Personal Loans Articles
When you're trying to get out of debt, a personal loan may be right for you. Get more information about personal loans and whether they are a good fit for your situation.
Recent Articles
Aug. 12, 2025 | By
Brooklyn Sprunger
Best Personal Loan Rates This Week, August 12, 2025: 3-Year and 5-Year Move in Opposite Directions Again
Check out August's best personal loan deals -- low rates, flexible terms, and quick approvals. Compare top offers to find the right fit for your needs.
Aug. 10, 2025 | By
Ryan Wilcox
Want a Personal Loan? Get Prequalified Without Hurting Your Credit
Prequalification lets you see what kind of loan you might qualify for -- without impacting your credit score. Learn why it's a smart first step today.
Aug. 8, 2025 | By
Ryan Wilcox
Prequalified vs. Pre-Approved: Don't Mix These Up for Your Loan
Prequalification is a smart way to check out all your loan options -- without hurting your credit. See how it compares to pre-approval now.
Aug. 7, 2025 | By
Ryan Wilcox
4 Reasons to Take Out a Personal Loan in 2025
Personal loans can help consolidate debt, cover emergencies, and finance large purchases. Learn when it makes sense to apply for one.
Aug. 5, 2025 | By
Brooklyn Sprunger
Best Personal Loan Rates This Week, August 5, 2025: 3-Year Dips While 5-Year Continues to Rise
Explore August's top personal loan offers -- featuring low rates, flexible terms, and fast approvals. Compare now to find the best fit for your needs.
Aug. 4, 2025 | By
Ryan Wilcox
Balance Transfer or Personal Loan: Which Crushes Debt Faster?
Want to erase debt fast? Learn whether a balance transfer or personal loan will save you more today.
July 29, 2025 | By
Ryan Wilcox
Want to Dump Your Debt? Here's When to Use a Balance Transfer vs. a Loan
Looking to erase debt fast? Here's when to use a balance transfer or a personal loan to save the most money possible.
July 29, 2025 | By
Brooklyn Sprunger
Best Personal Loan Rates This Week, July 29, 2025: Rates See a Bump
Discover July's best personal loan deals -- low rates, flexible terms, and quick approvals. Compare top offers to find the right fit for your financial goals.
July 22, 2025 | By
Brooklyn Sprunger
Best Personal Loan Rates This Week, July 22, 2025: Rates Give Mixed Signals
Explore July's personal loan deals -- featuring low rates, flexible terms, and fast approvals. Compare top offers and find the best fit for your goals.
July 15, 2025 | By
Brooklyn Sprunger
Best Personal Loan Rates This Week, July 15, 2025: Borrowers Catch a Small Rate Break
Shop July's personal loan rates -- low APRs, flexible terms, and quick approvals. Compare offers now to find the right fit for your needs.
July 12, 2025 | By
Ryan Wilcox
Personal Loans Aren't Just for Emergencies -- Here's How the Richest People Use Them
Personal loans aren't just for emergencies. Here's how wealthy people use them to build wealth, manage risk, and stay liquid.
July 9, 2025 | By
Joel O'Leary
The Hidden Costs of Personal Loans (and How to Avoid Them)
Personal loans can be helpful, but surprise fees can add up fast. Here's how to spot hidden costs and keep more money in your pocket.
July 8, 2025 | By
Jake FitzGerald
Don't Touch Your 401(k) -- a Personal Loan Might Be a Smarter Move
Thinking about raiding your 401(k) for quick cash? Learn why a personal loan could be a smarter, lower-cost move to protect your future and handle life's expenses.
July 8, 2025 | By
Brooklyn Sprunger
Best Personal Loan Rates This Week, July 8, 2025: Rates Rise Again
Explore July 2025's best personal loan rates -- featuring low APRs, flexible terms, and fast approvals. Compare top offers and find your best match.
July 7, 2025 | By
Joel O'Leary
Watch Out for These 4 Hidden Fees Lurking in Personal Loan Offers
Personal loans can be helpful, but hidden fees can sneak up on you. Here's how to spot them before they drain your wallet.
July 7, 2025 | By
Joel O'Leary
7 Red Flags When Shopping for a Personal Loan Online
Watch out for these big red flags before accepting an online personal loan. Protect your money and avoid costly traps.
July 6, 2025 | By
Ryan Wilcox
Here's What Lenders Aren't Telling You About Personal Loans in 2025
Personal loans can be useful -- but only if you know what you're getting into. Learn the hidden fees and tricks lenders don't always explain upfront.
July 3, 2025 | By
Jake FitzGerald
3 Reasons Savvy Borrowers Are Picking Personal Loans Over Balance Transfers
More borrowers are choosing personal loans over balance transfers to pay off debt. Here's why a personal loan might save you more and simplify your payoff plan.
July 2, 2025 | By
Joel O'Leary
Here's Why July Might Be a Smart Month to Lock in a Personal Loan
Interest rates and lending conditions may shift soon. Here's why locking in a personal loan in July could be a financially smart move.
July 1, 2025 | By
Brooklyn Sprunger
Best Personal Loan Rates This Week, July 1, 2025: Rates Rebound After Recent Dip
See July 2025's top personal loan rates, featuring low APRs, flexible terms, and quick approvals. Compare offers and find the best fit for your needs.
June 22, 2025 | By
Brooklyn Sprunger
Best Personal Loan Rates This Week, June 22, 2025: Fed Holds Steady, but Lenders Adjust
Compare the best personal loan rates for June 2025. See top offers with low APRs, flexible terms, and fast approvals -- updated weekly.
April 13, 2024 | By
Lyle Daly
Want a Lower Interest Rate on a Loan? Use This Trick to Raise Your Credit Score
Your credit score is one of the main factors in the interest rate lenders charge you. Check out a helpful move you can use to give your score a boost.
March 15, 2024 | By
Matt Frankel, CFP®
Will Personal Loan Interest Rates Come Down in 2024?
Borrowing money has become more expensive in recent years. Is there relief on the horizon? Keep reading to find out.
Dec. 3, 2023 | By
Dana George
Should You Consolidate Debt in 2024?
Americans owe more than $1 trillion on credit card debt alone. If you're carrying high-interest debt, here's how you can get out from under it.
Nov. 15, 2023 | By
Chris Neiger
Americans Are Falling Behind on Their Car Payments
A record number of owners spend more than $1,000 on their monthly car payments. Read on to learn how to cope with payments that are too high.
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