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Must Reads
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0% APR for 21 Months: This Is My Favorite Balance Transfer Card Right Now
Pay off credit card debt without interest for almost two years using this award-winning balance transfer card -- with no annual fee, no late fees, …
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We Just Gave These 2 Cash Back Cards a Perfect 5-Star Rating -- Here's Why
We reviewed over 260 credit cards. These two top-rated picks stood out for their value, simplicity, and real cash back potential.
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I Just Closed My Wells Fargo Bank Account for Good. Here's Why
I ditched Wells Fargo for SoFi to earn a $300 bonus and a higher APY. Here's how you can make the switch, too.
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Here's How Much $20,000 Would Earn in a 6-Month CD Right Now
A 6-month CD could earn you nearly $400 on a $20,000 deposit. Find out if it's worth locking in a rate now.
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Ranked: The 3 Best Places to Put Your Money in July 2025
Looking to build wealth and avoid debt? Start with these three smart money moves you can make today.
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These 2 Credit Cards Earn Me Over $500 in Cash Back a Year
I earned more than $500 in cash back by pairing two cards for everyday spending. Here's the simple setup that made it happen.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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Nearly 1 in 6 of Americans Aren't Paying Their Bills on Time
Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
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America's Wasteful Spending Habits: From DoorDash to Dead Subscriptions
Explore wasteful spending statistics revealing how Americans overspend, like frequent DoorDash orders and impulse buys, across generations.
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Financial Literacy Statistics: The Average American Scores Just 48%
Scores have stayed around 50% for nearly 10 years. Read on for a deep dive into financial literacy data.
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Bold Earning Season Predictions
Jul. 15, 2025
Get excited…today is the first day of earnings season! (00:21) Anand Chokkavelu, Emily Flippen, Jason Hall, and Jose Najarro discuss: - Inflation ticks up - …
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Can Toast Thrive in the Restaurant Renaissance?
Jul. 14, 2025
Despite inflation concerns and tariff uncertainty, restaurants are busier than ever. Can it continue? Tim Beyers and Rick Munarriz discuss: - Surprisingly good data from …
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Data Scientist Hilary Mason on AI and the Future of Fiction
Jul. 13, 2025
A view from the intersection of AI and creators. Rich Lumelleau and Data Scientist Hilary Mason discuss: - How her company Hidden Door uses generative …
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Tom Gardner: A Message to All Investors
Jul. 12, 2025
Motley Fool co-founder and CEO Tom Gardner shares some investing insights on the current market, investments to avoid, and a motley array of investing topics: …
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AI, Superman, and Solar’s Kryptonite
Jul. 11, 2025
Oh yes, we’re talking all kinds of stocks! (00:21) Jason Hall and Matt Frankel discuss: - AI stocks in the data center space (including CoreWeave) …
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Taiwan Semi’s $100 billion plan and housing is hot!
Jul. 10, 2025
Taiwan Semiconductor’s earnings beat Wall Street expectations, the housing market is picking up steam after, and TopBuild & Ferrero International go shopping. Tyler Crowe and …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.