Ryan Wilcox

Full-Time Personal Finance Writer | TMFRyanWilcox

Expertise

Credit cards, banking, investing, insurance, personal loans

NUMBER OF PUBLICATIONS: 191 | LAST PUBLISH DATE: 10-26-2025

Past Experience

Content Writer, The Points Guy

Summary

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.

Ryan's Recent Articles

• Is Your Bank Costing You Money? 4 Signs It's Time to Switch
  May 16, 2025
  If you're still using a traditional bank, you're probably losing money. Here are clear signs that it might be time to make a switch.
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• Worried About a Recession? Here's the Smartest Way to Protect Your Money Now
  May 15, 2025
  Looking for a safe place to stash your money during a downturn? Open a high-yield savings account for flexibility, safety, and strong returns.
  Read More
• Sick of Low Rates? This High-Yield Account Is Turning Heads in May 2025
  May 5, 2025
  Don't be content earning peanuts on your cash. Find out how to earn more than 10x the national average on your savings with this valuable …
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• Have a Bank of America Savings Account in May 2025? You're Probably Missing Out on $300-Plus a Year
  May 4, 2025
  Bank of America's savings accounts pay as little as 0.01% APY. Find out why you should move your money to a high-yield savings account instead.
  Read More
• Here's How Much You Can Make With $10K in High-Yield Savings Right Now
  Apr 28, 2025
  With top savings accounts offering up to 4.40% APY in April 2025, your $10,000 could be earning hundreds a year. Read on to learn how.
  Read More
• $20K in a CD Today? Here's the April 2025 Payout You Can Expect
  Apr 25, 2025
  CD rates are solid in April 2025, but high-yield savings accounts are offering comparable rates. Here's why it might be smarter to keep your $20,000 …
  Read More
• Forget CDs in April 2025, Even With Rates up to 4.65%. Here's Where to Put Your Money Instead
  Apr 24, 2025
  Current CD rates may be tempting, but there's a smarter way to grow your savings. Find out why high-yield savings accounts deserve a closer look.
  Read More
• Forget CDs in April 2025, Even With Rates Over 4%. Here's Where to Put Your Money Instead
  Apr 22, 2025
  Current CD rates may be tempting, but there's a smarter way to grow your savings. Here's why high-yield savings accounts deserve a closer look.
  Read More
• How to Get 10x the Average Savings APY in 30 Minutes
  Apr 20, 2025
  The national average savings APY is just 0.41%, but you can earn 4% or more by switching to a high-yield savings account. Find out how …
  Read More
• Barclays Tiered Savings Review
  Jul 16, 2024
  Barclays Tiered Savings offers a top-tier APY with no monthly fees or minimums. Read our review to see if it's the right high-yield savings account …
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• Monarch Money vs. Rocket Money
  Jul 8, 2024
  Rocket Money or Monarch Money? Read our full comparison to see which budgeting app fits your lifestyle and spending habits best.
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• Wells Fargo Active Cash® Card vs. Wells Fargo Reflect® Card
  Jun 21, 2024
  Read our comparison of the Wells Fargo Active Cash and Wells Fargo Reflect cards to learn which is right for your wallet.
  Read More
• Banks With No ATM Fees
  Jun 17, 2024
  Tired of paying to access your money? Read our picks for banks with no ATM fees and widespread access now.
  Read More
• Guide to Wells Fargo Rewards
  May 29, 2024
  Read our guide to Wells Fargo Rewards to learn the pros and cons of its credit card program and how to redeem your points and …
  Read More
• How to Budget
  May 14, 2024
  I finally found a budgeting method that actually works. Here's my simple, step-by-step guide to taking control of your money -- without the overwhelm.
  Read More
• SoFi vs. Discover
  Apr 29, 2024
  SoFi and Discover both offer top-rated banking services, but they're built for different needs. Here's how they compare on savings, support, and more.
  Read More
• Wells Fargo Active Cash® Card vs. Wells Fargo Autograph® Card
  Apr 25, 2024
  Looking for a valuable rewards card without an annual fee? Read our full comparison of the Wells Fargo Active Cash® and Wells Fargo Autograph® cards …
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• Amex Gold vs. Chase Sapphire Preferred
  Mar 6, 2024
  Trying to decide between the Amex Gold Card and Chase Sapphire Preferred? I'll break down the key differences to help you choose the best card …
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• Rocket Money vs. YNAB
  Mar 3, 2024
  Deciding between Rocket Money and You Need A Budget? Read our full comparison to see which budgeting app is right for you.
  Read More
• Best Places to Keep Your Emergency Fund
  Nov 30, 2023
  Want easy access and solid returns on your emergency savings? See our picks for the best places to keep your emergency fund in 2025.
  Read More
• Rocket Money Review
  Sep 22, 2023
  Rocket Money helps track spending, cancel subscriptions, and automate savings, all for a super low cost. Read our full Rocket Money review to see if …
  Read More
• How to Open a Fidelity Account
  Sep 22, 2023
  Want to start investing with Fidelity? Learn how easy it is to open an account today and start buying and selling in minutes.
  Read More
• Upgrade Premier Savings Account Review
  Mar 9, 2023
  With no monthly fees, the Upgrade Premier Savings Account is a no-frills way to earn more on your cash. Read our full review now to …
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• Wells Fargo Autograph Card Review
  Jul 14, 2022
  The Wells Fargo Autograph Card is a great option for budget-conscious rewards seekers. Read our full Wells Fargo Autograph review to learn if it's right …
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• Quontic Bank Review
  Mar 30, 2022
  Read our Quontic Bank review to learn more about its checking, savings, and CD options, and whether it's a fit for your money
  Read More