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Must Reads
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3 Airport Perks of the Amex Platinum That Aren't Lounge Access
This premium travel card packs serious airport perks that go way beyond lounges. Here are three benefits that can save time, money, and stress.
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5 Stealth Wealth Habits That Keep Me Happy (Without Looking Flashy)
True wealth isn't about showing off. These stealth wealth habits help me stay financially free, enjoy life, and keep stress low -- without needing to …
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Here's Why Ignoring CD Rates Could Be the Most Expensive Mistake You Make in 2025
CD rates are slipping in 2025. Lock in today's high yields before they fall further and protect your savings.
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5 Budget Travel Hacks to Book Cheap Business-Class Flights
Want to fly business class for less? These five hacks show you how to book cheap luxury flights using rewards, upgrades, and deals.
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My Best Friend Didn't Even Know He Was Earning 0.01% -- I Showed Him This 4.20% APY Account
See how a simple account switch turned dusty savings into $100 a month passive income, and how you can do the same.
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Next Fed Meeting: It Starts Oct. 28 and Here's What to Expect
The Fed meets Oct. 28 to 29 and is expected to cut rates again. Here's what it means for credit cards, savings, and your wallet.
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Winners & Losers from ChatGPT’s Shopping Launch
Oct. 01, 2025
OpenAI has launched shopping within ChatGPT and this could be a disruptive force to companies like Amazon, Google, Shopify, and Etsy. We discuss who the …
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Asian Food Chains Moving Stateside
Sep. 30, 2025
American palates are shifting, and investors are starting to take notice. In today’s episode of Motley Fool Money, host Emily Flippen is joined by analysts …
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What’s a Supernova Stock? 3 Ideas For Your Watchlist
Sep. 29, 2025
David Meier, Rick Munarriz, and Tim Beyers preview the Oct. 1 return of Motley Fool Supernova with three stocks with Rule Breaker DNA that are …
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Interview with David Gardner: Rule Breaker Investing
Sep. 28, 2025
Motley Fool Co-Founder David Gardner has racked up big returns by bucking the conventional wisdom. Rule Breakers Senior Vice-President of Strategy Brian Richards talks with …
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Why Investors Earn Less Than Their Funds, and the Small-Cap Surge
Sep. 27, 2025
When evaluating a fund, one of the first sets of numbers you'll likely look up is its past returns. But those are not the returns …
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The Hidden Opportunities in AI
Sep. 26, 2025
Beyond the big names, where are there opportunities in AI and discounts in the market overall? Plus, Meta’s changing AI plans and we play “Higher …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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