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Narrow down your financial options and get ready for your smartest year yet with this year’s list of best credit cards, bank accounts, and more.
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Must Reads
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5 Signs You Should Stay Away From the Amex Platinum Card
Here are some reasons why you might want to reconsider your luxury card application, and alternatives that might be a better fit for you.
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How I Made $798 More in Interest Just by Ditching My Old Bank
I switched to a high-yield savings account and made $798 more last year. Here's how you can boost your interest earnings, too.
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Best Credit Card for Groceries: The Amex Blue Cash Preferred Just Won Our Title
Learn why we named the Amex Blue Cash Preferred the best grocery card of 2025 -- and how much you can make on groceries in …
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My Company Gave Me $1,000 to Invest. Here's Exactly What I'm Doing With It
I was handed $1,000 to invest, no strings attached. Instead of chasing hot stocks, here's how I'm using it to build long-term wealth the boring …
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How the Amex Platinum Card Could Save You $1,344 in the First Year
Smart use of the welcome offer, travel credits, and spending rewards can lead to over $1,300 in first-year value -- even after the annual fee.
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Don't Miss the Best Bank Bonuses This Week: August 24, 2025
This week's top bank bonuses can put a few hundred dollars in your pocket -- open an account, meet simple requirements, and enjoy hassle-free cash …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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How to Factor Home Equity Into Your Financial Plan
Aug. 23, 2025
Home prices are near all-time highs, and homeowners have never had so much equity. Matt Frankel and Robert Brokamp discuss why, when, and how to …
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Walmart Stands Tall In a Rocky Retail Environment
Aug. 22, 2025
The retail earnings flood hit this week and it told us a lot about consumer spending, plus the market is once again buying into meme …
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Wal Mart Shows Other Retailers How It’s Done
Aug. 21, 2025
Second quarter earnings results have been littered with slumping sales and disappointing guidance. Wal Mart threw that narrative on its head when it said it …
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When AI Execs Say the Market Looks Bubbly
Aug. 20, 2025
Market chatter about the frothiness of the AI market seems to be picking up and has hit a fever pitch with Open AI CEO Sam …
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What Cybersecurity, Shoes, and Homebuilders Tell Us About Change
Aug. 19, 2025
Palo Alto Networks is bracing investors with its latest earnings, homebuilders are sweetening deals to attract strapped buyers, and footwear brands are rewriting the playbook. …
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What’s Eating at Restaurant Stocks?
Aug. 18, 2025
Summer is heating up, but restaurant stocks are cooling down. Today on Motley Fool Money, Rick Munarriz, with analysts Alicia Alfiere and Jason Hall will …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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