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Must Reads
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Act Fast: Earn a $50 or $400 Bonus With the SoFi Checking and Savings Account
A bank bonus is only worth it if you can meet the direct deposit rules. Here's how this one works, who qualifies, and what it's worth in year one.
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The Chase Sapphire Preferred Is the Must-Have Travel Card of 2026. Here's Why
Here's what a mid-tier travel card actually earns for a family that drives, dines out, and flies a few times a year, plus the tradeoffs worth knowing.
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My 5 Favorite Business Credit Cards, Ranked
From no-annual-fee cash back to premium travel perks, here are the five business cards I recommend in 2026 -- matched to how you run your business.
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Get 6% Cash Back on Gas and an Easy $200 Bonus With the Bank of America Customized Cash Rewards Card
This Bank of America card lets you earn top cash back where you spend most, with a bonus category you control and no annual fee.
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Best Savings Accounts Offering up to 5.00% APY Today, Oct. 15, 2026
Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster.
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Why 21 Months of 0% Intro APR Could Be All You Need to Become Debt-Free
Paying one fixed amount each month during a 0% intro APR window can clear an average credit card balance before interest returns. Here's the math.
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Study: Race, Ethnicity, and Personal Finance in America
The racial wealth gap is established. But what about differences in personal finances? We surveyed 2,000 Americans for the latest on race and finances in the U.S.
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD rates.
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The Average Savings Account Balance In The U.S. – Here’s How Much Americans Have in the Bank
Learn the average savings account balance in the U.S., why medians matter, how your savings compare to national benchmarks, and strategies to boost your savings.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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The Average Credit Score in the U.S.
The average credit score in America has held at 714 since October 2025. See how yours compares in this full report from Motley Fool Money.
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The Average Cost of Airfare: How Much Is a Plane Ticket?
The average cost of a domestic plane ticket is $436 as of Q2 2026. Motley Fool Money has the latest airfare data by airport and route
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.