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Must Reads
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Credit Card Debt Is the No. 1 Financial Stress of Every Generation. Here's How to Get Out of It
Money stress hits every generation, and credit card debt is one of the biggest drivers. Here are practical, proven ways to break the cycle and start fresh.
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3 (Perfectly Legal) Hacks to Improve Your Credit Score
Most credit score hacks are myths or shortcuts that don't work. These three are perfectly legal, free, and can actually move your score upwards.
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The Trump Accounts App Just Launched. Here's How to Register Before the July 4 Rollout
The Trump Accounts app launched today. Here's how to download it, sign up your child, and who qualifies for the $1,000 Treasury contribution.
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Here's How 10 Minutes of Planning Can Save You Thousands on Credit Card Debt
Thinking about transferring a credit card balance? Here's how a simple plan can help you do it the right way.
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The Capital One Venture Business Card's 150K Bonus Is Ending Soon
The Capital One Venture Business card's limited-time bonus is ending soon. Here's who should apply and how to know if you can actually earn it.
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Top High-Yield Savings Accounts Offering up to 5.00% APY Today, May 29, 2026
High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 and a trio of hold decisions so far in 2026.
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How Many Americans Have Credit Cards? Ownership, Balance-Carrying, and Application Rates
82% of Americans had a credit card in 2025, but 45% carried a balance. Ownership and balance rates by income, age, and race.
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Here's How Much It Costs to Raise a Child
It costs roughly $300,000 to raise a child. Read on for expenditures by category and age.
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Financial Firsts: When Americans Hit Their Money Milestones
Survey: 68% of Gen Z haven't bought a home. See when Americans open accounts, buy cars, invest, and hit other financial firsts, by generation.
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Average Savings Account Interest Rate in May 2026
The national average savings account interest rate is 0.38% APY as of May 2026, per FDIC data. See how rates have changed and where to find a better rate.
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The Average Checking Account Interest Rate in May 2026
The national average checking account interest rate is 0.07% APY as of May 2026, per FDIC data. See how rates compare and where to find a better rate.
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2026 Cryptocurrency Investor Trends Survey: Ownership Plateaus Despite Record Bitcoin Price
22% of Americans own crypto, according to Motley Fool Money's new survey on crypto ownership, sentiment, and what would make skeptics invest.
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Snowflake Has a Hot New Product
May. 28, 2026
Jon, Matt, and Travis start the episode by talking about Snowflake’s latest financial results that were catalyzed by one of its newest AI product offerings. …
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The $1 Trillion Club Gets a Little More Crowded
May. 27, 2026
Micron has had a turnaround for the ages, going from a free cash flow negative company to a $1 trillion valuation in a little over …
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Has Ferrari Lost Its Mind?
May. 26, 2026
Ferrari Luce has been announced and it’s getting widely criticised by for the design, which is very un-Ferrari. But maybe that’s the point for a …
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Time To Diversify Internationally?
May. 25, 2026
It’s a deep dive into the Hidden Gems Investing mailbag as Jon, Matt, and Rachel handle questions regarding international diversification, stocks that have lost momentum, …
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Thriving in the Age of Overwhelm
May. 24, 2026
Why do so many people feel overwhelmed right now? And what can investors do about it? How can you separate market signal from media noise …
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Give Your Family the Gift of an Estate Plan, and Ask the Same of Them
May. 23, 2026
Bad news, Fools: You and everyone you know is going to eventually pass away. And before then, you or the people you love may become …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.