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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Person makes calculations and writes them in a notebooks while a piggy bank sits nearby.
Jan. 7, 2026 | By Joel O'Leary

Here's How Much $10,000 Could Earn in CDs in 2026

At today's CD rates, $10,000 could earn $300-$1,500+ depending on the term. See how much CDs could pay you in 2026.
Person getting assistance from bank teller.
Jan. 7, 2026 | By Jake FitzGerald

Here's What Happens When You Withdraw $5,000 From Your Bank Account

Withdrawing $5,000 is legal and common, but it can trigger delays, questions, and limits most people do not expect.
An hourglass on top of a calendar.
Jan. 7, 2026 | By James McClenathen

Best CD Rates Today, Jan. 7, 2026: Your Window to Lock in up to 4.27% Is Closing

Today's best CDs pay up to 4.27% APY. It could be a smart idea to lock in a solid return before yields move lower as we head further into the new year.
Pile of dollar bills
Jan. 7, 2026 | By Jake FitzGerald

Best High-Yield Savings Accounts Today, Jan. 7, 2026 -- Get up to 5.00% APY on Your Cash

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
An adult analyzes a crypto graph on their laptop in their home office.
Jan. 6, 2026 | By Joel O'Leary

Here's What Happens When You Leave Too Much Money in Your Savings Account

Learn how inflation and opportunity cost quietly eat into excess cash -- and how to balance savings and investing for long-term growth.
Bank customer dealing with cash with teller.
Jan. 6, 2026 | By Jake FitzGerald

Here's What Happens When You Deposit More Than $5,000 in Cash

Depositing more than $5,000 in cash is routine. Here's what banks look for and what happens after your deposit clears.
Customers in line for their turn with bank teller.
Jan. 6, 2026 | By Ryan Wilcox

Why Keeping $10,000 in Checking Could Be a Big Mistake in 2026

From an earnings perspective, a standard checking account is one of the worst places for your cash. Here's how much more you can make today with one simple switch.
Jar of coins with plant sprouting from the middle.
Jan. 6, 2026 | By James McClenathen

Best CD Rates Today, Jan. 6, 2026: Lock In a Strong APY While up to 4.27% Is Still on the Table

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.
Piggy bank surround by cash stacks
Jan. 6, 2026 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates, Jan. 6, 2026 -- Earn up to 5.00% APY

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
Man holding a fan of cash appears to be in thought.
Jan. 5, 2026 | By Jake FitzGerald

The Terrible Banking Habit That Costs People the Most Every Year

A quiet banking habit drains thousands over time, even for people who think they're doing everything right.
Man looking at documents with unsure expression.
Jan. 5, 2026 | By Jake FitzGerald

Here's What Happens When Your Bank Flags Your Account for Suspicious Activity

Banks flag accounts every day for suspicious activity. Here's what that means, what gets frozen, and what you can expect next.
Close-up on stacks of coins sitting next to a clock
Jan. 5, 2026 | By James McClenathen

Best CD Rates Today, Jan. 5, 2026: Fewer APYs Above 4.00% -- Act While You Can

Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further.
Glass jar full of hundred dollar bills.
Jan. 5, 2026 | By Jake FitzGerald

Best High-Yield Savings Accounts Today, Jan. 5, 2026 -- APYs up to 5.00% Still Available

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before rates slide.
Three women in spa bathrobes with Champagne and a plate of fruit.
Jan. 4, 2026 | By Joel O'Leary

Start the New Year With $300: Best Bank Account Bonuses This Week, Jan. 4, 2026

Some banks will pay you up to $300 just for opening a new checking or savings account. See our top picks and find out how these bonuses work.
Man in suit using ladder to climb a tall stack of coins with a percentage sign at the top.
Jan. 3, 2026 | By Jake FitzGerald

Why You Should Build Out a CD Ladder for 2026

A CD ladder is a simple way to earn more on your cash without locking it all up. Here's why it makes sense for 2026.
Stacks of coins in varying heights with a ladder leaning against the tallest one.
Jan. 3, 2026 | By James McClenathen

Best CD Rates Today, Jan. 3, 2026: APYs Are Sliding -- but These Top Offers Remain

The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid return before rates dip lower.
A yellow percent sign next to a hand holding a fan of hundred dollar bills.
Jan. 3, 2026 | By Jake FitzGerald

Best High-Yield Savings Accounts Today, Jan. 3, 2026 -- New Year Checkup

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find out more.
Padlock on top of cash
Jan. 2, 2026 | By James McClenathen

Best CD Rates Today, Jan. 2, 2026: Up to 4.27% APY Still Holding -- for Now

Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.
Stacks of coins sprouting leaves next to a small piggy bank.
Jan. 2, 2026 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates, Jan. 2, 2026 -- Earn More on Your Cash This Year

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the top rates still available now.
Woman using laptop and phone to track her personal finances.
Jan. 1, 2026 | By Joel O'Leary

Why You Should Upgrade Your Savings Account in 2026

You can earn close to 4.00% APY on your cash with no risk and no effort, here's how to upgrade your savings account with a trustworthy online bank.
Chain and padlock wrapped around stack of 100 dollar bills.
Jan. 1, 2026 | By James McClenathen

Best CD Rates Today, Jan. 1, 2026: Lock In up to 4.27% to Start the Year Strong

Today's best CDs pay up to 4.27% APY. It could be a smart idea to lock in a solid return before yields move lower as we head into the new year.
Red percent sign amid white dollar signs
Jan. 1, 2026 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, Jan. 1, 2026 -- Start the Year Earning up to 5.00% APY

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
Distinguished looking man sitting in a leather chair at his desk holding a coffee mug.
Dec. 31, 2025 | By Joel O'Leary

5 Habits of Self-Made Millionaires

Millionaires live below their means, build income streams, and invest like clockwork. Here's how to copy the habits that build real wealth.
Large block numbers that read "2026"
Dec. 31, 2025 | By James McClenathen

Best CD Rates Today, Dec. 31, 2025: Start 2026 Strong With a Locked-In 4.27% APY

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.
Finger swiping from 2025 to 2026.
Dec. 31, 2025 | By Jake FitzGerald

Best High-Yield Savings Accounts Today, Dec. 31, 2025 -- Year-End Rates up to 5.00%

It's the last day of 2025, and top high-yield savings accounts still pay up to 5.00% APY, but those yields could decrease heading into 2026.