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Must Reads
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3 Signs You Should Stay Away From 'Premium' Rewards Cards
Premium credit cards come with lots of luxury perks, but they're not for everyone. Here are a few key signs you should steer clear.
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What if You Invested Every Dollar You Spent on Subscriptions?
Could you cut some (or all) of your subscriptions and supercharge your savings instead? Here's how much the average person could earn by redirecting those …
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Personal Loans Aren't Just for Emergencies -- Here's How the Richest People Use Them
Personal loans aren't just for emergencies. Here's how wealthy people use them to build wealth, manage risk, and stay liquid.
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$50K in the Bank? Here's When It's Too Much -- and What to Do Instead
Got $50K sitting in your bank account? Here's when that's too much, how much you really need in cash, and what to do with the …
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4.25% APY for 14 Months: This Is My Favorite CD Now
Earn a super-competitive APY for 14 months with this CD -- here's why it stands out and who should consider locking in their rate.
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Feeling Buried by Credit Card Debt? You Could Pay Zero Interest Until 2027
Pay off credit card debt with zero interest until 2027 using this no-fee card, giving you space to breathe while tackling your balance.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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Nearly 1 in 6 of Americans Aren't Paying Their Bills on Time
Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
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America's Wasteful Spending Habits: From DoorDash to Dead Subscriptions
Explore wasteful spending statistics revealing how Americans overspend, like frequent DoorDash orders and impulse buys, across generations.
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Financial Literacy Statistics: The Average American Scores Just 48%
Scores have stayed around 50% for nearly 10 years. Read on for a deep dive into financial literacy data.
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AI, Superman, and Solar’s Kryptonite
Jul. 11, 2025
Oh yes, we’re talking all kinds of stocks! (00:21) Jason Hall and Matt Frankel discuss: - AI stocks in the data center space (including CoreWeave) …
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Taiwan Semi’s $100 billion plan and housing is hot!
Jul. 10, 2025
Taiwan Semiconductor’s earnings beat Wall Street expectations, the housing market is picking up steam after, and TopBuild & Ferrero International go shopping. Tyler Crowe and …
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Starbucks' China Challenge and Decoding Meta's AI Push
Jul. 09, 2025
Starbucks is looking to sell a stake in its China business, Hershey has a new CEO and Meta hits the gas on AI. Jason Moser …
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Is Amazon the Best Prime Day Deal?
Jul. 08, 2025
Looking at the company and stock behind the summer shopping event. (00:21) Anand Chokkavelu, Jason Hall, and Matt Frankel discuss: - The Aug.1 tariffs - …
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Dinosaurs Roar for Comcast and CoreWeave Goes Shopping
Jul. 07, 2025
Andy Cross and Jason Moser discuss: - Jurassic World Rebirth delivers for Comcast - CoreWeave finally gets it done for CoreScientific - Oracle makes a …
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RBI Replay: What You’ve Done to Create Financial Freedom Vol. 3
Jul. 05, 2025
Independence Week in the United States is the perfect time to explore financial freedom. This week’s podcast highlights nine key points leading to financial independence, …

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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.