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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

A bank teller smiles to a customer from behind her desk.
Nov. 5, 2025 | By Joel O'Leary

Do You Have Too Much Money in Your Checking Account? 3 Red Flags to Watch in November 2025

Keeping too much cash in checking could cost you. Watch for these three red flags and make your money work harder this November.
Couple smiling while reviewing something on smartphone screen.
Nov. 5, 2025 | By Brooklyn Sprunger

Most Banks Are Cutting Rates. Discover Just Raised Its 12-Month CD to 4.05%

While most banks are cutting rates, Discover is going the other way. Lock in a safe, guaranteed return before rates drop further.
Piggy bank, stacks of coins, and an alarm clock on a table.
Nov. 5, 2025 | By James McClenathen

Best CD Rates Today, Nov. 5, 2025: Don't Miss Out on up to 4.34% APY

Today's top CDs pay up to 4.34% APY. With another Fed rate cut now official, it's a great time to lock in a solid return before these elevated rates slide.
Money raining on smiling man
Nov. 5, 2025 | By Jake FitzGerald

Best High-Yield Savings Accounts Today: Nov. 5, 2025 -- APYs up to 5.00%

The Fed cut rates again last week, but top high-yield savings accounts are still offering up to 5.00% APY -- for now. Take advantage before rates fall.
Man in suit using ladder to climb a tall stack of coins with a percentage sign at the top.
Nov. 4, 2025 | By James McClenathen

Best CD Rates Today, Nov. 4, 2025: Top APYs up to 4.34%

Today's best CDs pay up to 4.34% APY. With the Fed's latest rate cut in effect, it's smart to lock in a solid return before yields move lower.
Money hidden in a dresser drawer.
Nov. 4, 2025 | By Jake FitzGerald

Get an APY up to 5.00% With the Best High-Yield Savings Accounts Today: Nov. 4, 2025

The Fed announced another rate cut last week, but high-yield savings accounts are still paying up to 5.00% APY -- for now. Grab a top yield while you can.
Couple walking through suburban neighborhood with youngest child riding a tricycle.
Nov. 3, 2025 | By Jake FitzGerald

7 Ways Everyday People Become Millionaires

Certificate of deposit sign on a clipboard.
Nov. 3, 2025 | By James McClenathen

Best CD Rates Today, Nov. 3, 2025: Up to 4.34% APY Still Available

CDs today offer up to 4.34% APY. With the Fed's latest rate cut now confirmed, now's the moment to lock in a strong return before rates drop further.
Hundred dollar bills falling from a blue sky.
Nov. 3, 2025 | By Jake FitzGerald

These Are the Best High-Yield Savings Account Rates Today, Nov. 3, 2025: APYs up to 5.00%

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster.
A block indicating the direction of rates being changed to a different direction.
Nov. 2, 2025 | By Joel O'Leary

Rates Are Falling, but I'm Still Earning 4% on My Savings -- Here's How

Fed rates are dropping, but smart savers can still earn 4% or more. See how HYSAs and CDs can protect your yield as APYs begin to fall.
An hourglass on top of a calendar.
Nov. 2, 2025 | By James McClenathen

Best CD Rates Today, Nov. 2, 2025: APYs up to 4.34% Won't Last Long

Today's CDs are paying up to 4.34% APY. With the Fed's latest rate cut now official, it's a good time to secure a strong return before yields decline.
Happy person holding cash in one hand and smartphone in the other.
Nov. 2, 2025 | By Joel O'Leary

Best Bank Account Bonuses This Week, Nov. 2, 2025: Snag up to $400 in Bonus Cash

This week's top bank bonuses can put hundreds in your pocket -- open an account, meet a few simple requirements, and enjoy real cash rewards, hassle-free.
Woman using laptop and phone to track her personal finances.
Nov. 1, 2025 | By Joel O'Leary

