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Must Reads
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The Real Difference Between a 680 and a 740 Credit Score (and What It'll Cost You)
A 680 vs. 740 credit score might not sound like a huge difference -- but it could cost you thousands in higher interest rates, insurance …
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Are You Upper, Middle, or Lower Class? Here's the Income Cutoff
To land in the top 20% of U.S. households, you'll need to earn $153,001 or more. Here's where your income puts you, plus what really …
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It's 2025. Here's Why No One Should Still Have a Chase Savings Account
Chase savings accounts earn next to no interest. Here's why I'm telling everyone I know to open a high-yield savings account this year.
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Here's How to Easily Cover the New Amex Platinum Annual Fee
The Amex Platinum now costs $200 more per year than it used to, but here's how to easily cover it with new perks and upgraded …
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CD Ladders Made Easy: Here's a Simple Plan That Works
Want to earn more money the easy way? Learn how a CD ladder works and how it can supercharge your savings in 2025.
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This Is How Much You Should Have Saved by Age 40 in 2025
Turning 40? Here's how much you should have saved, plus smart ways to grow your money faster in 2025.
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,100 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Making the Most of Medicare, and the Bull Turns 3
Oct. 18, 2025
Retirement will be an opportunity to do many things you always wanted to do. But it may also be a time when you have to …
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How Investing Has Changed In the Last 5 Years
Oct. 17, 2025
Stocks with a high short interest have outperformed the market over the past five years, but is this meme trading or a new trend in …
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Private Assets Meet Public Markets
Oct. 16, 2025
One way or another, companies will find a way to let individuals own private assets in their retirement accounts. At this point, a new news …
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ASML’s Earnings & How to Follow Earnings Season
Oct. 15, 2025
ASML reported earnings on Wednesday and we discuss if the company continues to be a leader in the AI boom. Then, we discuss the Fed …
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The Kids Aren’t Alright (Banks, However, Are)
Oct. 14, 2025
In this episode of Motley Fool Money, long-time analysts Emily Flippen, Jeff Santoro, and Jason Hall dive into bank earnings, Robinhood’s meteoric rise, and take …
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3 Broken Breakers Worth Buying
Oct. 13, 2025
Long-time Rule Breakers Karl Thiel, Rick Munarriz and Tim Beyers offer up three stocks that face dark clouds they can see through. Who are your …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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