Financial Freedom Starts Here
Expert Tips, Reviews, Tools, and Special Offers To Help You Get The Most Out Of Your Money!
The 2025 Award Winners!
Narrow down your financial options and get ready for your smartest year yet with this year’s list of best credit cards, bank accounts, and more.
Join 35,000+ Americans getting smarter with their money — one email at a time
Get expert advice, actionable strategies, and exclusive offers that help you save more and spend with confidence.
Our Contribution
The number of people we're helping become smarter, happier, and richer.
Must Reads
-
How the Chase Sapphire Reserve Card Could Save You $3,000 in Your First Year
Learn how the Chase Sapphire Reserve can save you thousands in your first year with its valuable welcome offer, statement credits, and travel perks.
-
Here's Why Your Checking Account Should Contain as Little Money as Possible
Keeping a big balance in your checking account feels safe, but it's costing you. Here's why you should keep it lean and move extra cash …
-
3 Reasons to Open a NexBank Savings Account Before the Fed Changes Rates
Earn a top-tier APY and a cash bonus with NexBank savings before the Fed cuts rates. It's safe, flexible, and a rare high-yield opportunity.
-
5 Tax-Savvy Ways to Invest for Retirement
Learn five tax-savvy ways to invest for retirement, from IRAs and HSAs to annuities and municipal bonds, and keep more of your money working for …
-
These Accounts Still Pay 4% APY or More, but Maybe Not for Long
Top savings accounts still pay 4.00% APY or more, but a Fed rate cut could end that soon. Here's why you should switch now.
-
Today's Best High-Yield Savings Account Rates: August 27, 2025 -- Earn up to 5.00% APY
High-yield savings accounts are paying up to 5.00% APY today -- see the top rates and pick the best spot to grow your money more …
-
How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
-
Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
-
Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
-
How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
-
The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
-
81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
Why You Can Trust Us
We’re your money concierge. We cut through the noise and guide you to what we think are some of the best products and services that can make your money work harder for you.
![Golden Rule Icon]()
Our Golden Rule![Fine Print Icon]()
Scrutinize the Fine Print![Review Icon]()
Unbiased Reviews
Don't miss The Motley Fool's award-winning podcast
Daily investing and financial coverage delivered straight to your ears!
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full Report