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Must Reads
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Hurry: Our Favorite Chase Business Card Just Added a $900 Bonus (Offer Ends Soon)
Chase just rolled out a limited-time bonus on its top business card. Here's why this offer is worth jumping on before it's gone.
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Paying Down Debt? Forget Rewards Cards and Get This Instead
The Wells Fargo Reflect card is one of the best ways to pay off debt in 2025. Learn why it's better than any rewards credit …
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3 Upgraded 'Foodie' Perks of the Amex Platinum Card
From $400 in Resy dining credits to monthly Uber One savings, here's how the refreshed Amex Platinum upgraded its perks for food lovers.
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Best CD Rates Today, Nov. 4, 2025: Top APYs up to 4.34%
Today's best CDs pay up to 4.34% APY. With the Fed's latest rate cut in effect, it's smart to lock in a solid return before …
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The 3 Best Credit Cards for Groceries This Week -- Nov. 4, 2025
November's best grocery credit cards turn every supermarket run and Amazon Fresh order into real cash-back rewards. Find out more.
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Get an APY up to 5.00% With the Best High-Yield Savings Accounts Today: Nov. 4, 2025
The Fed announced another rate cut last week, but high-yield savings accounts are still paying up to 5.00% APY -- for now. Grab a top …
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,100 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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