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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

April 15, 2024 | By Maurie Backman

2 Pros and Cons of Staying at an All-Inclusive Resort

Is an all-inclusive resort your best bet for your next vacation? Read on to find out.
April 15, 2024 | By Chris Neiger

5 Successful Financial Habits of Baby Boomers

Older Americans have a lot of financial wisdom. Read on to find out some money habits boomers have that we can all learn from.
April 15, 2024 | By Ben Gran

What Does the Capital One/Discover Merger Mean for Small Businesses?

Capital One buying Discover, and the new Visa and Mastercard legal agreement on swipe fees, could bring changes to credit cards for small businesses. See how.
April 15, 2024 | By Brittney Myers

I Just Saved $40 on My Sam's Club Plus Membership. Here's How

Credit card issuers have offer portals full of discounts and credits. Check out one author's recent find for a deal on a Sam's Club membership.
April 15, 2024 | By Maurie Backman

Here's Why You May Want to Keep a Little Cash in Your Brokerage Account

Your brokerage account should mostly be in investments. But keeping a small cash balance isn't the worst idea, either. Find out why
April 15, 2024 | By Natasha Etzel

Ranked: The Cheapest and Most Expensive States for Child Care

The average parent spends $321 weekly on daycare nationwide. But, this cost differs significantly in some states. See what soon-to-be parents should know.
April 15, 2024 | By Maurie Backman

3 Signs a New Construction Home Is Wrong for You

Interested in buying new construction? Read on to see why you may want to think twice.
April 15, 2024 | By Lyle Daly

Here's Why Savings Accounts at Big Banks Aren't as Safe as You Think

Big banks have a reputation as a safe place to put your money. Find out why using an account at one of these banks could be costly.
April 15, 2024 | By Maurie Backman

Can a Home With a Lot of Equity Take the Place of an IRA for Your Retirement?

Your home might be a very valuable asset in retirement. But here's why you should make a point to save money instead.
April 15, 2024 | By Natasha Etzel

4 Shocking Stats About Child Care Costs in America

Many adults don't know how much it costs to raise children before becoming parents. You may want to review these shocking child care stats before having kids.
April 15, 2024 | By Maurie Backman

Doing a Balance Transfer? Pay Attention to This Key Detail

A balance transfer could make it easier to shed your debt -- but only under the right circumstances. Read on to learn more.
April 15, 2024 | By Matt Frankel, CFP®

Do You Travel More Than 3 or 4 Times Per Year? Here's One Smart Financial Move You Need to Make

An annual travel insurance policy can be a tremendous asset. Here's why you might need one.
April 15, 2024 | By Lyle Daly

5 of the Highest-Paying CDs to Check Out in 2024

Banks are offering some of their best CD rates in years. Find out where you can earn the most right now with this list of high-paying CDs.
April 15, 2024 | By Christy Bieber

My Husband and I Have These Money Conversations Every Year. Should You Do the Same?

My husband and I want to make sure we're on the same page about money and making progress in building our net worth. Find out how we do it.
April 15, 2024 | By Maurie Backman

3 Seemingly Innocent Mistakes That Could Leave You With a Lot Less Money in Retirement

Want to retire with a nice amount of money? Read on for some mistakes to avoid that could be a bigger deal than expected.
April 15, 2024 | By Maurie Backman

I Make $40,000 a Year. What Emergency Fund Do I Need?

Your emergency fund should be calculated based on your personal expenses. Read on to learn more.
April 15, 2024 | By Ben Gran

Here's the Best Option to Replace Mint for Your Small Business

Are you still disappointed about Mint being shut down? See why Quicken Simplifi is the best choice we've found as a Mint replacement.
April 15, 2024 | By Maurie Backman

I Didn't Add Any Money to My Robinhood Account in the Past 6 Months. Here's How I Was Able to Buy More Stocks

You don't need to add money to your brokerage account to gain buying power. There may be another way. Read on to learn more.
April 15, 2024 | By Kailey Hagen

Want to Be Rich? Having These 3 Things Makes It Easier

Building wealth is a process for most people. Take a look at three things that can make it a little easier.
April 15, 2024 | By Chris Neiger

5 Trends in the Hybrid Car Market

Hybrid cars are all the rage right now. Read on to find out why many Americans are opting for these vehicles.
April 15, 2024 | By Christy Bieber

Buying a House? This Is the Single Most Important Number to Focus On

It's critical that potential homeowners don't devote too large a percentage of income to their mortgage costs. Read on to learn why.
April 15, 2024 | By Maurie Backman

Think You'll Spend Less to Insure a Purebred Dog? Think Again

You might think pet insurance will cost less if you have a purebred dog. Read on to see why that's not necessarily the case.
April 15, 2024 | By Jordi Lippe-McGraw

4 Things I Wish I Knew Before Becoming Self-Employed

Discover one writer's four crucial lessons learned from transitioning to self-employment. Dive in for insights for how to get ready for your journey.
April 15, 2024 | By Maurie Backman

3 Things All Investors Should Know About Recessions

The idea of a recession can be scary to investors. But here's why you may not need to stress about one so much.
April 14, 2024 | By Maurie Backman

Is There a Drawback to Using a Travel Agent for Your Next Trip?

Working with a travel agent might seem like a no-brainer. But there's more to the story. Here's what you need to know.