Financial Freedom Starts Here
Expert Tips, Reviews, Tools, and Special Offers To Help You Get The Most Out Of Your Money!
Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card
- Unlimited 1.5% cash back on everything with no caps, no categories, and no annual fee to offset your rewards.
- Up to 2.62% cash back if you qualify for Preferred Rewards for Business, which makes this one of the highest flat-rate earners available.
Why I Like This Offer
Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card
The $500 welcome bonus is straightforward and attainable. Spend $5,000 in the first 90 days and you’ve got real cash back in hand, plus 0% intro APR on purchases for seven billing cycles to help manage upfront business expenses.
- $500 cash back welcome bonus
- 1.5% cash back on all purchases
On Bank of America's Secure Website.
Discover it® Cash Back
- Rare combo of long intro APR + cash back
- No annual fee, plus big bonus-category rewards
Why I Like This Offer
Discover it® Cash Back
This card does two jobs really well: the 0% intro APR for 15 months on purchases and balance transfers (then 17.49% - 26.49% Variable APR) gives you a clean runway to tackle both old and new debt, and the cash back setup gives you ongoing value long after the intro offer ends. It's a rare combo that's hard to beat.
*Earn 5% cash back on rotating quarterly categories you activate, up to the quarterly maximum.
- $0 annual fee
- Up to 5%* cash back
Bank of America® Travel Rewards credit card
- Earn an unlimited 1.5 points for every $1 spent on all purchases, with no caps or expiration dates.
- Easy welcome offer worth $250, and no annual fee
Why I Like This Offer
Bank of America® Travel Rewards credit card
Most of my favorite cards are of the no-annual-fee variety, including the Bank of America Travel Rewards card. I also love the utter simplicity of it -- just use it anywhere and get 1.5X points on everyday purchase.
- Welcome offer: 25,000 points (worth $250 travel credit)
- $0 annual fee
On Bank of America's Secure Website.
Meet Our 2026 Award Winners
The wait’s over. See which credit cards, bank accounts, and more earned top honors this year and start your smartest financial year yet.
Join 35,000+ Americans getting smarter with their money — one email at a time
Get expert advice, actionable strategies, and exclusive offers that help you save more and spend with confidence.
No spam — unsubscribe anytime. By submitting your email address, you consent to us sending you money tips along with products and services that we think might interest you. Please read our Privacy Statement and Terms & Conditions.
Our Contribution
The number of people we're helping become smarter, happier, and richer.
Must Reads
-
Here's What Happens if Someone Opens a Credit Card in Your Name
Learn what happens if someone opens a credit card in your name and the steps to fix it fast and protect your credit.
-
AI Is Coming for My Job. Here's How I'm Preparing Financially
Writer job postings fell 28% in 2025. Here's how I'm financially preparing for the possibility that AI eventually puts me out of work.
-
These 10 States Pay the Most for Gas as Iran War Pushes Prices Higher
The Iran war is pushing gas prices higher across every state. See which 10 states pay the most at the pump and what it means for your wallet.
-
Here's the Only Reason I'd Put $50,000 in CDs
For near-retirees trying to protect savings from a market downturn, CDs are a smart tool. Here's when they make sense and when they don't.
-
I Don't Carry a Single Travel Card. Here's Why
A top-tier travel card sounds nice -- but if you're like me, it might not actually be worth the hassle. Here's what I do instead.
-
3 Top All-Purpose Credit Cards: $200 Welcome Bonuses and 2% Unlimited Cash Back Right Now
These no-annual-fee cash back cards offer unlimited cash back with easy-to-earn welcome offers. Here's how to pick the right card for you.
-
Personal Loan Statistics Heading Into 2026
U.S. personal loan balances hit a record high of $276 billion in the fourth quarter of 2025. Check out all the most notable personal loan statistics here.
-
The Average Cost of Airfare: How Much Is a Plane Ticket?
The average cost of a domestic plane ticket is $386 as of the second quarter of 2025. Motley Fool Money has the latest airfare data by airport and route.
-
How Much Do Americans Spend on Gas Every Month?
Americans spent $201/month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
-
Average Tax Refund in 2026, by Income, Age, and Filing Status
The average tax refund is $3,676 as of March 2026, per IRS data -- up 10.6% year over year. See refund amounts by income, age, filing status, and state.
-
Average Savings Account Interest Rate in March 2026
The national average savings account interest rate is 0.39% APY as of February 2026, per FDIC data. See how rates have changed and where to find a better rate.
-
The Average Checking Account Interest Rate in March 2026
The national average checking account interest rate is 0.07% APY as of February 2026, per FDIC data. See how rates compare and where to find a better rate.
-
The Reality of Investing in 2026
Mar. 20, 2026
The war in Iran doesn’t seem to be slowing down and that’s impacting oil prices today, but that’s just the beginning. Economic spending is next …
-
Micron Revenue Smashes Expectations, but Wall Street Yawns
Mar. 19, 2026
When companies beat revenue and earnings expectations as much a Micron Technologies did in its most recent quarter, the market often heaps on praise for …
-
OpenAI’s Strategy Shift Ahead of IPO
Mar. 18, 2026
OpenAI is moving away from side quests as it prepares the business and financials for an IPO. To make matters more complicated, Microsoft is upset …
-
We Didn’t See That Coming from Airlines
Mar. 17, 2026
Just when you think you have a handle on how a company will react to rising oil prices, Delta Airlines goes and flips the idea …
-
Another Day, Another Massive AI Infrastructure Deal
Mar. 16, 2026
The Motley Fool’s Hidden Gem team talks about the latest AI infrastructure deal between Meta Platforms and neocloud company Nebius. They then pivot to talk …
-
David Pogue on Apple’s Suprising Past and AI Future
Mar. 15, 2026
What if Apple’s next massive growth engine has nothing to do with smartphones, but instead relies on AI-powered medical devices? Tech journalist David Pogue joins …
Why You Can Trust Us
We're your money concierge. We cut through the noise and guide you to what we think are some of the best products and services that can make your money work harder for you.
![Golden Rule Icon]()
Our Golden Rule![Fine Print Icon]()
Scrutinize the Fine Print![Review Icon]()
Unbiased Reviews
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.