Financial Freedom Starts Here
Expert Tips, Reviews, Tools, and Special Offers To Help You Get The Most Out Of Your Money!

The 2025 Award Winners!
Narrow down your financial options and get ready for your smartest year yet with this year’s list of best credit cards, bank accounts, and more.
Join 35,000+ Americans getting smarter with their money — one email at a time
Get expert advice, actionable strategies, and exclusive offers that help you save more and spend with confidence.
Our Contribution
The number of people we're helping become smarter, happier, and richer.
Must Reads
-
Here's How Much You Can Make With $20,000 in a High-Yield Savings Account
A traditional savings account is one of the worst places to keep your money. Learn how much more you can make with a high-yield savings …
-
What I've Learned After Opening 30+ Credit Cards
I opened 30+ credit cards and earned over $10K in sign-up rewards alone. Here are six lessons that could help you earn more (without going …
-
APYs up to 4.50%: The Best Way to Fight Inflation in 2025
Want an easy inflation-beater? Learn how these savings accounts from SoFi®, Barclays, and CIT can help you earn more on your cash today.
-
Are You Behind? Here's How Your Savings Compare
Most U.S. households have savings equal to about one month of expenses. Learn how to make your money work harder and build a stronger safety …
-
Why Most Store Credit Cards Aren't Worth It (and What to Use Instead)
Most store credit cards offer weak rewards and sky-high APRs. Here's why they're rarely worth it, and better options to consider instead.
-
Best CD Rates Today, Oct. 22, 2025: Get up to 4.35% APY While You Still Can
CDs are offering up to 4.35% APY today. With the Fed's recent rate cut and the potential for more, it's smart to secure a strong …
-
How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
-
Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
-
Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
-
How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
-
The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,100 -- read on for mortgage payment statistics by city, state, income, and more.
-
81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
-
Polymarket, Kalshi, and the Line Between Investing or Gambling
Oct. 21, 2025
Prediction markets are having a moment - from Fed odds to football. In this episode of Motley Fool Money, host Emily Flippen, with analysts Jason …
-
AWS Goes AWOL: Are we Too Dependent on the Cloud?
Oct. 20, 2025
AWS goes down again. Is it time to re-assess risk in the cloud and AI-era, where so much of the digital assistance we get is …
-
Motley Fool Co-Founder Tom Gardner: The Quarterly Call
Oct. 19, 2025
In our second Quarterly Call, Motley Fool CEO and co-founder Tom Gardner talked about the current market and what to do about it. Tom also …
-
Making the Most of Medicare, and the Bull Turns 3
Oct. 18, 2025
Retirement will be an opportunity to do many things you always wanted to do. But it may also be a time when you have to …
-
How Investing Has Changed In the Last 5 Years
Oct. 17, 2025
Stocks with a high short interest have outperformed the market over the past five years, but is this meme trading or a new trend in …
-
Private Assets Meet Public Markets
Oct. 16, 2025
One way or another, companies will find a way to let individuals own private assets in their retirement accounts. At this point, a new news …

Why You Can Trust Us
We’re your money concierge. We cut through the noise and guide you to what we think are some of the best products and services that can make your money work harder for you.
Our Golden Rule
Scrutinize the Fine Print
Unbiased Reviews

Don't miss The Motley Fool's award-winning podcast
Daily investing and financial coverage delivered straight to your ears!
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full Report