- Motley Fool Money Authors
- Ryan Wilcox
Ryan Wilcox
Full-Time Personal Finance Writer | TMFRyanWilcox
Expertise
Credit cards, banking, investing, insurance, personal loans
NUMBER OF PUBLICATIONS: 308 | LAST PUBLISH DATE: 10-15-2026
Past Experience
Content Writer, The Points Guy
Summary
Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.
Ryan's Recent Articles
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Here's What Happens When You Withdraw $5,000 From Your Bank Account
Feb 10, 2026
Withdrawing $5,000 might seem simple enough, but there are a few things to keep in mind before (and after) you do it. Here's what to …
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The No. 1 Mistake People Make With High-Yield Savings Accounts
Feb 9, 2026
Once you've built up your emergency fund, a high-yield savings account might not be the best place for your extra cash. Here's where to put …
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Wells Fargo Active Cash® Card vs. Wells Fargo Autograph® Card
Feb 2, 2026
Looking for a valuable rewards card without an annual fee? Read our full comparison of the Wells Fargo Active Cash® and Wells Fargo Autograph® cards …
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Wells Fargo Active Cash® Card vs. Wells Fargo Reflect® Card
Feb 2, 2026
Read our comparison of the Wells Fargo Active Cash and Wells Fargo Reflect cards to learn which is right for your wallet.
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Don't Keep Cash at Home. Here Are 3 Dead Simple Places to Put It Instead
Jan 30, 2026
Looking for a better place to keep your cash than under the mattress? Here are three great ways to save while earning a solid return.
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How Much Car Insurance Coverage Do You Really Need?
Jan 28, 2026
Need help with car insurance? Learn how much coverage you really need based on your state laws, finances, and risk level.
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3 Safe Ways to Earn 4%+ on Your Retirement Savings
Jan 27, 2026
Looking to protect your nest egg as you head into retirement? Here are three great ways to do it while still earning a solid return.
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Why $50K in Savings Is Probably Too Much
Jan 26, 2026
Once you've built up a solid emergency fund, a standard savings account is one of the worst places to put excess cash. Here's where to …
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3 Little-Known Perks of Having a Credit Score of 750+
Jan 19, 2026
A credit score of 750 or higher can save you serious money and unlock valuable financial perks. Here are three little-known benefits of excellent credit.
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Here's What Happens if You Never Cancel a Credit Card
Jan 18, 2026
Looking to hold onto a credit card for years or even decades? Here's what to know about what can happen when you do, good and …
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Have Lots of Money in Your Checking Account? Here Are 5 Better Places to Keep Your Cash
Jan 17, 2026
Keeping too much cash in your checking account could be costing you in the long run. Here are five better places to keep your money …
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Had $25K in a Wells Fargo Savings Account for 5 Years? You Just Lost $5,000 in Interest
Jan 15, 2026
If you're still keeping your money in a Wells Fargo savings account, you're missing out. Here's what to make hundreds more a year with one …
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Here's How Much $10,000 Can Earn You in a Savings Account
Jan 9, 2026
Your $10,000 in a traditional savings account is probably earning next to nothing. Here's how much more you can make with a high-yield savings account.
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Here's What Happens When Your Credit Score Reaches 850
Dec 25, 2025
A perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth heading into 2026.
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3 Places You Should Never Keep Your Emergency Savings Fund
Dec 16, 2025
Your emergency fund should be accessible to you at all times -- but it should be earning a decent return, too. Here are three places …
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6 Amazing Costco Buys for Under $15
Dec 14, 2025
Want to save money on all sorts of items at Costco? Check out this list of great Costco buys for under $15.
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Here's What Happens When You Pay Your Credit Card Bill Every Week
Dec 13, 2025
Paying off your credit card every week definitely isn't a must -- but it comes with some sweet upsides you may not have heard about. …
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6 Little-Known Perks of Dollar Store Shopping
Dec 13, 2025
Dollar stores are known as one of the best ways to save on shopping -- but there are a few hidden upsides you might not …
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6 Ways to Stop Wasting Money at the Supermarket for Good
Dec 11, 2025
It can be hard to stay disciplined on an empty stomach. Here are a few simple tips to save money on your next grocery run, …
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7 Valid Reasons to Dispute a Charge On Your Credit Card
Dec 11, 2025
You can dispute credit card transactions and get your money back in some situations. Learn about the valid reasons to dispute a charge on your …
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7 Things You Should Never Do Following an Auto Accident
Dec 11, 2025
Auto accidents can be dangerous, costly, and traumatic. Here's what not to do if you're involved in one.
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7 Small Changes That Can Improve Your Finances in a Big Way
Dec 11, 2025
Don't let your current financial situation get you down -- it isn't forever. Learn about some habit changes that may help you improve your finances.
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10 Things You Should Always Buy at a Dollar Store
Dec 7, 2025
A dollar store is one of the easiest ways to save on everyday purchases of all kinds. Here are 10 items you should only buy …
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7 Little-Known Perks of Flying Business Class
Dec 7, 2025
Flying business class gets you more than just a comfy seat. Here are seven perks of business class you might not know about.
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7 Little-Known Income Sources the IRS Expects a Piece Of
Dec 6, 2025
Your primary income probably isn't the only thing you'll get taxed on next year. Here are seven other ways the IRS might eat into your …
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