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Must Reads
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Travel Like a Pro: 3 Cards That Scream First-Class (and Unlock Airport Lounges)
Upgrade your next trip with these three credit cards offering lounge access, luxury perks, and top travel points -- perfect for flying in style, even …
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3 Expensive Savings Account Mistakes You Might Be Making
Most Americans are losing money in savings. Here are three top mistakes -- and how to fix them to earn more, save smarter, and skip …
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How to Get Delta Platinum Medallion Status
Delta Platinum status comes with real travel perks. Learn the fastest ways to qualify, including credit cards that can help.
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3 Smart Moves to Make Before Interest Rates Fall Again
The Federal Reserve may cut interest rates later this year, which would mean lower rates on savings, loans, and more. Here are some ways to …
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Best High-Yield Savings Account Rates Today, July 4, 2025: Up to 5.00%
We've reached the halfway point of the year, and top high-yield savings accounts still offer up to 5.00% APY -- let your money start working …
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Should You Downgrade Your Chase Sapphire Reserve Card? Here's How to Decide
This premium travel card just got a big overhaul -- along with a huge fee increase. Here's how to tell if it's still worth it, …
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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Nearly 1 in 6 of Americans Aren't Paying Their Bills on Time
Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
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America's Wasteful Spending Habits: From DoorDash to Dead Subscriptions
Explore wasteful spending statistics revealing how Americans overspend, like frequent DoorDash orders and impulse buys, across generations.
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Financial Literacy Statistics: The Average American Scores Just 48%
Scores have stayed around 50% for nearly 10 years. Read on for a deep dive into financial literacy data.
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Jobs, Cars, AI and Financial Freedom!
Jul. 03, 2025
Jobs hold steady, Cloudflare takes a stand on AI and the stocks leading us to financial freedom. Jason Moser and Andy Cross discuss: - The …
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Another Big IPO Headed Our Way!
Jul. 02, 2025
Figma files for its initial public offering, Amazon ushers in the rise of the machines and Apple noodles its AI strategy. Jason Moser and Lou …
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AI-Powered Warfare
Jul. 02, 2025
Aerovironment’s CEO shares insights on the drone company’s game-changing merger and how unmanned systems are revolutionizing modern combat. Andy Cross interviews CEO Wahid Nawabi to …
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Nike is Back in the Race
Jun. 30, 2025
Nike stock moves higher after Q4 earnings. Andy Cross and Jason Hall discuss - Why Nike stock rallied after its latest earnings - Also: Home …
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GitLab CFO on Remote Culture Success, AI Integration
Jun. 28, 2025
Brian Robbins is the CFO of GitLab, a DevSecOps platform that supports software innovation. He joins Motley Fool CEO, Tom Gardner, plus Chief Investment Officer …
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Amazon Wants More Power
Jun. 27, 2025
Amazon’s latest data center will require the same amount of electricity as one million homes. (00:21) Jason Moser and Matt Argersinger join Ricky Mulvey to …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.