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Must Reads
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How the Chase Sapphire Preferred Card Can Pay for Its Annual Fee 8 Times Over
My favorite Chase card can deliver over $800 in first-year value with two simple perks. Here's how easy it is to save with the Sapphire …
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A Simple Way to Stop Paying Credit Card Interest Until 2027
This long 0% interest window can give you real breathing room going into 2026.
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Why Premium Cards Are Worth It in 2026 -- Even With High Annual Fees
Scared off by the annual fee on premium credit cards? Here's how easy it is to get value from them -- using one of my …
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What Happens When You Hit an 850 Credit Score? Here's the Truth
Getting a perfect credit score is impressive, but is it necessary? Here's what an 850 does -- and doesn't -- get you.
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Best CD Rates Today, Nov. 25, 2025: Don't Miss Out on up to 4.30% APY
Today's top CDs pay up to 4.30% APY. With another Fed rate cut to end October, it's a great time to lock in a solid …
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Best Grocery Credit Cards This Week, Nov. 25, 2025: Save on Everyday Essentials
Want to save big on your next supermarket run? Here's how our favorite grocery credit cards can help you do just that today.
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,100 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Reckless Earnings Predictions: ZM, BBY, DE
Nov. 24, 2025
We enter Thanksgiving week with a plate full of reckless predictions featuring Zoom (reports today), Best Buy (reports tomorrow morning), and Deere & Co. (reports …
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Interview with Mark Matson: Experiencing the American Dream
Nov. 23, 2025
What’s the first step in building wealth? How do we know if we’re on track financially? What does abundance look like? Motley Fool contributor Rich …
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Advocate for a Better 401(k) and Tax-Smart Charitable Giving
Nov. 22, 2025
For many Americans, contributing to an employer-sponsored plan is the primary way they’re saving for retirement. Unfortunately, not all of these plans are excellent, and …
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Market Volatility and Opportunities We See Today
Nov. 21, 2025
The market has gotten volatile the last few weeks and some sectors are dropping, like Bitcoin. How are we handling the drop and where are …
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Semis and Housing and Retail, oh My!
Nov. 20, 2025
This week is one of the biggest weeks in earnings as NVIDIA, Home Depot, Lowes, Walmart, and Target all reported earnings. All three provide both …
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Google Steals the Show in AI
Nov. 19, 2025
Gemini 3 is out and it may change the landscape in artificial intelligence. Benchmarks have it performing better than GPT-5 and Google is leaning into …
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Unbiased Reviews
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.