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Must Reads
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The 4 Safest Places to Park Your Cash in July 2025
Looking for the safest place to stash your cash? Here are four low-risk options offering around 4.00% APY in July 2025.
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Chase Bank: A Solid Choice or a Fee Trap?
Think Chase Bank is worth it? After three years as a customer, here's why you might be losing money on savings -- and where you …
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Switching Savings Accounts Won't Change Your Life, but It Might Pay for Your Next Flight
Still earning 0.01% on your savings? Switching to a high-yield savings account could earn you hundreds of dollars more.
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Why Robinhood Is Still One of the Best Brokers for Beginners
Robinhood has its flaws, but for new investors looking to start small and grow long term, it remains one of the easiest platforms to get …
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4 High-Yield Savings Accounts Still Paying 3.80% APY or More
Looking to earn more on your savings? These four accounts are still offering 3.8% APY or more.
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Why Everyone's Talking About This Highly Competitive SoFi Account
This limited-time savings deal offers high interest, a cash bonus, and zero fees. Here's how to qualify before the promo ends.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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Nearly 1 in 6 of Americans Aren't Paying Their Bills on Time
Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
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America's Wasteful Spending Habits: From DoorDash to Dead Subscriptions
Explore wasteful spending statistics revealing how Americans overspend, like frequent DoorDash orders and impulse buys, across generations.
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Financial Literacy Statistics: The Average American Scores Just 48%
Scores have stayed around 50% for nearly 10 years. Read on for a deep dive into financial literacy data.
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Roland Rott, CEO of GE Healthcare Imaging on AI
Jul. 20, 2025
A set of AI use cases within the medical space. David Meier, Asit Sharma, and Roland Rott discuss: The latest on GE Healthcare, of which …
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Christine Benz on the Keys to a Happy, Prosperous Retirement
Jul. 19, 2025
Christine Benz is the director of personal finance at Morningstar and the author of “How to Retire: 20 lessons for a Happy, Successful, and Wealthy …
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Netflix Continues to Dominate
Jul. 18, 2025
Earnings season is here! Jason Hall and Matt Frankel discuss: - Netflix’s beat and raise. - Interest rate predictions for a year from now. - …
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The Trade Desk Joins the S&P 500
Jul. 17, 2025
The Trade Desk is now included in the S&P 500 but are there any actionable takeaways for investors today? Also we discuss Bitcoin's rising appeal …
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Is The Stock Market In Bubble Territory?
Jul. 16, 2025
Valuations are stretched, but is it a bubble. And we discuss the latest AI and energy news, ASML’s earnings, and a surprising report from Johnson …
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Bold Earning Season Predictions
Jul. 15, 2025
Get excited…today is the first day of earnings season! (00:21) Anand Chokkavelu, Emily Flippen, Jason Hall, and Jose Najarro discuss: - Inflation ticks up - …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.