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Must Reads
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Top 3 High-Yield Savings Accounts if You Have $10,000 to Save: August 2026
Trying to find a place to save your $10,000? Here are our three favorite high-yield savings accounts for big balances in August 2026.
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If You Can Only Have One Credit Card in 2026, Make It One of These 3
Only want to carry one credit card? Here's how these top picks from Wells Fargo, Chase, and Capital One can help you save.
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Our Top Cash Back Card of August 2026: Earn 2% on Purchases
A flat 2% rate, a solid welcome bonus, and even an 0% intro APR offer -- see why this Wells Fargo Card is our top cash back card pick this month.
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Ted Lasso Season 4 Is Here -- Watch It Free With This Chase Sapphire Preferred Perk
A year of Apple TV comes free with a top travel card, so streaming the buzzed-about new season doesn't have to cost you anything extra.
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5 Things to Check Before You Apply for a Balance Transfer Card
Before applying for a balance transfer card, these five checks help you avoid surprise fees, a denial, and interest that hits when the 0% window ends.
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Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, August 8, 2026
The July Fed meeting came and went with no change to rates. Top HYSAs continue to offer up to 4.50% APY, for now.
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The Average Credit Card Interest Rate
The average credit card interest rate is 21% APR as of May 2026, per Federal Reserve data. See how rates are set and what they mean for carrying a balance.
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The Average House Price by State in 2026
The median house price in the United States as of the second quarter of 2026 is $410,700. See how states compare here.
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Back-to-School Shopping Trends 2026: How Parents Are Financing the Bill
Back-to-school shopping trends: 34% of parents finance it with credit cards, 25% use buy now, pay later.
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The Average Checking Account Interest Rate in July 2026
The national average checking account interest rate is 0.07% APY as of July 2026, per FDIC data. See how rates compare and where to find a better rate.
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Average Savings Account Interest Rate in July 2026
The national average savings account interest rate is 0.38% APY as of July 2026, per FDIC data. See how rates have changed and where to find a better rate.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.