Rate Cuts Don't Scare Me. Why My HYSA Still Beats a CD

CDs lock in your rate, but a flexible HYSA still wins for me. Here's how I'm earning over 4% and staying nimble as the Fed cuts rates.
Close-up on stacks of coins sitting next to a clock
Nov. 1, 2025 | By James McClenathen

Best CD Rates Today, Nov. 1, 2025: Don't Let APYs up to 4.34% Slip Away

CDs are offering up to 4.34% APY today. With the latest Fed rate cut now official, it's smart to lock in a strong return before yields move lower.
Jar filled with coins and labeled Savings.
Nov. 1, 2025 | By Jake FitzGerald

The Best High-Yield Savings Account Rates Today: Nov. 1, 2025 -- Up to 5.00% APY

Earn up to 5.00% APY with today's top high-yield savings accounts -- check the best rates and find the ideal spot to grow your money.
A pile of bound twenty and fifty dollar bills.
Oct. 31, 2025 | By Joel O'Leary

3 Things I'd Do With $10,000 Right Now

Here's exactly where I'd put $10,000 right now, from safe high-yield savings to long-term index investing and smart mid-term CDs.
Bank teller assisting a customer with cash transaction.
Oct. 31, 2025 | By Ryan Wilcox

The Government Knows When You Withdraw $10,000. Here's Why

Considering taking $10,000 out of your bank account? Here's what happens when you do it -- and why the government finds out.
Mt. Rushmore in the background with a barbed-wire fence and "Closed -- Government Shutdown" notice in the foreground.
Oct. 31, 2025 | By Brooklyn Sprunger

How to Stay Financially Steady During the Government Shutdown

Practical steps to stay financially steady during the government shutdown, including budgeting tips, emergency fund advice, and ways to protect essential expenses.
A man looking upset and leaning against a balcony railing while looking at his phone with his head resting in one hand.
Oct. 31, 2025 | By Ryan Wilcox

Have a Chase CD? You're Missing Out on a Lot of Money

CDs can be a smart way to grow your savings, but doing it with Chase can cost you. Check out our favorite CDs that blow Chase out of the water today.
Chain and padlock wrapped around stack of 100 dollar bills.
Oct. 31, 2025 | By James McClenathen

Best CD Rates Today, Oct. 31, 2025: Grab APYs up to 4.34% Before They're Gone

Today's top CDs pay up to 4.34% APY. With another Fed rate cut now official, it's a great time to lock in a solid return before they slide.
Woman dropping coin into piggy bank
Oct. 31, 2025 | By Jake FitzGerald

Best High-Yield Savings Accounts Today: Oct. 31, 2025 -- APYs up to 5.00%

Today's top high-yield savings accounts offer up to 5.00% APY -- see the best rates and choose where your money can grow the fastest.
A man looking distressed while reading his credit card bill.
Oct. 30, 2025 | By Jake FitzGerald

Your Wells Fargo Checking Account Might Get More Expensive in November

Wells Fargo is raising its checking account fee to $15. Here's how to avoid it or switch to a better option.
A green up arrow opposite a red down arrow on a level with a percent sign in the middle.
Oct. 30, 2025 | By Jake FitzGerald

5 Common Myths About Fed Rate Cuts

Fed rate cuts spark confusion every time. Here are five common myths about what lower rates really mean for your savings, debt, and CDs.
Young woman holding her piggy bank up in the air for a kiss.
Oct. 30, 2025 | By Ryan Wilcox

Get 4.50% APY: Beat Inflation in 30 Minutes With One Simple Switch

Looking for an easy inflation-beater? Learn how you can get up to 4.50% APY with a top high-yield savings account today.
Dog bringing newspaper to owner.
Oct. 30, 2025 | By James McClenathen

Best CD Rates Today, Oct. 30, 2025: The Fed Announced Another Rate Cut -- Lock in up to 4.34% APY Before Rates Slide

CDs are offering up to 4.34% APY today. The Fed announced another rate cut yesterday, so it's a good idea to lock in a high yield before rates slip further.