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Must Reads
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Here Are 3 Amex Platinum Perks Yoga Moms Love
Get a combined $900 in credits to brands like Lululemon, Oura, and Equinox, all included with the upgraded Amex Platinum Card.
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No-Annual-Fee Balance Transfer Cards That Actually Help You Get Ahead
The Wells Fargo Reflect offers an intro APR on purchases and balance transfers for almost two whole years. Learn why else we love it as …
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3 Grocery Credit Cards That Pay You Back No Matter Where You Shop
These rewards cards can earn you up to 6% back on your next grocery trip, no matter where you go. Read to learn which one …
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Last Chance to Score a $900 Bonus With Chase Ink Business Unlimited Card
This limited-time Chase business card offer can boost your cash flow and reward you for every purchase, but it ends soon.
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Do You Have Too Much Money in Your Checking Account? 3 Red Flags to Watch in November 2025
Keeping too much cash in checking could cost you. Watch for these three red flags and make your money work harder this November.
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Most Banks Are Cutting Rates. Discover Just Raised Its 12-Month CD to 4.05%
While most banks are cutting rates, Discover is going the other way. Lock in a safe, guaranteed return before rates drop further.
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,100 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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