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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.


Recent Articles

July 24, 2025 | By Joel O'Leary

3 Little-Known Perks of Online Banks

Skip the fees and clunky apps -- online banks offer smart tools, ATM perks, and higher savings rates for everyday banking.
July 24, 2025 | By Joel O'Leary

I'm Cheating on My Bank and Making 3.90% APY on the Side

I still love my big bank -- but I've been secretly earning 3.90% APY in an online savings account. Here's how much extra that's made me.
July 24, 2025 | By Joel O'Leary

Here's How Much $10,000 Would Earn in a 6-Month CD Right Now

A $10K deposit in a 6-month CD could earn over $200 based on today's top CD rates. Here's how to grow your savings with zero risk.
July 24, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 24, 2025: Up to 5.00%

Today’s top high-yield savings accounts offer up to 5.00% APY -- act now to take advantage before these competitive rates start to fade.
July 23, 2025 | By Ryan Wilcox

Farewell to Wells Fargo: Why I Closed My Savings Account for Good

I left Wells Fargo for a savings account with a higher APY and a new-member bonus. Here's why I recommend you do the same.
July 23, 2025 | By Ryan Wilcox

3 Reasons Not to Open a CD in July 2025 -- Even With Rates Over 4.00%

3 Reasons Not to Open a CD in July 2025 -- Even With Rates Over 4.00%
July 23, 2025 | By Jake FitzGerald

$10,000 in Savings Earns $1 at Bank of America, but $390 at This Bank

Your bank could be costing you hundreds of dollars in lost interest every year. Here's why you need to check out high-yield savings accounts.
July 23, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 23, 2025: Up to 5.00%

Unlock the top high-yield savings account rates today, with APYs reaching up to 5.00%. Take advantage now while competitive rates are still available.
July 22, 2025 | By James McClenathen

Why I'm Moving Money Out of High-Yield Savings in July 2025

If your savings account has enough money to cover emergencies, then it's time to start investing for growth. Here's where I'm putting my spare cash now.
July 22, 2025 | By James McClenathen

Why Now Might Be Your Last Chance to Lock in 4.00%+ APY With a CD

The Federal Reserve is expected to cut interest rates before 2025 is out. Find out if you should open a CD today.
July 22, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 22, 2025: Up to 5.00%

The best high-yield savings accounts are offering APYs of up to 5.00% today. These rates won't last forever -- take advantage now.
July 21, 2025 | By Joel O'Leary

Revenge Saving Helped Me Save $10,000 -- Here's How

I saved $10,000 in just six months using a "revenge saving" mindset. Here's how it worked -- and how you can use it to change your finances fast.
July 21, 2025 | By Joel O'Leary

4% CD APYs Are Likely to Disappear Soon. Here's Why I'm Still Not Investing

CD rates over 4.00% are fading fast -- but that doesn't mean locking in is always the right move. Here's why I'm holding off and what I'm doing instead.
July 21, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 21, 2025: Up to 5.00%

High-yield savings accounts with APYs up to 5.00% are available today. Move your money now and let it start working harder for you.
July 20, 2025 | By Jake FitzGerald

The 4 Safest Places to Park Your Cash in July 2025

Looking for the safest place to stash your cash? Here are four low-risk options offering around 4.00% APY in July 2025.
July 20, 2025 | By Brooklyn Sprunger

Chase Bank: A Solid Choice or a Fee Trap?

Think Chase Bank is worth it? After three years as a customer, here's why you might be losing money on savings -- and where you could earn a lot more.
July 20, 2025 | By Jake FitzGerald

Switching Savings Accounts Won't Change Your Life, but It Might Pay for Your Next Flight

Still earning 0.01% on your savings? Switching to a high-yield savings account could earn you hundreds of dollars more.
July 20, 2025 | By Jake FitzGerald

4 High-Yield Savings Accounts Still Paying 3.80% APY or More

Looking to earn more on your savings? These four accounts are still offering 3.8% APY or more.
July 20, 2025 | By Joel O'Leary

Why Everyone's Talking About This Highly Competitive SoFi Account

This limited-time savings deal offers high interest, a cash bonus, and zero fees. Here's how to qualify before the promo ends.
July 20, 2025 | By Joel O'Leary

Best Bank Account Bonuses This Week: July 20, 2025

This week's top bank bonuses offer easy cash -- earn a few hundred dollars just for opening an account and meeting simple requirements. No gimmicks, just rewards.
July 19, 2025 | By Joel O'Leary

Have $50K in Savings? Here's What to Do With It

If you're sitting on a large cash pile, you can put those funds to work inside high-yield accounts, CD ladders, and long-term investments.
July 19, 2025 | By James McClenathen

This Is How Much You Can Make With $20,000 in a High-Yield Savings Account

A high-yield savings account earns about 10 times the national average APY. See how much money you could earn -- and find a great savings account today.
July 19, 2025 | By Brooklyn Sprunger

College Students: Don't Let Your Savings Sit in a Lousy Account

Save smarter in college with low-fee, high-interest student savings accounts. Find the best options to grow your money and avoid costly fees.
July 19, 2025 | By James McClenathen

3 CDs Paying 4.15%+ APY for Over a Year

CDs that pay high interest rates for longer than a year are rare right now. Here are three great options that can protect your savings from near-term interest rate cuts.
July 19, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 19, 2025: Up to 5.00%

High-yield savings accounts are paying up to 5.00% APY -- act now to lock in a top rate before offers like these start to disappear.