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Must Reads
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Had the Same Bank Account for 20 Years? It's Time to Switch Now -- Here's Why
Switching banks could earn you 10x more in interest and eliminate annoying fees. Here's why upgrading your old account is totally worth it.
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Here's What Lenders Aren't Telling You About Personal Loans in 2025
Personal loans can be useful -- but only if you know what you're getting into. Learn the hidden fees and tricks lenders don't always explain …
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Saving Just $12 Per Day Can Make You Rich. Here's How
A small daily habit of saving and investing can snowball into $1 million or more. Here's how to put compound interest to work for you.
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Longest 0% Intro APR Credit Cards This Week, July 6, 2025: No Interest Until 2027 Starts Here
Compare the best 0% intro APR credit cards this week -- enjoy up to 24 months interest-free and start saving on big purchases or balance …
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Best Bank Account Bonuses This Week: July 6, 2025
Score a few hundred dollars with this week's best bank bonuses -- easy steps, no hidden hoops, just real cash for opening a new account.
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Best CD Rates Today, July 6, 2025: Up to 4.55% APY
Short-term CDs still offer up to 4.55% APY past the halfway point of the year-- lock in a strong rate now before possible Fed cuts …
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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Nearly 1 in 6 of Americans Aren't Paying Their Bills on Time
Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
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America's Wasteful Spending Habits: From DoorDash to Dead Subscriptions
Explore wasteful spending statistics revealing how Americans overspend, like frequent DoorDash orders and impulse buys, across generations.
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Financial Literacy Statistics: The Average American Scores Just 48%
Scores have stayed around 50% for nearly 10 years. Read on for a deep dive into financial literacy data.
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RBI Replay: What You’ve Done to Create Financial Freedom Vol. 3
Jul. 05, 2025
Independence Week in the United States is the perfect time to explore financial freedom. This week’s podcast highlights nine key points leading to financial independence, …
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First Half Lookback
Jul. 04, 2025
For once, the big tech giants are not driving the market’s returns. (00:21) Motley Fool Senior Analyst, Anthony Schiavone, and Motley Fool Asset Management’s Chief …
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Jobs, Cars, AI and Financial Freedom!
Jul. 03, 2025
Jobs hold steady, Cloudflare takes a stand on AI and the stocks leading us to financial freedom. Jason Moser and Andy Cross discuss: - The …
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Another Big IPO Headed Our Way!
Jul. 02, 2025
Figma files for its initial public offering, Amazon ushers in the rise of the machines and Apple noodles its AI strategy. Jason Moser and Lou …
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AI-Powered Warfare
Jul. 02, 2025
Aerovironment’s CEO shares insights on the drone company’s game-changing merger and how unmanned systems are revolutionizing modern combat. Andy Cross interviews CEO Wahid Nawabi to …
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Nike is Back in the Race
Jun. 30, 2025
Nike stock moves higher after Q4 earnings. Andy Cross and Jason Hall discuss - Why Nike stock rallied after its latest earnings - Also: Home …

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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.