Banking Articles
From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.
Recent Articles
Jan. 26, 2026 | By
Jake FitzGerald
What Happens When You Deposit $10,000 or More Into Your Bank Account? Here's the Truth in 2026
Learn the 2026 rules for $10,000 deposits. Understand CTR reporting and how AI monitoring affects your cash transactions.
Jan. 26, 2026 | By
Jake FitzGerald
How High Could CD Rates Go in 2026?
Stop losing money. 2026 CD rates are around 4.00%. See why a big bank's 0.01% is potentially costing you $1,000+ this year.
Jan. 26, 2026 | By
Ryan Wilcox
Why $50K in Savings Is Probably Too Much
Once you've built up a solid emergency fund, a standard savings account is one of the worst places to put excess cash. Here's where to move it instead.
Jan. 26, 2026 | By
James McClenathen
Best CD Rates Today, Jan. 26, 2026: Don't Miss Out on These Last Remaining Top APYs
Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.
Jan. 26, 2026 | By
Jake FitzGerald
Today's Best High-Yield Savings Rates, Jan. 26, 2026 -- Up to 5.00% APY
High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the top rates still available now.
Jan. 25, 2026 | By
Joel O'Leary
These 3 Banks Pay the Highest Rates We've Seen in 2026
Earn a top-tier APY and skip the monthly fees with these top-rated bank accounts. Discover the best savings and checking bundles for your goals in 2026.
Jan. 25, 2026 | By
Joel O'Leary
Why I'm Not Opening Any CDs in 2026 -- Even With Rates Near 4%
Top CD rates are still hovering near 4%, offering a solid guaranteed rate on your cash for months or years. Find out why I'm staying away regardless.
Jan. 25, 2026 | By
Joel O'Leary
Up to $400 Plus Higher APYs: Best Bank Account Bonuses This Week, Jan. 25, 2026
Some banks will pay you up to $400 just for opening a new account and completing some simple requirements. See our top picks for bank account bonuses today.
Jan. 24, 2026 | By
Jake FitzGerald
Why a 1-Year CD Might Be the Smartest Choice in 2026
In 2026, a 1-year CD can offer a rare mix of safety, flexibility, and strong yield without locking you in for the long haul.
Jan. 24, 2026 | By
Joel O'Leary
Here's What Happens if Your Savings Account Balance Is Over $250,000
If your savings balance tops $250,000, some of your money may not be protected. Here's how FDIC limits work, and what to do next.
Jan. 24, 2026 | By
Joel O'Leary
Here's What Happens When You Cash Out a CD Before It Matures
Thinking of pulling money early from a CD? Here's what to expect when it comes to the penalty and smarter ways to stay flexible.
Jan. 24, 2026 | By
James McClenathen
Best CD Rates Today, Jan. 24, 2026: Lock In up to 4.27% While You Can
Today's best CDs pay up to 4.27% APY. It could be a smart idea to lock in a solid return before yields move lower as we head further into the new year.
Jan. 24, 2026 | By
Jake FitzGerald
High-Yield Savings Rates Today, Jan. 24, 2026 -- Up to 5.00% APY Still Available
Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
Jan. 23, 2026 | By
Joel O'Leary
Here's What Happens When Your Bank Flags a 'Suspicious' Deposit
If your bank flags a deposit as suspicious, here's what to expect and how to make sure your funds don't get stuck or delayed.
Jan. 23, 2026 | By
James McClenathen
Best CD Rates Today, Jan. 23, 2026: Top APYs Keep Shrinking -- Don't Wait
Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.
Jan. 23, 2026 | By
Jake FitzGerald
Best High-Yield Savings Account Rates Today, Jan. 23, 2026 -- Still up to 5.00% APY
Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
Jan. 22, 2026 | By
Joel O'Leary
3 Places You Should Never Keep Your Emergency Savings Fund
Your emergency fund deserves better than low returns. Discover three risky spots -- including checking accounts -- where parking this money can cost you.
Jan. 22, 2026 | By
James McClenathen
Best CD Rates Today, Jan. 22, 2026: Fewer 4.00%+ Options Left -- Act Fast
Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further.
Jan. 22, 2026 | By
Jake FitzGerald
Today’s Best High-Yield Savings Rates, Jan. 22, 2026 -- Earn up to 5.00% APY
The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before rates slide.
Jan. 21, 2026 | By
Joel O'Leary
Here's What Happens When You Move All Your Savings to an HYSA
Move your money to a high-yield savings account and earn more interest, skip the fees, and build better saving habits. See the top HYSA picks now.
Jan. 21, 2026 | By
James McClenathen
Best CD Rates Today, Jan. 21, 2026: Only a Few Top APYs Still Standing
The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid return before rates dip lower.
Jan. 21, 2026 | By
Jake FitzGerald
Best High-Yield Savings Accounts Today, Jan. 21, 2026 -- Up to 5.00% APY
The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find out more.
Jan. 20, 2026 | By
James McClenathen
Best CD Rates Today, Jan. 20, 2026: APYs Above 4.00% Are Fading -- Lock In Now
Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.
Jan. 20, 2026 | By
Jake FitzGerald
High-Yield Savings Account Rates Today, Jan. 20, 2026 -- Earn up to 5.00% APY
High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the top rates still available now.
Jan. 19, 2026 | By
Joel O'Leary
CDs vs. High-Yield Savings Accounts: Which Is Better in 2026?
Compare 2026 APYs for CDs vs. high-yield savings accounts. See how much you could earn and which strategy fits your savings goals best.
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