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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

Feb. 27, 2026 | By Jake FitzGerald

How Much Money Should You Keep in Your Checking Account? Here's the Sweet Spot

A lot of people keep too much cash in their checking account. Here's the simple rule of thumb that protects you from overdrafts without costing you interest.
Feb. 27, 2026 | By Joel O'Leary

Dear Wife, Here's What to Do With Our Money if I Die Early

If you manage the household finances and die unexpectedly, your spouse could be left scrambling. Here's a practical roadmap to help them take over without the stress.
Feb. 27, 2026 | By Jake FitzGerald

I'm Slowly Moving Money Out of My High-Yield Savings Account. Here's Why.

High-yield savings rates won't stay high forever. Here's why I'm starting to lock some of mine into CDs.
Feb. 27, 2026 | By Joel O'Leary

A Travel Card So Exclusive, It Comes With Its Own Concierge Team

Amex Platinum Concierge is a 24/7 team of real humans who handle reservations, event tickets, gifts, and travel logistics on your behalf.
Feb. 27, 2026 | By Joel O'Leary

Forget Big Banks: Here's Why I Moved My Savings to an Online Bank

My old bank paid 0.01% APY on savings, and charged a monthly fee. Here's how switching earned thousands more -- with zero extra risk.
Feb. 27, 2026 | By Jake FitzGerald

Amex Platinum Card vs. Capital One Venture X Rewards Credit Card: Which Card Earns More in 2026?

Both cards offer premium travel rewards. Here's which one actually earns more in 2026 based on examples of real spending.
Feb. 27, 2026 | By Jake FitzGerald

Top Savings Rates Today Offer up to 5.00% APY, Feb 27, 2026: Here's Where to Find Them

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
Feb. 27, 2026 | By Ryan Wilcox

Save Hundreds a Year on Travel: The Best No-Annual-Fee Cards This Week, Feb. 27, 2026

Want to save on annual fees and rack up cash back -- and travel rewards? Here are all our favorite no-annual-fee cards available now.
Feb. 27, 2026 | By Joel O'Leary

I've Done the Math, and This Luxury Card Is Easiest to Justify Year After Year

The Venture X's annual fee is easy to offset with simple travel credits and bonus miles -- no complex spending strategies required.
Feb. 26, 2026 | By Ryan Wilcox

Here's What $50,000 in a High-Yield Savings Account Actually Earns in 2026

Curious how much you can earn on $50,000 in savings? Here's the breakdown -- and why some of that money might be better off elsewhere.
Feb. 26, 2026 | By Joel O'Leary

Here's What Happens When Your Emergency Fund Is Too Big

Keeping too much cash in savings can hurt your long-term wealth. Here's how to find the right emergency fund size and what to do with the excess.
Feb. 26, 2026 | By Joel O'Leary

The 3 Best Balance Transfer Cards That Also Pay up to 6% Cash Back

Looking for a balance transfer card that also earns real cash back? These no-annual-fee picks have intro APR offers plus rewards up to 6% in select categories.
Feb. 26, 2026 | By Joel O'Leary

There's Only One Place Your Emergency Fund Should Be. Here's Why

Your emergency fund needs more than safety -- it needs to earn interest. A high-yield savings account offers both. Here's where to keep yours and how to build it.
Feb. 26, 2026 | By Ryan Wilcox

Do Authorized Users Inherit Credit Card Debt?

Wondering what happens to credit card debt when someone passes away -- and who's responsible? Here's what to know.
Feb. 26, 2026 | By Ryan Wilcox

Why You Should Upgrade Your Savings Account in 2026

If you're still earning next to nothing in interest on your savings, it's time to level up. Here are a couple of great places to move your money today.
Feb. 26, 2026 | By Joel O'Leary

Here's What Investing $500 a Month for 10 Years Would Actually Get You

Investing $500 a month for 10 years could grow to over $100,000 -- even starting from zero. Here's what compound growth looks like and how to start today.
Feb. 26, 2026 | By Jake FitzGerald

Here's What Income Actually Makes You Upper Class in 2026

Most people think upper class means ultra-wealthy. The data tells a more grounded story.
Feb. 26, 2026 | By Ryan Wilcox

Forget the Amex Platinum: My New Favorite Travel Card Costs $500 Less

The Capital One Venture X is one of the best travel cards out there -- and it's less than half the cost of the Amex Platinum. Here's what to know.
Feb. 26, 2026 | By Ryan Wilcox

An Easy $200 Bonus and up to 5% Cash Back: This Chase Card Just Won Best Cash Back Card for 2026

Looking for an easier way to rack up credit card rewards? Learn how our favorite cash back card can help you do it without the hassle.
Feb. 26, 2026 | By Jake FitzGerald

Best High-Yield Savings Accounts Offering up to 5.00% APY: Feb. 26, 2026

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can in case rates slide further.
Feb. 26, 2026 | By Joel O'Leary

This Huge Venture X Bonus Could Pay for Your Next Vacation

This premium travel card offers a generous welcome offer and flexible rewards that can help cover your next trip. Here's how it works.
Feb. 25, 2026 | By Joel O'Leary

Who Is Responsible for Credit Card Debt After You Die?

Credit card debt doesn't disappear when you die. Learn who's actually responsible -- your estate, joint holders, or family -- and what steps to take now.
Feb. 25, 2026 | By Joel O'Leary

Here's My Roth IRA Balance After 10 Years of Maxing It Out

I've maxed out my Roth IRA every year since 2017. Here's my real balance after 10 years -- and what it could grow to by retirement.
Feb. 25, 2026 | By Joel O'Leary

Here's the Average American's Credit Limit. How Do You Compare?

The average American has a $29,855 credit limit, but Gen Z averages just $13K and boomers nearly $42K. Here's how to compare -- and raise your limit.
Feb. 25, 2026 | By Jake FitzGerald

Need to Withdraw $10,000+ in Cash? The Government Will Know About It

Withdrawing $10,000 or more in cash can trigger a federal report. Here's what actually happens and what doesn't.