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Narrow down your financial options and get ready for your smartest year yet with this year’s list of best credit cards, bank accounts, and more.
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Must Reads
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3 Top 0% Intro APR Credit Cards You Can Apply for Right Now
Cut interest costs and stretch your spending power with these 0% intro APR cards designed to help you save and manage debt wisely.
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Here's Why I'd Never Use a Best Buy Credit Card, and the Card I Recommend Instead
The Best Buy credit card locks you into store rewards. Here's why this Wells Fargo card is a smarter option for 2025.
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How Much Interest $10,000 Earns in a High-Yield Savings Account
See how much $10,000 can earn in a high-yield savings account and why these accounts are a smarter home for your cash.
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New Amex Platinum Perks Drop: $600 Hotel Credit, Lululemon & Resy Bonuses, and More
Amex just refreshed the Amex Platinum Card with $600 in hotel credits, lululemon and Resy perks, and more. Here's why it still delivers value.
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Chase Might Be the Worst Place to Keep $20,000 in Savings. Here's Why
A Chase savings account is one of the worst places to keep your money. Read on to learn about two better places to save today.
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Don't Miss Out on This 21-Month 0% Intro APR Offer
A long 0% intro APR offer could save you serious money on interest. Here's why this card might be worth a look.
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Apple’s Headset Strategy & Tesla’s EV Sales Windfall
Oct. 03, 2025
We discuss what Apple and Meta Platforms see as the future of tech hardware and whether or not Tesla’s latest delivery boon is a peak …
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Open AI’s Worth Half a Trillion Dollars
Oct. 02, 2025
In a little less than 10 years, OpenAI has gone from an idea to a half-trillion dollar company, and its ambitions for the next several …
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Winners & Losers from ChatGPT’s Shopping Launch
Oct. 01, 2025
OpenAI has launched shopping within ChatGPT and this could be a disruptive force to companies like Amazon, Google, Shopify, and Etsy. We discuss who the …
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Asian Food Chains Moving Stateside
Sep. 30, 2025
American palates are shifting, and investors are starting to take notice. In today’s episode of Motley Fool Money, host Emily Flippen is joined by analysts …
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What’s a Supernova Stock? 3 Ideas For Your Watchlist
Sep. 29, 2025
David Meier, Rick Munarriz, and Tim Beyers preview the Oct. 1 return of Motley Fool Supernova with three stocks with Rule Breaker DNA that are …
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Interview with David Gardner: Rule Breaker Investing
Sep. 28, 2025
Motley Fool Co-Founder David Gardner has racked up big returns by bucking the conventional wisdom. Rule Breakers Senior Vice-President of Strategy Brian Richards talks with …

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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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