Financial Freedom Starts Here
Expert Tips, Reviews, Tools, and Special Offers To Help You Get The Most Out Of Your Money!
The 2025 Award Winners!
Narrow down your financial options and get ready for your smartest year yet with this year’s list of best credit cards, bank accounts, and more.
Join 35,000+ Americans getting smarter with their money — one email at a time
Get expert advice, actionable strategies, and exclusive offers that help you save more and spend with confidence.
Our Contribution
The number of people we're helping become smarter, happier, and richer.
Must Reads
-
Why the Average American's Savings Account Is Losing Money
Most Americans are earning less than 1% interest on their savings. Here's how to make your money grow (instead of shrink.)
-
How the Average American Could Earn 10x More Interest on Their Savings
Most Americans earn next to nothing in interest on their savings. Learn how to boost your savings APY by switching accounts today.
-
Earn 6% Cash Back on Groceries With the Amex Blue Cash Preferred Card
Save up to $360 a year on groceries with this cash back card from American Express. Plus earn a quick and easy welcome offer.
-
Best Personal Loan Rates This Week, July 1, 2025: Rates Rebound After Recent Dip
See July 2025's top personal loan rates, featuring low APRs, flexible terms, and quick approvals. Compare offers and find the best fit for your needs.
-
Best High-Yield Savings Account Rates Today, July 1, 2025: Up to 5.00%
It's now July, and high-yield savings accounts still offer up to 5.00% APY -- no commitment required. Enjoy flexible, secure access while your money grows.
-
Best CD Rates Today, July 1, 2025: Up to 4.55% APY
As July begins, short-term CDs still offer up to 4.55% APY -- lock in a great rate now before potential Fed cuts lower future returns.
-
The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
-
81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
-
Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
-
Nearly 1 in 6 of Americans Aren't Paying Their Bills on Time
Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
-
America's Wasteful Spending Habits: From DoorDash to Dead Subscriptions
Explore wasteful spending statistics revealing how Americans overspend, like frequent DoorDash orders and impulse buys, across generations.
-
Financial Literacy Statistics: The Average American Scores Just 48%
Scores have stayed around 50% for nearly 10 years. Read on for a deep dive into financial literacy data.
-
Nike is Back in the Race
Jun. 30, 2025
Nike stock moves higher after Q4 earnings. Andy Cross and Jason Hall discuss - Why Nike stock rallied after its latest earnings - Also: Home …
-
GitLab CFO on Remote Culture Success, AI Integration
Jun. 28, 2025
Brian Robbins is the CFO of GitLab, a DevSecOps platform that supports software innovation. He joins Motley Fool CEO, Tom Gardner, plus Chief Investment Officer …
-
Amazon Wants More Power
Jun. 27, 2025
Amazon’s latest data center will require the same amount of electricity as one million homes. (00:21) Jason Moser and Matt Argersinger join Ricky Mulvey to …
-
Boeing Cruising to New Altitudes?
Jun. 26, 2025
Will innovations from the Paris Air Show be enough to lift airlines to new heights? Tim Beyers and Lou Whiteman discuss: - More AI-fueled earnings …
-
Everything Is a Circle
Jun. 25, 2025
A stablecoin stock isn’t so stable; an accessible watch brand looks to lean into luxury. (00:21) Asit Sharma and Mary Long discuss: - The housing …
-
Breaking Up is Hard to Do: It's Not Me, It's You
Jun. 24, 2025
Novo Nordisk parts ways with Hims & Hers, a financials-related stock to get on your radar and more! Jason Moser and Matt Frankel discuss: - …
Why You Can Trust Us
We’re your money concierge. We cut through the noise and guide you to what we think are some of the best products and services that can make your money work harder for you.
![Golden Rule Icon]()
Our Golden Rule![Fine Print Icon]()
Scrutinize the Fine Print![Review Icon]()
Unbiased Reviews
Don't miss The Motley Fool's award-winning podcast
Daily investing and financial coverage delivered straight to your ears!
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.