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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

April 23, 2024 | By Lyle Daly

Why I Don't Care About Airlines' Elite Status, Even Though I'm a Frequent Flyer

Frequent flyers with elite status can get lots of complimentary benefits. Here's why it's not always worth the hassle, even if you fly often.
April 23, 2024 | By Maurie Backman

Should You Join Costco if You're Already an Amazon Prime Member?

Doubling up on an Amazon Prime and Costco membership might work to your benefit. Read on to see why.
April 23, 2024 | By Lyle Daly

I Always Fly Business Class. Here's What I Look for When Booking My Flights

Flying business class is a great way to upgrade your travel experience. Learn what to look for when booking business class, so you can make the most of it.
April 23, 2024 | By Dana George

3 Fast, Cheap, and Effective Hacks for Stay-at-Home Parents to Save Money

Money-saving hacks are important for most households, especially homes with a stay-at-home parent. Learn three helpful ways to save.
April 23, 2024 | By Natasha Etzel

If You Do One Thing Before Starting Your Small Business, Do This

Do you hope to become a small business owner? Make sure you're fully prepared before you start a business. Here's what you can do first to prepare better.
April 23, 2024 | By Maurie Backman

3 Ways to Make the Most of Your Aldi Shopping in 2024

Shopping at Aldi could save you money. Read on for these tips to maximize your shopping experience.
April 23, 2024 | By Lyle Daly

4 Lies You've Been Told About Your Credit Score

There's lots of misinformation out there about credit scores. Check out some of the most common credit score lies so you know what not to believe.
April 23, 2024 | By Maurie Backman

3 Reasons Not to Renew Your Costco Membership This Year

Costco memberships can offer a lot of value. But read on to see why it may not make sense to renew yours.
April 22, 2024 | By Maurie Backman

15% of Workers Experienced a Salary Reduction in the Past Year. Here Are 4 Ways to Cope With One

Having your salary reduced can have a big impact on your personal finances. Read on for ways to manage lowered wages.
April 22, 2024 | By Christy Bieber

3 Signs You're Putting Money in a Brokerage Account That Doesn't Belong There

Investing in the stock market can help your finances -- but only under the right conditions. Find out when money is best kept elsewhere.
April 22, 2024 | By Dana George

The Fastest Ways to Earn Points on Your Chase Sapphire Reserve®

The Chase Sapphire Reserve® has an annual fee of $550. Here's how quickly building rewards points can make it worth the cost.
April 22, 2024 | By Brittney Myers

Kirkland vs. Member's Mark: Who Has the Best Value Paper Products?

Both brands are beloved, but which reigns supreme? Find out in the battle of the paper goods.
April 22, 2024 | By Matt Frankel, CFP®

Are You a Gig Worker? Here Are 2 Great Small Business Credit Cards to Consider Now

If you're a gig worker or freelancer, you can apply for small business credit cards. Here are three examples to explore.
April 22, 2024 | By Matt Frankel, CFP®

Want a Metal Credit Card? Here Are 2 Great Options to Check Out in 2024

Metal credit cards aren't as rare as they used to be. And there are some excellent choices. Read on for a few to check out this year.
April 22, 2024 | By Maurie Backman

Do You Need a 12-Month Emergency Fund?

A 12-month emergency fund is overkill for most people. But is that the case for you? Find out how to tell.
April 22, 2024 | By Steven Porrello

3 Reasons Not to Open a CD Right Now, Even With Rates at 5.30%

Despite high rates, now might not be the right time to open a new CD. Keep reading to learn when a CD is the wrong move for you.
April 22, 2024 | By Christy Bieber

Checking Out These Costco Deals Regularly Could Help You Save a Fortune

Costco offers deals beyond the doors of the warehouse club. Here's how you can also use your Costco membership to save with other merchants.
April 22, 2024 | By Matt Frankel, CFP®

2 Great Banks That Will Pay You to Open an Account

Thinking of moving to an online bank? Find out how you can get up to $300 for doing it.
April 22, 2024 | By Ben Gran

These 2 Emotional Triggers Are Preventing Gen Z From Saving Money

Gen Z have special challenges in saving money, and social media is part of the problem. These emotional triggers are holding Gen Z back from financial success.
April 22, 2024 | By Maurie Backman

Will CDs Still Make Sense When and if Interest Rates Fall This Year?

Interest rate cuts are likely for 2024. Find out how that might affect CDs.
April 22, 2024 | By Matt Frankel, CFP®

3 High-Yield Savings Accounts That Have a High APY and Other Great Perks

There's more to choosing a savings account than a high APY. Read on for three that offer some unique benefits.
April 22, 2024 | By Christy Bieber

3 Signs Costco's Entry Level Membership Is Your Best Option

Costco offers two membership tiers, Gold Star and Executive. Keep reading to learn whether it's worth springing for the Executive membership -- or not.
April 22, 2024 | By Maurie Backman

Will CD Rates Drop in 2024? Here's What We Know

CD rates are strong now. Will that change later this year? Read on to find out.
April 22, 2024 | By Ben Gran

How Much Life Insurance Should You Have as a 50-Year-Old?

Buying life insurance at 50 years old is definitely doable, but you need a plan. See how much life insurance you should have at this age.
April 22, 2024 | By Maurie Backman

You May Have Access to This Amazing Savings Account in 2024 -- Even if You Didn't in 2023

There's a special type of savings account where access isn't automatically granted. Read on to see what it is and whether you qualify.