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Must Reads
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3 Little-Known Reasons the Citi Strata Elite Can't Beat the Amex Platinum (but Might Still Be Worth It)
Learn which premium travel perks truly matter and how to decide which luxury card can deliver the best value for your lifestyle.
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This Might Be the Only No-Fee Credit Card You Actually Need Right Now
Earn 1.5% back on everything, a $200 bonus, and up to 5% on travel, all with no annual fee. This Chase card is a standout …
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4 Reasons to Take Out a Personal Loan in 2025
Personal loans can help consolidate debt, cover emergencies, and finance large purchases. Learn when it makes sense to apply for one.
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The Wells Fargo Reflect Card Is Our Top Pick for Avoiding Interest Payments in 2025
You can get 0% intro APR on the Wells Fargo Reflect for nearly two whole years. See why else it's our favorite card for paying …
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Best High-Yield Savings Account Rates Today, August 7, 2025: Up to 5.00%
Now paying up to 5.00% APY, today's high-yield savings accounts might not stay this rewarding for long -- lock in a top rate before these …
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3 Surprising Reasons You Can Be Denied a Credit Card, Even With an 800+ Credit Score
Even with a perfect credit score, you can still be denied a credit card. Find out why it can happen and how to bounce back.
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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Will the NFL Bring the Magic Back to Disney Stock?
Aug. 06, 2025
The NFL and Disney have tied themselves more closely together with the NFL getting 10% of ESPN in exchange for the NFL Network, RedZone distribution …
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Compounders Past vs Present
Aug. 05, 2025
From overvalued stocks to outsized returns, some capital compounders keep breaking the mold. Today on Motley Fool Money, Emily Flippen, with analysts Sanmeet Deo and …
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Consumer Stocks Spotlight: Etsy, Roblox, and Reddit
Aug. 04, 2025
Does a mixed bag of economic data forecast a good future for businesses that depend on consumer spending? We debate the results! Tim Beyers, Alicia …
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The Real Risk
Aug. 03, 2025
How can investors separate the signal from the noise? What’s the key to achieving financial freedom? And what’s the real risk investors face?Motley Fool analyst …
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How Much Makes Someone Wealthy, and Why It Pays to Delay Social Security
Aug. 02, 2025
More people are claiming Social Security early in 2025. Robert Brokamp speaks with Dr. Michael Finke, a professor at the American College of Financial Services, …
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The Fed’s Inflation Conundrum & an AI Billionaire Battle Royale
Aug. 01, 2025
The Fed’s Inflation Conundrum & an AI Billionaire Battle RoyaleThe Fed kept rates flat this week, Apple and Amazon reported earnings, and we have the …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.