Financial Freedom Starts Here
Expert Tips, Reviews, Tools, and Special Offers To Help You Get The Most Out Of Your Money!
The 2025 Award Winners!
Narrow down your financial options and get ready for your smartest year yet with this year’s list of best credit cards, bank accounts, and more.
Join 35,000+ Americans getting smarter with their money — one email at a time
Get expert advice, actionable strategies, and exclusive offers that help you save more and spend with confidence.
Our Contribution
The number of people we're helping become smarter, happier, and richer.
Must Reads
-
3 Hidden Perks of the Citi Strata Elite That Could Surprise You
The newly-launched Citi Strata Elite isn't your typical luxury travel card. Here are three underrated perks that make it more rewarding than you might expect.
-
These 3 Red Flags Mean It's Time to Switch Bank Accounts
Are you earning a low interest rate, paying fees, or not getting the high APY your bank advertised? Find out here -- and find a …
-
Here's the Only Credit Card You Need in 2025
The Wells Fargo Active Cash earns unlimited 2% cash rewards with no annual fee. Here's why it's one of the only credit cards I keep …
-
5 of the Safest Investments for Retirees
Want steady income and low risk in retirement? These four safe investments can protect your savings while still earning solid returns.
-
4 Traits of Americans With a Perfect 850 Credit Score
Only 1.54% of Americans have a perfect 850 credit score. Learn the main habits they share, and how using them can boost your own score.
-
3 Accounts Crushing Bank of America on Savings Rates
Compare top high‑yield savings accounts offering 4.00% to 4.50% APY and finally save where your money actually grows faster.
-
Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
-
Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
-
How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
-
The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
-
81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
-
Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
-
Making Sense of Market Hyperbole
Aug. 14, 2025
There are some stunningly large data points pulling the market in different directions between cash on the sidelines and market valuations. These numbers can be …
-
Why Restaurant Stocks Have Gone Bad
Aug. 13, 2025
Restaurants are starting to see a drop in traffic and pressure from higher commodity prices and labor costs. So, it’s no surprise restaurant stocks are …
-
The Business of Vice: UFC, Sports Gambling, and Tobacco’s Comeback
Aug. 12, 2025
Today on Motley Fool Money, analysts Emily Flippen and Nick Sciple discuss the reemergence of “sin stocks” and whether today’s market is building lasting moats …
-
Predicting the Next Rule Breaker Buyout
Aug. 11, 2025
Having a stock you own getting acquired at a premium feels good at first, but what about the long-term gains that will be left behind …
-
Interview with Martin Reeves: Innovation and Imagination
Aug. 10, 2025
Martin Reeves is a business strategist, advisor, and author of several books, including Your Strategy Needs a Strategy, The Imagination Machine, and his most recent …
-
Learning From the Happiest Retirees
Aug. 09, 2025
For more than a decade, financial advisor and author Wes Moss has surveyed people near and in retirement. In Part 1 of this two-part discussion …
Why You Can Trust Us
We’re your money concierge. We cut through the noise and guide you to what we think are some of the best products and services that can make your money work harder for you.
![Golden Rule Icon]()
Our Golden Rule![Fine Print Icon]()
Scrutinize the Fine Print![Review Icon]()
Unbiased Reviews
Don't miss The Motley Fool's award-winning podcast
Daily investing and financial coverage delivered straight to your ears!
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.