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Must Reads
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Skip the Fees, Keep the Perks: Chase Freedom Unlimited® Is Our Best No-Fee Card of the Year
The Chase Freedom Unlimited earns 1.5% cash back with a $200 welcome bonus. See why else it's our favorite no-fee credit card of 2025.
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This Bank of America Card Offers 0% APR Into 2026 -- and 6% Cash Back
Get 0% APR for more than a year and high cash back potential with the Bank of America® Customized Cash Rewards credit card -- all …
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Prequalified vs. Pre-Approved: Don't Mix These Up for Your Loan
Prequalification is a smart way to check out all your loan options -- without hurting your credit. See how it compares to pre-approval now.
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This 75,000-Point Welcome Bonus Caught My Eye. But Is It Worth It?
Chase is offering a super strong welcome bonus with its Chase Sapphire Preferred Card. Read on to see if this offer's right for you today.
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Sticking With a Wells Fargo Savings Account Could Cost You $5,000 Over the Next Decade
Wells Fargo's low savings rates could drain your future earnings. Here's how to avoid missing out on thousands of dollars in interest.
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Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, August 8, 2025
High-yield savings accounts offer APYs of 4.00% or more as of early August. Here are some of the highest-paying accounts now.
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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Autonomous Vehicles Hit an Inflection Point & GPT-5 Is Here
Aug. 08, 2025
Autonomous vehicles hit an inflection point, GPT-5 is here, and The Trade Desk drops 38%, plus the stocks on our radar. Companies discussed:.Alphabet (GOOG), Microsoft …
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AppLovin, Airbnb, and More Earnings Surprises
Aug. 07, 2025
Matt Frankel, Tyler Crowe, and Jon Quast discuss: - AppLovin's strong second quarter - Why Airbnb fell on strong earnings - Retail real estate's surprising …
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Will the NFL Bring the Magic Back to Disney Stock?
Aug. 06, 2025
The NFL and Disney have tied themselves more closely together with the NFL getting 10% of ESPN in exchange for the NFL Network, RedZone distribution …
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Compounders Past vs Present
Aug. 05, 2025
From overvalued stocks to outsized returns, some capital compounders keep breaking the mold. Today on Motley Fool Money, Emily Flippen, with analysts Sanmeet Deo and …
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Consumer Stocks Spotlight: Etsy, Roblox, and Reddit
Aug. 04, 2025
Does a mixed bag of economic data forecast a good future for businesses that depend on consumer spending? We debate the results! Tim Beyers, Alicia …
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The Real Risk
Aug. 03, 2025
How can investors separate the signal from the noise? What’s the key to achieving financial freedom? And what’s the real risk investors face?Motley Fool analyst …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.