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Narrow down your financial options and get ready for your smartest year yet with this year’s list of best credit cards, bank accounts, and more.
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Must Reads
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Here's How I Could Make $1,300 in the Next 2 Years Just by Switching Banks
Big banks usually pay 0.01% and top online savings accounts pay 4.00%+. See how switching banks could earn you over $1,000 in two years.
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I Have Over 3X My Salary in Retirement Savings at Age 38. Here's How I Got There
Start early, invest aggressively, and stay the course -- it's as simple as that. Here's a smart and simple way to save for retirement.
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I Review Bank Accounts for a Living. Here's Where I'd Put $10,000
In my opinion, SoFi® is the best place for your $10,000 -- or any other amount in savings. Here's why I'm telling everyone I know …
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Here's How I Double My Net Worth Every 10 Years
I use simple index funds and a target 7.2% average annual return to double my net worth roughly every decade. Here's how you can too.
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These 4 Bank Accounts Are Paying More Than 4% Right Now
These high-yield savings accounts are paying over 4% right now. See where your money could earn more.
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Should You Buy Stocks on E*TRADE in 2025?
E*TRADE stays a top broker in 2025, but new rivals offer key perks it lacks. Compare the best brokers before you invest.
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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ASML’s Earnings & How to Follow Earnings Season
Oct. 15, 2025
ASML reported earnings on Wednesday and we discuss if the company continues to be a leader in the AI boom. Then, we discuss the Fed …
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The Kids Aren’t Alright (Banks, However, Are)
Oct. 14, 2025
In this episode of Motley Fool Money, long-time analysts Emily Flippen, Jeff Santoro, and Jason Hall dive into bank earnings, Robinhood’s meteoric rise, and take …
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3 Broken Breakers Worth Buying
Oct. 13, 2025
Long-time Rule Breakers Karl Thiel, Rick Munarriz and Tim Beyers offer up three stocks that face dark clouds they can see through. Who are your …
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Interview with Docusign CEO Allan Thygesen
Oct. 12, 2025
Docusign is a leader in the e-signatures and contract management tools market. Motley Fool co-founder and CEO Tom Gardner, Motley Fool Chief Investment Officer Andy …
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Enjoying a Richer Retirement, and an IRA Scam
Oct. 11, 2025
How does spending change over the course of your life, and why it might mean you could spend more in retirement. Robert Brokamp discusses those …
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What Can History Teach Us About Investing in 2025?
Oct. 10, 2025
What can we learn about investing in 1999 or 2007 that can be applied today? While history doesn’t repeat, it often rhymes and we discuss …

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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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