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Must Reads
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$10,000 in Savings Earns $1 at Wells Fargo, but $430 at This Bank
The Western Alliance High-Yield Savings Premier account pays hundreds of times more interest than a Wells Fargo savings account. Should you switch today?
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3 High-Yield Savings Accounts Worth Opening This Week
Get hundreds more a year in interest by moving your cash to a high-yield savings account. Check out three of my favorites you can open …
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How to Lock In Today's High Rates Before They Disappear
Don't wait for rates to fall. Here's how to lock in today's high APYs with CDs, savings accounts, and fixed annuities.
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I Write About APYs for a Living. Here's How I Earned $798 in Interest Last Year
Most people ignore APYs, but they can make a huge difference on your savings. Here's how I made $798 last year with zero risk.
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I'm Rolling Over My 401(k) to SoFi® for the 1% Match -- Here's Why
Here's how I'm pocketing a $640 bonus by rolling over my 401(k) to a SoFi® IRA -- and why I think it's worth it.
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Looking for the Best High-Yield Savings Rates on August 28, 2025? Earn up to 5.00% APY Today
Today's top high-yield savings accounts offer up to 5.00% APY -- explore the best rates and choose the right place to grow your money faster.
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Apple’s Elon Problem & AI Future
Aug. 27, 2025
Elon Musk has sued Apple over its App Store practices, but the bigger news may be Apple considering acquiring some major AI startups. We also …
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When Rates Move, Who Wins?
Aug. 26, 2025
Lower interest rates are more than a macro headline - for some businesses, what the Federal Reserve decides to do plays an integral role for …
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Weight Loss. Weight Loss. Don’t Tell Me.
Aug. 25, 2025
There are new ways to tackle weight loss, but the stocks leading the way are lagging. Today on Motley Fool Money, Rick Munarriz, with analysts …
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Interview with Stride CEO James Rhyu: Disrupting K-12 and Beyond
Aug. 24, 2025
Is the educational system ripe for disruption? Stride is a for-profit education company that provides online and blended education programs - programs from K-12 through …
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How to Factor Home Equity Into Your Financial Plan
Aug. 23, 2025
Home prices are near all-time highs, and homeowners have never had so much equity. Matt Frankel and Robert Brokamp discuss why, when, and how to …
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Walmart Stands Tall In a Rocky Retail Environment
Aug. 22, 2025
The retail earnings flood hit this week and it told us a lot about consumer spending, plus the market is once again buying into meme …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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