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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

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July 14, 2025 | By Joel O'Leary

Should You Open a 6-Month CD in July 2025?

Here's why opening a 6-month CD in July 2025 could be a smart, low-risk move for savers -- and how to tell if it's the right fit for you.
Cartoon stack of cash wrapped in yellow caution tape on a green background.
July 14, 2025 | By Joel O'Leary

Here's What Really Happens When You Withdraw $10,000 From Your Bank Account

Thinking of taking out $10K in cash? Here's what to expect, how banks handle it, and why it might trigger some extra scrutiny.
A man walking towards an upward trending line chart on mountain landscape.
July 14, 2025 | By Joel O'Leary

Why I'm Not Opening Any CDs in July 2025 -- Even With Rates Over 4%

CD rates are still quite high, but I've got better places to park my money to meet my short-term and long-term money goals. Here's why CDs aren't part of my plan.
A bank vault on an orange background with floating loose bills.
July 14, 2025 | By Ryan Wilcox

Here's How Much You Can Earn on CDs With $20,000 in Savings

See how much interest you could earn by putting $20,000 into a CD -- plus where to find the best rates right now.
A red balloon tied to small stack of coins on yellow background.
July 14, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 14, 2025: Up to 5.00%

Today's top high-yield savings accounts offer up to 5.00% APY -- lock in a great rate now before these limited-time offers start to slip away.
Two white bank structures side by side, one with a red "X" over it, the other with a green checkmark.
July 13, 2025 | By Ryan Wilcox

If You See This on Your Bank Statement, It's Time to Switch Accounts

Still paying overdraft fees? Here's what to watch for -- and how switching banks can help you avoid them for good.
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July 13, 2025 | By Joel O'Leary

Here's Why Retirees Need to Move Their Cash to a High-Yield Savings Account

Here's why high-yield savings accounts are the smartest (and safest) place to park your cash for short-term spending in retirement.
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July 13, 2025 | By Jake FitzGerald

Discover How a High-Yield Savings Account Changed My Life and Can Change Yours Too

I switched to a high-yield savings account and started earning real money on my cash. Here's why you should too while rates are still high.
Dog with stack of money in its mouth.
July 13, 2025 | By Joel O'Leary

Best Bank Account Bonuses This Week: July 13, 2025

This week's hottest bank bonuses can put a few hundred dollars in your pocket -- no tricks, just quick cash for opening an account and meeting easy terms.
A silver bank vault on a background of red, yellow, and green with dollar signs.
July 12, 2025 | By Jake FitzGerald

$50K in the Bank? Here's When It's Too Much -- and What to Do Instead

Got $50K sitting in your bank account? Here's when that's too much, how much you really need in cash, and what to do with the rest so it actually works for you.
A piggy bank wearing sunglasses on a beiger background with dollar bills.
July 12, 2025 | By Joel O'Leary

4.25% APY for 14 Months: This Is My Favorite CD Now

Earn a super-competitive APY for 14 months with this CD -- here's why it stands out and who should consider locking in their rate.
Repeating percentage signs in red, blue and white on a beige background.
July 12, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 12, 2025: Up to 5.00%

Earn up to 5.00% APY with today's top high-yield savings accounts -- act now to secure a strong rate before these standout offers start to disappear.
A silver bank safe with a background of days off a calendar.
July 11, 2025 | By Brooklyn Sprunger

4 Reasons to Lock in a Western Alliance Bank CD Ahead of This Month's Fed Decision

Lock in top short-term CD rates with as little as $1. Western Alliance Bank CDs offer strong returns and FDIC protection -- perfect for your savings goals.
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July 11, 2025 | By Jake FitzGerald

Warning: These Popular Banks Pay Ultra-Low Interest Rates

Big-name banks often pay insultingly-low interest rates. See what they're really paying and why switching to a high-yield account could earn you more.
Two mystery doors with question marks on an orange background with dollar bills.
July 11, 2025 | By Joel O'Leary

6-Month vs. 5-Year CDs: What's the Best Investment in July 2025?

CD rates are sky-high right now, but they may not stay that way for long. Should you lock in a 5-year rate or ride the 6-month wave while it lasts?
A piggy bank overflowing with dollar bills.
July 11, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 11, 2025: Up to 5.00%

High-yield savings accounts are paying up to 5.00% APY today -- lock one in now before these standout rates begin to fade.
A young adult calculates their personal finances at the kitchen table using a tablet.
July 10, 2025 | By Brooklyn Sprunger

Midyear Check-In: Are These 3 Money Mistakes Costing You?

Fix these three common slip-ups to boost savings, cut costs, and finish 2025 stronger. Small moves now can have big payoffs later.
Five stacks of silver coins scaling from small to large in a row on yellow cream split background.
July 10, 2025 | By Joel O'Leary

Forget CDs, Even With Rates Over 4%. Here's Where to Put Your Money Instead

CDs offer decent yields today, but there are better options for both short-term savings and long-term growth. Here's where to put your money instead.
A scale with checking and coins on one side and HYSA and bills on the other end on a yellow background.
July 10, 2025 | By Joel O'Leary

This Banking Mistake Could Quietly Cost You Thousands

I missed out on over $10K in interest before I learned about high-yield savings accounts -- here's how to avoid that same mistake.
A 10,000 stack of 100 dollar bills wrapped in bank strap against blue background.
July 10, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 10, 2025: Up to 5.00%

Today's best high-yield savings accounts pay up to 5.00% APY -- grab one now to maximize your earnings before these standout rates start to slip away.
Five piggy banks of various colors in a row ranging from small to large on a light orange background.
July 10, 2025 | By James McClenathen

Best CD Rates Today, July 10, 2025: Up to 4.60% APY

Today's top short-term CDs offer up to 4.60% APY -- lock in a strong rate now before possible Fed cuts make returns less rewarding.
A small sad piggy bank and large happy piggy bank against light blue background.
July 9, 2025 | By Jake FitzGerald

Your Savings Account Is Probably Ripping You Off

Your savings account could be paying you pennies while your money loses value. See why it's time to switch to a high-yield savings account that actually pays.
A piggy bank is full to bursting and is beginning to crack and spill coins.
July 9, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 9, 2025: Up to 5.00%

Top high-yield savings accounts are paying up to 5.00% APY today -- these strong rates won't last forever, so act now to lock in more earning power.
A piggy bank with a small hammer beside it.
July 8, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 8, 2025: Up to 5.00%

High-yield savings accounts are offering APYs of up to 5.00% today. These rates won't be around forever -- take advantage now while they last.
A generic calendar on a desk beside eyeglasses, an alarm clock, and a small hourglass.
July 8, 2025 | By James McClenathen

Best CD Rates Today, July 8, 2025: Up to 4.60% APY

The top CD rates today are up to 4.60% for short-term CDs. Take advantage now before potential Fed rate cuts lower future returns.