will we be able to sustainably generate the power needed to feed the AI beast? …
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Interview with Scott D. Anthony: Epic Disruptions
Oct. 26, 2025
Scott D. Anthony is a professor of strategy at Dartmouth's Tuck School of Business and author of the new book, Epic Disruptions: 11 Innovations that …
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Sahil Bloom on the 5 Types of Wealth
Oct. 25, 2025
Sahil Bloom writes The Curiosity Chronicle newsletter and is the managing partner of SRB Ventures, a venture investment firm. He is also the author of …
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Investing After Cloud Outages & The End for Electric Vehicles?
Oct. 24, 2025
We discuss how cloud outages may impact stocks beyond Amazon. Plus, GM’s great results may show how weak EV sales will be in the U.S. …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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