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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.
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Recent Articles

Pile of credit cards
Sept. 21, 2026 | By Joel O'Leary

Here's What Happens When You Open Too Many Credit Cards

Most Americans have one or two credit cards. Here's what changes when you open far more, and how to keep every account under control.
Professional woman smiles with her laptop open in front of her.
Sept. 21, 2026 | By Joel O'Leary

Have a Bank of America Business Checking Account? You Need to Apply for This Card

Bank of America's business loyalty program can boost cash back for owners who already bank with it, when paired with the right rewards card.
A stack of coins in ascending height sits next to a piggy bank.
Sept. 21, 2026 | By Ryan Wilcox

Best Savings Accounts Offering up to 4.50% APY Today, Sept. 21, 2026

Top high-yield savings accounts are still paying up to 4.50% after last week's Fed rate hike. Start earning more on your savings balance today.
Hands in broken handcuffs reaching freely toward a sky full of birds.
Sept. 21, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, Sept. 21, 2026: Up to 21 Months to Finally Break Free

Top balance transfer cards this week offer up to 21 months of 0% intro APR, no annual fees, and breathing room to finally beat high-interest debt.
young man sitting in front of laptop and pumping his fist -- happy celebrating success
Sept. 20, 2026 | By Ryan Wilcox

These Credit Cards Can Save You Thousands -- and They Don't Even Earn Rewards. Here's How

Great earning rates aren't the only way a credit card can save you money. See how these cards can help you save instead.
A couple paying their bills at a table with a laptop and notebook.
Sept. 20, 2026 | By Joel O'Leary

63% of Credit Card Users Don't Pay Their Bills in Full Every Month. Here's What to Do if You're Behind

Falling behind on credit card debt is more common than you think. Here are the smartest ways to catch up, whether or not you qualify for new credit.
A small business owner packing a box on the desk in their home office.
Sept. 20, 2026 | By Ryan Wilcox

Get 1.5% Back on All Your Expenses: The Best Business Credit Cards This Week, Sept. 20, 2026

Want to earn a great flat rate on all types of business expenses? Here's the card to get today, plus a few other favorites available now.
Two excited young women both holding cash.
Sept. 20, 2026 | By Ryan Wilcox

Unlock up to $400 in Bonus Cash and an APY Boost: Best Bank Account Bonuses This Week, Sept. 20, 2026

Right now, one of the best high-yield savings accounts is offering $50 or $400 in bonus cash and an APY boost. Here's how to get it, plus other great options.
Man sulking as woman beside him pouts while holding a credit card.
Sept. 20, 2026 | By Ryan Wilcox

Longest 0% Intro APR Credit Cards This Week, Sept. 20, 2026: Up to 21 Months Interest-Free to Break the Cycle

This week's longest 0% intro APR cards give you up to 21 months interest-free. Stop paying interest and finally make real progress on your debt.
A miniature White House figure on top of hundred dollar bills.
Sept. 19, 2026 | By Joel O'Leary

Trump's $5,000 'Election Dividend' Won't Happen. Here Are 3 Real Ways to Save Thousands

Congress is unlikely to pass a $5,000 dividend. Paying down debt, investing, and switching accounts can build thousands regardless.
business people finishing a race
Sept. 19, 2026 | By Joel O'Leary

So Your Credit Score Hit 800? Here Are the 3 Cards You Should Apply for Next

Reaching the top credit tier unlocks the best credit cards. Here's my top travel pick, cash back pick, and a flat-rate option right now in 2026.
A piggy bank sits on top of a steering wheel with a view of the road and outdoors beyond.
Sept. 19, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, Sept. 19, 2026

The Fed held rates steady five times to start 2026, followed most recently by a rate hike. Find out where top high-yield savings accounts stand now.
Couple dressed for tropical weather in a hotel room with luggage looking out the window.
Sept. 19, 2026 | By Ryan Wilcox

Get 130,000 Points and a Free Night: Best Credit Card Bonuses This Week, Sept. 19, 2026

This Amex-branded hotel card is offering a huge points haul and a free night reward, but it won't be around forever. Here's what to know.
smiling young woman standing behind the counter in a cafe
Sept. 18, 2026 | By Joel O'Leary

The 3 Best Business Cash Back Cards You Can Get Right Now

How a company spends decides which cash back card pays the most, from flat-rate cards to category bonuses to big-purchase rewards.
A pig bank and stacks of coins sit on a desk next to a calculator with a person in the background.
Sept. 18, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, Sept. 18, 2026: Earn up to 4.50% APY

The Fed officially announced a rate hike earlier this week. Top HYSAs continue to offer up to 4.50% APY, but we could see that number inch upward as a result.
road sign that reads "higher interest rates ahead."
Sept. 17, 2026 | By Ryan Wilcox

Credit Card APRs Are About to Go Up. Here's What to Do if You're in Debt

Credit card APRs are climbing. Here's how to save with a balance transfer card -- and what to check before you apply.
elderly couple with notebook and calculator
Sept. 17, 2026 | By Ryan Wilcox

Is the Amex Platinum Worth the Massive Annual Fee? Here's My Honest Answer

The Amex Platinum's annual fee sounds steep -- until you do the math. Here's how the card can cover its annual cost several times over.
Couple looks at and points to something on laptop screen together while smiling.
Sept. 17, 2026 | By Joel O'Leary

The Best HYSA if You're Starting With $0: No Minimum, No Monthly Fees

SoFi has no minimum balance requirement and no monthly fees, which makes it easy to start building savings from scratch.
Stacks of coins in increasing height following by a large dollar sign.
Sept. 17, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Sept. 17, 2026

The best high-yield savings accounts continue to offer up to 4.50% APY. But with a Fed rate hike announced yesterday, we may see banks raise APYs.
Piles of coins in increasing height with an upward arrow and text that says "interest rates"
Sept. 16, 2026 | By Joel O'Leary

The Fed Is Raising Rates for the First Time Since 2023. Here's What It Means for Your Savings

The Federal Reserve's rate increase pushes savings yields higher and borrowing costs up. Here's how the decision affects savers and people in debt.
Blocks spelling FED with another block featuring an up arrow and a down arrow being turned.
Sept. 16, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, Sept. 16, 2026: APYs up to 4.50% Before the Fed Decision

Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster.
Man with glasses using laptop looks away appearing to be in thought.
Sept. 16, 2026 | By Joel O'Leary

Here's When Your High-Yield Savings Account Doesn't Make Sense Anymore

Keeping a liquid emergency fund is smart, but oversaving can quietly cost you. Here are the clear signs your money has outgrown a simple interest rate.
A man smiles as he looks at his phone.
Sept. 16, 2026 | By Joel O'Leary

This Is Hands-Down the Best Card for Small Business Owners in 2026

A flat 1.5% cash back rate, no annual fee, and an optional loyalty boost that lifts what you earn on everyday business spending. Here's my top business card for 2026.
A young man, sitting on a sofa, smiles as he holds a credit card in one hand and looks at his cellphone in another.
Sept. 16, 2026 | By Ryan Wilcox

I Carry 5 Credit Cards. Here's the One I Reach for the Most

I carry a total of five credit cards, but I use one of them the most by far. Here's why you should get it today.
Person Checking Credit Score On Their Cell Phone
Sept. 15, 2026 | By Joel O'Leary

Have an 800 Credit Score? Here Are the 3 Cards You Should Apply for Now

With excellent credit, approval is rarely the issue. See what an 800 score unlocks and which types of rewards cards make the most of it.