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Must Reads
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Here's How Much You Can Make With $20,000 in a High-Yield Savings Account
A traditional savings account is one of the worst places to keep your money. Learn how much more you can make with a high-yield savings …
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What I've Learned After Opening 30+ Credit Cards
I opened 30+ credit cards and earned over $10K in sign-up rewards alone. Here are six lessons that could help you earn more (without going …
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APYs up to 4.50%: The Best Way to Fight Inflation in 2025
Want an easy inflation-beater? Learn how these savings accounts from SoFi®, Barclays, and CIT can help you earn more on your cash today.
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Are You Behind? Here's How Your Savings Compare
Most U.S. households have savings equal to about one month of expenses. Learn how to make your money work harder and build a stronger safety …
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Why Most Store Credit Cards Aren't Worth It (and What to Use Instead)
Most store credit cards offer weak rewards and sky-high APRs. Here's why they're rarely worth it, and better options to consider instead.
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Best CD Rates Today, Oct. 22, 2025: Get up to 4.35% APY While You Still Can
CDs are offering up to 4.35% APY today. With the Fed's recent rate cut and the potential for more, it's smart to secure a strong …
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,100 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Polymarket, Kalshi, and the Line Between Investing or Gambling
Oct. 21, 2025
Prediction markets are having a moment - from Fed odds to football. In this episode of Motley Fool Money, host Emily Flippen, with analysts Jason …
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AWS Goes AWOL: Are we Too Dependent on the Cloud?
Oct. 20, 2025
AWS goes down again. Is it time to re-assess risk in the cloud and AI-era, where so much of the digital assistance we get is …
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Motley Fool Co-Founder Tom Gardner: The Quarterly Call
Oct. 19, 2025
In our second Quarterly Call, Motley Fool CEO and co-founder Tom Gardner talked about the current market and what to do about it. Tom also …
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Making the Most of Medicare, and the Bull Turns 3
Oct. 18, 2025
Retirement will be an opportunity to do many things you always wanted to do. But it may also be a time when you have to …
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How Investing Has Changed In the Last 5 Years
Oct. 17, 2025
Stocks with a high short interest have outperformed the market over the past five years, but is this meme trading or a new trend in …
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Private Assets Meet Public Markets
Oct. 16, 2025
One way or another, companies will find a way to let individuals own private assets in their retirement accounts. At this point, a new news …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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