Please ensure Javascript is enabled for purposes of website accessibility

This device is too small

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.

Skip to main content

Credit Cards: Our Expert Picks, Reviews, And Guides

Updated
Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation. Citi is an advertising partner of Motley Fool Money.

Dive deeper into our top credit card picks

Credit card comparison

We recommend comparing options to ensure the card you're selecting is the best fit for you. To make your search easier, here's a short list of standout credit cards.

Offer Our Rating Welcome Offer Rewards Program APR Learn More
5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor
Best for cash back on rotating categories
Discover will match all the cash back you’ve earned at the end of your first year. Circle with letter I in it. INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300. 1% - 5% Cashback Circle with letter I in it. Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.

Intro:

Purchases: 0%, 15 months

Balance Transfers: 0%, 15 months

Regular: 18.24% - 27.24% Variable APR

5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor
Best for long 0% intro APR
N/A N/A

Intro: Circle with letter I in it. 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers

Purchases: 0% intro APR, 21 months from account opening

Balance Transfers: 0% intro APR, 21 months from account opening on qualifying balance transfers

Regular: 17.24%, 23.74%, or 28.99% Variable APR

4.70/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor
Best for unlimited rewards on purchases
25,000 points (worth $250) Circle with letter I in it. 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases 1.5-3 points per dollar Circle with letter I in it. Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees, and your points don't expire as long as your account remains open. Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.

Intro: Circle with letter I in it. 0% Intro APR for 15 billing cycles for purchases. 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR on purchases and balance transfers will apply. A 3% fee for 60 days from account opening, then 4% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America.

Purchases: 0% Intro APR for 15 billing cycles for purchases

Balance Transfers: 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days

Regular: 18.24% - 28.24% (Variable)

Top credit cards by issuer

Credit card tools

Keep learning about credit cards

Recent Articles

View All Articles Learn More Link Arrow
Sept. 20, 2025 | By Joel O'Leary

Looking for a $50K+ Credit Limit? Check Out These 3 Cards

If you're chasing a $50,000 credit limit, these three cards might be your best shot. Big perks, big welcome offers, and serious spending power.
Sept. 20, 2025 | By Ryan Wilcox

The New Amex Platinum Is More Bougie Than Ever. Should You Apply?

Learn how you can justify the updated Amex Platinum's annual fee with nearly $1,500 in new travel and lifestyle perks.
Sept. 20, 2025 | By Joel O'Leary

Best Credit Card Sign-Up Bonuses This Week, Sept. 20, 2025: Picks You Shouldn't Miss

This week's top credit card sign-up bonuses deliver major rewards -- cash back, travel perks, and more. Hurry, these limited-time deals won't stick around.
Sept. 19, 2025 | By Joel O'Leary

The Amex Platinum's Fee Just Went Up by $200 -- but the New Perks Are Worth Over $1,400

Amex just hiked the Platinum Card's annual fee. Here's how the added perks and refreshed benefits may justify the price for the right person.
Sept. 19, 2025 | By James McClenathen

Amex Platinum Benefits: Your Guide to the 2025 Update

The Amex Platinum Card's annual fee has gone up, but several new benefits could make up for the cost. Learn all the important details of the Amex Platinum update.
Sept. 19, 2025 | By Jake FitzGerald

Why the Discover it® Chrome Could Be the Best Starter Card for 2025

This card is simple, has no annual fee, and matches cash back in year one. Read on to find out more about what makes it a great starter card option.
Sept. 19, 2025 | By Ryan Wilcox

Amex Platinum Update: 3 Things You Need to Know

See our three big takeaways from the Amex Platinum refresh, including nearly $1,500 in new and expanded perks, to see if it's worth it for you.
Sept. 19, 2025 | By Joel O'Leary

Is the Amex Platinum Worth Its New $895 Annual Fee?

The Amex Platinum just increased its annual fee. Here's how to tell if the card's premium perks and new credits are worth the steep price.
Sept. 18, 2025 | By Ryan Wilcox

7 Unique Perks of the New Amex Platinum Card

Learn how the Amex Platinum refresh added almost $1,500 in annual value, from expanded hotel credits to $400 a year at restaurants and more.
Sept. 18, 2025 | By Joel O'Leary

Here's What Happens When Your Credit Score Reaches a Perfect 850

Hitting an 850 credit score sounds epic, but does it really change anything? Here's what actually happens when you reach the top.