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Must Reads
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The Chase Sapphire Preferred Could Save You More Than $1,000 on Travel This Year
This $95 travel card can deliver more than $1,100 in value in your first year.
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Amex Platinum Offers a Massive Welcome Bonus. Find Out Your Offer Now
The Amex Platinum offers thousands of dollars in annual perks -- and a crazy valuable welcome offer. Here's how to apply and earn it today.
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This Little-Known Citi Card Offers 30,000 Bonus Points and 3X at Supermarkets -- With No Annual Fee
The Citi Strata card has flown under the radar, but it's a top-tier no-annual-fee travel card. Learn how this card could save you hundreds on …
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3 Dead Simple Reasons I Moved All My Savings to LendingClub This Month
I switched my $25K to LendingClub for its high APY, debit card access to savings, and an easy, no-fee experience. Here's why it beats most …
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The Best Business Cards This Week for Travel, Cash Back, and More: Nov. 24, 2025
If you're a freelancer or small business owner, a business card can be one of the best ways to save. Here are some of our …
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Best CD Rates Today, Nov. 24, 2025: Top APYs up to 4.30%
Today's best CDs pay up to 4.30% APY. With the Fed's latest rate cut in effect, it's smart to lock in a solid return before …
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,100 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Reckless Earnings Predictions: ZM, BBY, DE
Nov. 24, 2025
We enter Thanksgiving week with a plate full of reckless predictions featuring Zoom (reports today), Best Buy (reports tomorrow morning), and Deere & Co. (reports …
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Interview with Mark Matson: Experiencing the American Dream
Nov. 23, 2025
What’s the first step in building wealth? How do we know if we’re on track financially? What does abundance look like? Motley Fool contributor Rich …
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Advocate for a Better 401(k) and Tax-Smart Charitable Giving
Nov. 22, 2025
For many Americans, contributing to an employer-sponsored plan is the primary way they’re saving for retirement. Unfortunately, not all of these plans are excellent, and …
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Market Volatility and Opportunities We See Today
Nov. 21, 2025
The market has gotten volatile the last few weeks and some sectors are dropping, like Bitcoin. How are we handling the drop and where are …
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Semis and Housing and Retail, oh My!
Nov. 20, 2025
This week is one of the biggest weeks in earnings as NVIDIA, Home Depot, Lowes, Walmart, and Target all reported earnings. All three provide both …
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Google Steals the Show in AI
Nov. 19, 2025
Gemini 3 is out and it may change the landscape in artificial intelligence. Benchmarks have it performing better than GPT-5 and Google is leaning into …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.