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Must Reads
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The Amex Platinum Is Built for People Who Collect Experiences, Not Things
A premium card for people who value experiences over things. See how the Amex Platinum turns travel perks into unforgettable moments.
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Best CD Rates Today, Nov. 6, 2025: Don't Let APYs up to 4.34% Slip Away
Today's CDs offer yields as high as 4.34% APY. With the Fed's recent rate cut in place, now's the time to secure a solid return …
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Earn up to 6% Cash Back on Groceries: Why Paying an Annual Fee Is Worth It
The Amex Blue Cash Preferred is our favorite grocery card of 2025, bar none. Learn how it can earn you hundreds a year in everyday …
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The Best High-Yield Savings Account Rates Today: Nov. 6, 2025 -- Up to 5.00% APY
The Fed cut rates again in October, but the best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one …
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Here Are 3 Amex Platinum Perks Yoga Moms Love
Get a combined $900 in credits to brands like Lululemon, Oura, and Equinox, all included with the upgraded Amex Platinum Card.
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No-Annual-Fee Balance Transfer Cards That Actually Help You Get Ahead
The Wells Fargo Reflect offers an intro APR on purchases and balance transfers for almost two whole years. Learn why else we love it as …
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,100 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Consumer Brands Shake Things Up…With Mergers
Nov. 05, 2025
2025 has been quite the year for consumer brands, but not in a good way. The industry writ large has underperformed for the past three …
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When Rule Breakers Find Religion (or, at least profits)
Nov. 04, 2025
Spotify, Shopify, and Uber were once the poster children for “growth at any cost.” Today, they’re talking cash flow, margins, and discipline. In today’s episode …
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Big Tech Earnings and Reckless Predictions
Nov. 03, 2025
Five of the Big Tech Behemoths reported last week. What did we learn and what should we expect looking ahead? Rick Munarriz, Sanmeet Deo, and …
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Why Income Investors Should Look Beyond Index Funds
Nov. 02, 2025
Should investors take stock in preferred stock? Motley Fool analysts Matt Argersinger and Anthony Schiavone talk with Infrastructure Capital Advisors CEO Jay Hatfield about preferred …
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Morgan Housel on the Forces That Drive Our Spending
Nov. 01, 2025
What makes the U.S. consumer and investor unique? Are we biologically programmed to be dissatisfied? Should you want your kids to be poor? Morgan Housel …
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Big Tech Breaks the Bank for AI
Oct. 31, 2025
Big tech earnings were the talk of the market this week and we covered a blowout from Alphabet, questions about Meta, and why Amazon has …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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