Financial Freedom Starts Here
Expert Tips, Reviews, Tools, and Special Offers To Help You Get The Most Out Of Your Money!
The 2025 Award Winners!
Narrow down your financial options and get ready for your smartest year yet with this year’s list of best credit cards, bank accounts, and more.
Join 35,000+ Americans getting smarter with their money — one email at a time
Get expert advice, actionable strategies, and exclusive offers that help you save more and spend with confidence.
Our Contribution
The number of people we're helping become smarter, happier, and richer.
Must Reads
-
Want to Dump Your Debt? Here's When to Use a Balance Transfer vs. a Loan
Looking to erase debt fast? Here's when to use a balance transfer or a personal loan to save the most money possible.
-
Why I'm Prioritizing My 401(k) Over Everything Else in 2025
This year I'm planning to max out my 401(k) contributions. Here's why it's the smartest, simplest investment move I can make right now.
-
How Families Can Earn $750 Back in Year One With the Amex Blue Cash Preferred
Earn up to $750 in your first year with high rewards rates on groceries, gas, and more, plus a welcome bonus. See if the Amex …
-
3 Banking Mistakes I Made, and What You Can Learn From Them
Learn from my banking missteps -- surprise fees, low rates, and missed rewards -- and see why switching to a high-yield savings account changed everything.
-
It's Official: Wells Fargo Active Cash Wins Our Award for Best Cash Back Card This Year
This no-annual-fee card gives you unlimited 2% cash rewards on everything, plus a welcome offer and 0% intro APR -- making it our top cash …
-
Best Personal Loan Rates This Week, July 29, 2025: Rates See a Bump
Discover July's best personal loan deals -- low rates, flexible terms, and quick approvals. Compare top offers to find the right fit for your financial …
-
The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
-
81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
-
Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
-
Nearly 1 in 6 of Americans Aren't Paying Their Bills on Time
Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
-
America's Wasteful Spending Habits: From DoorDash to Dead Subscriptions
Explore wasteful spending statistics revealing how Americans overspend, like frequent DoorDash orders and impulse buys, across generations.
-
Financial Literacy Statistics: The Average American Scores Just 48%
Scores have stayed around 50% for nearly 10 years. Read on for a deep dive into financial literacy data.
-
Intel Can’t Stop Cutting
Jul. 28, 2025
The former Chip King is cutting again in hopes of finding a path to sustainable growth. Tim Beyers and Jose Najarro discuss: - Intel’s big …
-
What Business School is Missing
Jul. 27, 2025
So what is the role of business? Motley Fool contributor Rich Lumelleau and Motley Fool analyst Dave Meier talk with Andy Hoffman, Professor at University …
-
Choosing a 529 and How Does Your 401(k) Compare
Jul. 26, 2025
529 plans aren’t just for college anymore. Robert Brokamp speaks with Martha Kortiak Mert of Savingforcollege.com about the newly expanded uses of 529s and how …
-
Meme Stocks Mania Returns & the Fantasy Stock Draft
Jul. 25, 2025
Meme stocks had a huge week, earnings season got into full swing with Alphabet going big on AI, and we draft our top stocks in …
-
Earnings Season Is in Full Swing, and Figma's IPO Is Right Around the Corner
Jul. 24, 2025
Matt Frankel, Tom Gardner, Jon Quast, and Jonathan Wilder discuss: - Earnings disappointments from Tesla and Chipotle - AI-powered growth from Alphabet and ServiceNow - …
-
Japan Gets a Trade Deal and Earnings Season Ramps Up
Jul. 23, 2025
The U.S. and Japan announced a big trade deal that lowers tariffs to just 15% on imports, and we discuss earnings from General Motors, Intuitive …
Why You Can Trust Us
We’re your money concierge. We cut through the noise and guide you to what we think are some of the best products and services that can make your money work harder for you.
![Golden Rule Icon]()
Our Golden Rule![Fine Print Icon]()
Scrutinize the Fine Print![Review Icon]()
Unbiased Reviews
Don't miss The Motley Fool's award-winning podcast
Daily investing and financial coverage delivered straight to your ears!
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.