Financial Freedom Starts Here
Expert Tips, Reviews, Tools, and Special Offers To Help You Get The Most Out Of Your Money!
Meet Our 2026 Award Winners
The wait’s over. See which credit cards, bank accounts, and more earned top honors this year and start your smartest financial year yet.
Join 35,000+ Americans getting smarter with their money — one email at a time
Get expert advice, actionable strategies, and exclusive offers that help you save more and spend with confidence.
No spam — unsubscribe anytime. By submitting your email address, you consent to us sending you money tips along with products and services that we think might interest you. Please read our Privacy Statement and Terms & Conditions.
Our Contribution
The number of people we're helping become smarter, happier, and richer.
Must Reads
-
The Credit Card Strategy That Feels Like Free Money
One simple credit card move can double your rewards without spending more or opening a stack of cards.
-
The Chase Ink Business Unlimited Could Earn You $1,300+ in 2026
See how the Chase Ink Business Unlimited could earn $1,300+ in 2026 with a big welcome offer and unlimited 1.5% cash back.
-
My Top 3 Balance Transfer Cards for 2026: Pay No Interest for up to 21 Months
My top balance transfer cards for 2026 offer up to 21 months of 0% intro APR to help you stop interest and pay off debt faster.
-
Here's Why Your Credit Score Dropped Even Though You Paid Everything on Time
Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in the long run.
-
Save Hundreds on Your Next Flight: The Best Travel Cards This Week, Jan. 11, 2026
Looking to start saving on your next big getaway? Here are the best travel cards to apply for today.
-
Earn $300 Just For Switching Banks: Best Bank Account Bonuses This Week, Jan. 11, 2026
One of these banks can earn you up to $300 just for opening a new account. Read our list of picks to learn how to get started today.
-
Study: When Does the Average American Get Their First Credit Card?
The average American gets their first credit card at the age of 20, and here’s the impact.
-
Renters in These States Are Getting Hit Hard by the Pandemic Economy
The COVID-19 pandemic has affected nearly everyone, but renters are having an especially difficult time. Read on for the 12 states where the situation is worst.
-
Americans' Top Financial Priorities in the 2024 Presidential Election
We asked 2,000 Americans what their top financial priorities are heading into the 2024 election. Inflation was top of mind. Read on for more findings.
-
COVID-19 Fraud Statistics: Over $480 Million in Losses and Counting
COVID-19 and stimulus check fraud is a growing problem. Americans have already lost over $100 million. These fraud statistics show the scope of the issue.
-
Study: Generational Credit Card Habits
The Motley Fool Motley Fool Money surveyed 2,000 Americans on their credit card habits and found some generational differences. Find out if they apply to you.
-
How Will Climate Change Impact Homeowners Insurance in All 50 States?
A look at how climate change will impact homeowners insurance in all 50 states.
-
Interview with Zack Kass: The Next Renaissance
Jan. 11, 2026
Zach Kass is a global AI advisor and former head of go-to-market at OpenAI, where he led the teams responsible for sales, partnerships and customer …
-
Is the Retirement Safe Withdrawal Rate Below 4% or Almost 6%?
Jan. 10, 2026
The No. 1 financial goal for most Americans is retirement. Once they retire, their primary goal becomes not running out of money. Host Robert Brokamp …
-
Wall Street’s Wild Week to Start 2026
Jan. 09, 2026
The stock market was all over the map this week but the biggest news was the U.S. government potential spending $1.5 trillion on defense. Of …
-
3 Bold Predictions to Start 2026
Jan. 08, 2026
It’s the most wonderful time of the year. No, We’re not talking about the holdiays. We’re talking about making stock investing predictions for 2026. This …
-
Big Investing Takeaways From CES 2026
Jan. 07, 2026
CES is always an exciting time in tech because new productions – both realistic and crazy – are introduced. This year, Uber and NVIDIA stole …
-
AI Investor Outlook for 2026 and Beyond
Jan. 06, 2026
Emily Flippen is joined by Motley Fool analyst Asit Sharma and Head of AI Donato Riccio to break down our 2026 AI Investor Outlook Report …
Why You Can Trust Us
We're your money concierge. We cut through the noise and guide you to what we think are some of the best products and services that can make your money work harder for you.
Our Golden Rule
Scrutinize the Fine Print
Unbiased Reviews
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.