Personal Loans Articles
When you're trying to get out of debt, a personal loan may be right for you. Get more information about personal loans and whether they are a good fit for your situation.
Recent Articles
April 13, 2024 | By Lyle Daly
Want a Lower Interest Rate on a Loan? Use This Trick to Raise Your Credit Score
Your credit score is one of the main factors in the interest rate lenders charge you. Check out a helpful move you can use to give your score a boost.
April 12, 2024 | By Christy Bieber
What's the Most You Can Borrow With a Personal Loan?
The amount you can borrow when you get a personal loan depends on your income and which lender you use. Learn more here about maximum loan limits.
April 6, 2024 | By Christy Bieber
Here's What Happens if You Take Out a Personal Loan You Can't Afford
Borrowing an unaffordable amount of money could have long-term financial consequences. Keep reading to learn more.
April 4, 2024 | By Christy Bieber
How to Figure Out How Big Your Personal Loan Should Be
A personal loan can be a great way to fund a large purchase or expense. Keep reading for important questions to ask when determining the amount to borrow.
April 3, 2024 | By Christy Bieber
4 Signs a Personal Loan Would Be Better Than a Credit Card for Your Big Purchase
If you're borrowing for a big purchase, you might consider a personal loan. Keep reading for the situations where a loan might beat a credit card.
March 26, 2024 | By Christy Bieber
What Is a High Interest Rate on a Personal Loan?
An interest rate above the national average on a personal loan may be a high rate, but it depends on your financial credentials. Learn more here.
March 23, 2024 | By Christy Bieber
Taking a Personal Loan to Pay Off Your Debt? Do These 4 Things First
A personal loan may help you reduce the interest rate on your debt. But you'll want to take these four steps before applying for a loan.
March 23, 2024 | By Christy Bieber
How Quickly Can You Get Personal Loan Money Into Your Bank Account?
Personal loan money can often get into your bank account on the same day your loan is approved -- but you'll need to pick the right lender. Learn more here.
March 15, 2024 | By Christy Bieber
Thinking of Paying for Your Wedding With a Personal Loan? 3 Reasons You May Regret That Choice
The average cost of a wedding is around $30,000. Learn why borrowing that sum could be a bad move.
March 15, 2024 | By Matt Frankel, CFP®
Will Personal Loan Interest Rates Come Down in 2024?
Borrowing money has become more expensive in recent years. Is there relief on the horizon? Keep reading to find out.
March 8, 2024 | By Maurie Backman
3 Benefits Personal Loans Offer Over Credit Cards
Need to borrow money? Read on to see why a personal loan may be a better choice than a credit card.
March 3, 2024 | By Christy Bieber
Should You Use a Credit Card or Get a Personal Loan? Ask Yourself These 3 Questions to Decide
If you have to borrow money, you want to make the right choice. Read on for the factors to consider if you need to pick between a loan and a credit card.
March 1, 2024 | By Christy Bieber
Here's What Happens if You Cosign for a Personal Loan
Cosigning for a personal loan may seem like a nice thing to do, but it has a lot of financial implications. Learn what to expect if you make this choice.
March 1, 2024 | By Maurie Backman
22% of Americans Are Resolving to Buy a New Car. Here's How to Keep Financing Costs Down
Cars are expensive these days. So are auto loans. Read on for ways to save.
Feb. 28, 2024 | By Maurie Backman
3 Great Reasons to Consolidate Your Holiday Debt Into a Personal Loan
Carrying leftover debt from the holidays on multiple credit cards? Read on to see why a personal loan could make sense for consolidation.
Feb. 25, 2024 | By Maurie Backman
1 in 3 Homeowners With Renovation Plans Are Tapping Home Equity. Should You?
Borrowing against your home equity to finance renovations might seem like a good plan. But it could backfire. Read on to see why.
Feb. 24, 2024 | By Maurie Backman
Need a Car ASAP? 3 Ways to Save at a Time When Car Prices and Borrowing Rates Are Up
Cars and financing rates are expensive right now. But if you can't wait on a car purchase, read on for ways to save.
Feb. 17, 2024 | By Maurie Backman
Auto Loan Delinquencies Rose in 2023. Here Are Some Major Consequences of Not Making Your Car Payments
Falling behind on car payments is bad news. Read on to see why.
Feb. 14, 2024 | By Christy Bieber
4 Questions to Ask Before Cosigning for a Personal Loan
Cosigning a loan is a very big responsibility. Before you even consider moving forward with doing it, get answers for these questions.
Jan. 28, 2024 | By Maurie Backman
Should You Borrow Against Your Home in 2024?
You may be sitting on more equity now than in the past. But should you tap it? Read on to find out.
Jan. 22, 2024 | By Christy Bieber
What Is a Good Interest Rate on a Personal Loan?
A good interest rate on a personal loan is one that beats the national average. Find out how to get the lowest rate on your next loan.
Jan. 20, 2024 | By Christy Bieber
How Much Is the Monthly Payment on a $50,000 Personal Loan?
Before you take out a $50,000 loan, think about what the monthly payments will look like. Here's what you need to know.
Jan. 17, 2024 | By Christy Bieber
How Much Is the Monthly Payment on a $10,000 Personal Loan?
A personal loan can be a great way to borrow money -- if you consider the payments. See what the monthly payment would be on a $10,000 loan.
Jan. 15, 2024 | By Christy Bieber
How Taking Out a Personal Loan to Pay Off Credit Cards Could Backfire
Using a personal loan to get out of credit card debt can be a great financial choice, but not in every situation. Learn why this could be a big problem.
Jan. 12, 2024 | By Christy Bieber
These Are the Best and Worst Reasons to Take Out a Personal Loan
Taking out a personal loan can be a smart decision in some circumstances. Keep reading for the situations where you should avoid them.
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