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Must Reads
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Act Fast: Savings Rates May Be Peaking. Here's How to Lock in a 4% APY Now
Savings rates could fall swiftly if the Fed cuts rates next month. Here's how to lock in a 4.00% APY while you still can.
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Best Personal Loan Rates This Week, August 26, 2025: 3-Year and 5-Year Rates Dip
Check out August's best personal loan offers -- low rates, flexible terms, and quick approvals. Compare top deals now to find the right fit for …
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Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, August 26, 2025
Today's best high-yield savings accounts pay up to 5.00% APY -- compare top rates and find the perfect place to make your money grow faster.
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How the Amex Blue Cash Preferred Card Can Pay for Its Annual Fee 8 Times Over
Find out how the Amex Blue Cash Preferred can deliver over $800 in value in its first year.
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Every $10K You Keep in a BofA Savings Account Costs You a New Pair of AirPods Every Year
Your bank's low savings rate might be silently draining your wealth. Here's a smarter way to earn more, without any added risk.
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The Top 3 High-Yield Savings Accounts of August 2025: Up to 4.50% APY
Find the best high-yield savings accounts this month -- earn up to 4.50% APY and grow your money faster without leaving the safety of FDIC …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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Weight Loss. Weight Loss. Don’t Tell Me.
Aug. 25, 2025
There are new ways to tackle weight loss, but the stocks leading the way are lagging. Today on Motley Fool Money, Rick Munarriz, with analysts …
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Interview with Stride CEO James Rhyu: Disrupting K-12 and Beyond
Aug. 24, 2025
Is the educational system ripe for disruption? Stride is a for-profit education company that provides online and blended education programs - programs from K-12 through …
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How to Factor Home Equity Into Your Financial Plan
Aug. 23, 2025
Home prices are near all-time highs, and homeowners have never had so much equity. Matt Frankel and Robert Brokamp discuss why, when, and how to …
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Walmart Stands Tall In a Rocky Retail Environment
Aug. 22, 2025
The retail earnings flood hit this week and it told us a lot about consumer spending, plus the market is once again buying into meme …
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Wal Mart Shows Other Retailers How It’s Done
Aug. 21, 2025
Second quarter earnings results have been littered with slumping sales and disappointing guidance. Wal Mart threw that narrative on its head when it said it …
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When AI Execs Say the Market Looks Bubbly
Aug. 20, 2025
Market chatter about the frothiness of the AI market seems to be picking up and has hit a fever pitch with Open AI CEO Sam …

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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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