Americans in certain areas may have a harder time building a credit history and getting loans or credit cards.

The hourly income gap between men and women for side hustles is far greater than the national average gender pay gap.

Want to know where consumers have the most trouble with credit card debt? Check out the states with the highest credit card delinquencies.

Generosity comes in many forms, but no matter how Americans practice giving, it could be the key to a happier life, according to a new study by The Ascent.

Does your personality affect your financial health? After surveying over 500 people across the country who fell into IBM’s Big Five personality models (agreeableness, conscientiousness, extraversion, openness to experience, and neuroticism) The Ascent was able to understand exactly how the world’s most common personality traits influenced monetary outlooks and habits.

Would you talk about your personal finances at work? How about at the dinner table? We asked over 1,000 employees what money topics they were least comfortable talking about, and the results are fascinating.

Most Americans don't know the answers to these three personal finance questions, and that's worrying. Do you know the right answers? Test your knowledge here!

Are you carrying too much debt? If so, you’re not alone. Here are 15 states that have a higher per capita debt balance than per capita income.

Financial literacy helps you make good money decisions. But if you grow up in a state with poor financial skills, you could have extra work to do. How does your state rank?

The average American gets their first credit card at the age of 20, and here’s the impact.

Does money buy happiness? We surveyed over 1,000 indebted Americans to explore the link between happiness, fulfillment, self-esteem, and financial distress.

Bank accounts, credit cards, mortgages, and retirement accounts are all vital American personal finance tools. As an immigrant, you can use all of these tools to protect your money and your future.

Don't let a medical emergency decimate your financial future. Plan ahead with insurance programs, tap into state and federal support, and work with your family.

Don't let your new baby torpedo your financial future. Attend to your insurance and savings plans to help you set aside money and be ready for the unexpected.

We all want to save the planet. Some of the steps you take can save you money too. Small adjustments to your daily habits can help you cut your water bill, power bill, grocery fees, and commute costs.

The average millennial achieves financial independence at 31 years old. Read on to find out why.