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Must Reads
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3 Things I'd Do With $10,000 Right Now
Here's exactly where I'd put $10,000 right now, from safe high-yield savings to long-term index investing and smart mid-term CDs.
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Here's When It Might Make Sense to Pair a Balance Transfer With a Rewards Card
Learn when pairing a balance transfer with a rewards card makes sense to save on interest and earn cash back on everyday spending.
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The Government Knows When You Withdraw $10,000. Here's Why
Considering taking $10,000 out of your bank account? Here's what happens when you do it -- and why the government finds out.
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4 Things Millionaires Do With Every Paycheck
Millionaires pay themselves first, invest like robots, scale up with raises, and put every dollar to work its hardest. Here's how to adopt these habits.
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Need Help With Credit Card Debt? Get 21 Months of Breathing Room With This 0% Intro APR Card
The Wells Fargo Reflect comes with an intro APR offer that lasts almost two years. Learn why it's our favorite balance transfer card on the …
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If You Spend $500 a Month on Groceries, This Card Earns You the Most Cash Back
Get easy cash back on groceries, a welcome bonus, and waived annual fee for the first year with this Amex cash back card.
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,100 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Alphabet Soars While Meta Sinks
Oct. 30, 2025
2025 has been the year of AI capex (so far). Companies have been announcing huge spending increases and signing deals to secure critical supplies like …
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Microsoft Gets $135 Billion OpenAI Stake
Oct. 29, 2025
Microsoft has agreed to a deal that will allow OpenAI to become a for-profit company, likely paving the way for an IPO. The tech giant’s …
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Ripple Effects of the Government Shutdown
Oct. 28, 2025
Host Emily Flippen is joined by Motley Fool analysts Jason Hall and Keith Speights to unpack how a prolonged U.S. government shutdown ripples through markets …
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AI’s Power Problem
Oct. 27, 2025
AIs are hungry and growing more insatiable by the day. Will we be able to sustainably generate the power needed to feed the AI beast? …
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Interview with Scott D. Anthony: Epic Disruptions
Oct. 26, 2025
Scott D. Anthony is a professor of strategy at Dartmouth's Tuck School of Business and author of the new book, Epic Disruptions: 11 Innovations that …
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Sahil Bloom on the 5 Types of Wealth
Oct. 25, 2025
Sahil Bloom writes The Curiosity Chronicle newsletter and is the managing partner of SRB Ventures, a venture investment firm. He is also the author of …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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