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Must Reads
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Here's What Happens When You File for Bankruptcy
Bankruptcy isn't the end. Here's how it actually works, what gets erased, and how you can rebuild.
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CDs in October 2025: Here's What $10,000 Can Earn You Right Now
Top 12-month CDs are still paying 4.00% APY in October 2025. Here's how much $10,000 could earn in interest, and why timing matters.
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I've Earned Over $15,000 in Credit Card Rewards. Here's How
I've earned $15K+ in rewards by opening two to three cards a year, matching spend to perks, and playing two-player mode with my wife. Here's …
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When It Actually Pays to Cash Out a CD Early
When rates rise, cash runs short, or better opportunities come up, breaking a CD early can actually make you more money.
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Should You Split Your Debt Across Multiple Balance Transfer Cards?
Splitting debt across multiple balance transfer cards rarely helps and often adds risk. Here's why one solid balance transfer card usually wins.
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Your $20,000 at Wells Fargo Isn't Making You Any Richer. How to Make $800 More
If you're still saving with Wells Fargo, you could be doing better -- much better. Here's how one simple switch can earn you hundreds more …
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,100 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Sahil Bloom on the 5 Types of Wealth
Oct. 25, 2025
Sahil Bloom writes The Curiosity Chronicle newsletter and is the managing partner of SRB Ventures, a venture investment firm. He is also the author of …
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Investing After Cloud Outages & The End for Electric Vehicles?
Oct. 24, 2025
We discuss how cloud outages may impact stocks beyond Amazon. Plus, GM’s great results may show how weak EV sales will be in the U.S. …
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Tesla’s Margins Face Headwinds
Oct. 23, 2025
There are a plethora of so-called stock market calendar effects. What are they and how should Foolish investors think about them? Matt and Jon also …
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Travis Kelce’s Six Flags Activist Role & the Rise of Celebrity Investors
Oct. 22, 2025
We discuss the growing prevalence of celebrities being involved in big investment moves by VC and hedge funds, including Travis Kelce taking a role in …
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Polymarket, Kalshi, and the Line Between Investing or Gambling
Oct. 21, 2025
Prediction markets are having a moment - from Fed odds to football. In this episode of Motley Fool Money, host Emily Flippen, with analysts Jason …
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AWS Goes AWOL: Are we Too Dependent on the Cloud?
Oct. 20, 2025
AWS goes down again. Is it time to re-assess risk in the cloud and AI-era, where so much of the digital assistance we get is …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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