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Must Reads
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Earn a $2,000 Bonus and a $500 Travel Credit for a Limited Time With the Capital One Spark Cash Plus Card
The Capital One Spark Cash Plus card earns unlimited 2% cash back, plus a new limited-time offer worth stacking for high spenders.
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You'll Probably Never Hit 850. Here's the Credit Score That Actually Gets You the Best Rates
The best loan terms and credit perks kick in around a credit score of 780, not a perfect 850. Here's the number to aim for and how to reach it.
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3 Top Cash Back Cards You Can Apply for Right Now: July 2026
The Citi Double Cash, Chase Freedom Flex, and Amex Blue Cash Preferred lead our cash back picks for July 2026. See current perks and who each card is right for.
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Here Are Our 3 Balance Transfer Cards for July 2026: Pay No Interest for up to 21 Months
Our three top balance transfer cards for July 2026 offer 0% APR for up to 21 months. See which one fits your payoff timeline and credit profile.
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3 Credit Card Bonuses Worth $1,000 or More That You Can Earn Right Now
The average credit card welcome offer hovers around $311, but a few current offers go far higher. Here's how to spot the bonuses worth more than $1,000.
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Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, July 20, 2026
Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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Millennial Home-Buying and Homeownership Statistics
Fifty-five percent of millennials own homes, but down payments vary 4x by age. New HMDA data on down payments, home values, and debt by age.
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The Largest Mortgage Lenders in the U.S.
United Wholesale Mortgage leads the largest mortgage lenders in 2025, edging out Rocket. See the full top 25.
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The Average Monthly Mortgage Payment in 2026 by State, City, and More
The average monthly mortgage payment is $2,023 -- read on for mortgage payment statistics by city, state, income, and more.
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The Average Cost of Airfare: How Much Is a Plane Ticket?
The average cost of a domestic plane ticket is $428 as of Q1 2026. Motley Fool Money has the latest airfare data by airport and route.
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Video Game Spending Statistics: How Much Does the Average Family Spend on Gaming?
Video game spending statistics: U.S. households cut spending 20% in 2024, even as total industry spending hit $60.7 billion.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.