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Must Reads
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Do You Really Need $750K in Car Accident Coverage?
Car accidents can cost more than you think. Here's how much liability coverage you may actually need, and why skimping could leave you broke.
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How the Amex Platinum Card Could Save You Over $1,344 on Travel in a Year
If you stack up the welcome offer, annual credits, and realistic spending rewards within a year, this card easily puts thousands back in your pocket.
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The Fastest Way to Get a Southwest Companion Pass
Snagging a Southwest Companion Pass is easier than you think. Here's how to use credit card welcome offers to earn it faster.
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Best Bank Account Bonuses This Week: June 22, 2025
Earn a few hundred dollars with this week's best bank account bonuses. We've rounded up easy, legit offers with simple requirements and no fine-print surprises.
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Best Personal Loan Rates This Week, June 22, 2025: Fed Holds Steady, but Lenders Adjust
Compare the best personal loan rates for June 2025. See top offers with low APRs, flexible terms, and fast approvals -- updated weekly.
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Best CD Rates Today, June 22, 2025: Up to 4.60% APY
Lock in a top CD rate today -- APYs are reaching up to 4.60%. Act now to secure a strong return before interest rates start …
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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Nearly 1 in 6 of Americans Aren't Paying Their Bills on Time
Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
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America's Wasteful Spending Habits: From DoorDash to Dead Subscriptions
Explore wasteful spending statistics revealing how Americans overspend, like frequent DoorDash orders and impulse buys, across generations.
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Financial Literacy Statistics: The Average American Scores Just 48%
Scores have stayed around 50% for nearly 10 years. Read on for a deep dive into financial literacy data.
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Seth Godin on AI, Branding, and Attention
Jun. 21, 2025
Seth Godin is a bestselling author of “Purple Cow” and “This Is Strategy: Make Better Plans”. Godin is a member of the Marketing Hall of …
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Economy is Solid. Economy is Uncertain.
Jun. 20, 2025
Households and businesses are feeling more uncertain about the future, but the labor market is strong. (00:21) Motley Fool Senior Analysts Asit Sharma and David …
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Albertson’s Carries Baggage
Jun. 18, 2025
The grocer is in a pickle. Can a longtime employee and new CEO turn it around? (00:21) David Meier and Mary Long discuss: - The …
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Opportunities in Housing and a Solar Scare
Jun. 17, 2025
Solar stocks take a tumble. (00:21) Anand Chokkavelu, Jason Hall, and Matt Frankel discuss: - Why solar stocks are falling today. - Lennar earnings. - …
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Big Retail, Stablecoins and Dividends, Oh My!
Jun. 16, 2025
Walmart and Amazon are looking into stablecoins and two dividend stocks to get on your radar! Jason Moser and Matt Argersinger discuss: - Why Walmart …
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Howard Marks, The State of the Market
Jun. 15, 2025
Howard Marks the founder of Oak Tree Capital Management. He joins Motley Fool CEO, Tom Gardner, plus Chief Investment Officer Andy Cross and Senior Analyst …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.