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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Retirees getting assistance from bank tellers at bank.
Nov. 20, 2025 | By Ryan Wilcox

Here Are 3 Reasons Why Retirees Need to Move Their Cash to a High-Yield Savings Account

Want an easier way to earn more on your savings in retirement? Here are three reasons why opening a high-yield savings account is the way to go in 2025.
Customers in line for their turn with bank teller.
Nov. 20, 2025 | By Joel O'Leary

Still Banking Like It's 1998? Switch to These Modern High-Yield Accounts

Switch out of 1998-era banking. See why modern fintech platforms like SoFi® and LendingClub offer better tech, higher APYs, and fewer fees.
Sad woman with money flying out of wallet
Nov. 20, 2025 | By Joel O'Leary

If Your Checking Account Has More Than This, You're Losing Money

Got more than a month's worth of expenses in your checking account? That extra cash could be doing a lot more. Here's where to move it.
A glass jar with its lid open is overflowing with coins.
Nov. 20, 2025 | By James McClenathen

Best CD Rates Today, Nov. 20, 2025: Don't Miss Out on up to 4.30% APY

Today's top CDs pay up to 4.30% APY. With another Fed rate cut now official, it's a great time to lock in a solid return before these elevated rates slide.
A man putting coins in a jar and doing calculations in a notebook.
Nov. 20, 2025 | By Jake FitzGerald

Best High-Yield Savings Accounts Today: Nov. 20, 2025 -- APYs up to 5.00%

The Fed cut rates again at the end of October, but top high-yield savings accounts are still offering up to 5.00% APY -- for now. Take advantage before rates fall.
Woman using cell phone with concerned look on her face.
Nov. 19, 2025 | By Jake FitzGerald

The No. 1 Mistake People Make With High-Yield Savings Accounts

The biggest mistake people make with high-yield savings accounts isn't earning too little, it's keeping too much money in them.
A man sleeping soundly in his bed.
Nov. 19, 2025 | By Joel O'Leary

If Your $10,000 Took a 12-Month Nap in a CD, Here's What It'd Wake Up As

You can earn $405 in guaranteed interest if you stash $10,000 in a 12-month CD at 4.05% APY. Here's how to find today's top CD rates.
Woman using laptop and smiling.
Nov. 19, 2025 | By Jake FitzGerald

The Online Bank Paying More Than 10x the National Average

This combo account just won our 2026 Best Online Savings Account award and it's paying more than 10x the national average rate.
Person using laptop and phone to look at online banking.
Nov. 19, 2025 | By Joel O'Leary

4 Reasons I Keep Barely Any Money in My Checking Account

Most of my money skips right over my checking account into better places. Here's why I keep my balance low and what I do with my cash instead.
Person opening small gift box with cash inside.
Nov. 19, 2025 | By Joel O'Leary

Got a Holiday Bonus? Here's How to Stretch It, Grow It, and Still Have Some Fun

Even a small year-end bonus can help you pay down debt, save more, and invest for long-term growth. Here are some smart options to consider.
Chain and padlock wrapped around stack of 100 dollar bills.
Nov. 19, 2025 | By James McClenathen

Best CD Rates Today, Nov. 19, 2025: Top APYs up to 4.30%

Today's best CDs pay up to 4.30% APY. With the Fed's latest rate cut in effect, it's smart to lock in a solid return before yields move lower.
A young woman wearing a hat holds a fan of hundred dollar bills.
Nov. 19, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, Nov. 19, 2025: Up to 5.00% APY Still Available

High-yield savings accounts are paying up to 5.00% APY today -- compare top rates and find the best place to grow your money before rates fall.
A yellow percent sign next to a hand holding a fan of hundred dollar bills.
Nov. 18, 2025 | By James McClenathen

Act Now: This Savings Offer of up to 4.51% APY May Disappear Soon

Axos ONE pays a generous APY on savings balances if you meet certain requirements, but rates could drop at any time. Find out if you qualify today.
Various piles of coins with upward arrows and an upward trending line graph laid overtop.
Nov. 18, 2025 | By Joel O'Leary

Safe Havens for $5K, $10K, and $25K in Today's Uncertain Market

Compare HYSAs, CDs, T-bills, and money market funds, and see how much you can earn on $5K - $25K today without taking risks.
A man is sleeping contentedly while holding lots of money.
Nov. 18, 2025 | By Joel O'Leary

3 Best Accounts for Lazy Savers -- 4.00%+ APY and No Fees

Earn over 4.00% APY with no monthly fees. These are three lazy-saver accounts that work hard so you don't have to.
Man holding a fan of cash appears to be in thought.
Nov. 18, 2025 | By Joel O'Leary

4 Places to Put Your Money if You Don't Trust Banks

Consider fintech brokers, credit unions, U.S. Treasuries and prepaid debit apps as safe, smarter places to keep your cash growing.
Certificate of deposit sign on a clipboard.
Nov. 18, 2025 | By James McClenathen

Best CD Rates Today, Nov. 18, 2025: Up to 4.30% APY Still Available

CDs today offer up to 4.30% APY. With the Fed's October rate cut now in place, it's a great moment to lock in a strong return before rates drop further.
Stack of coins and gold pen next to newspaper
Nov. 18, 2025 | By Jake FitzGerald

These Are the Best High-Yield Savings Account Rates Today, Nov. 18, 2025: APYs up to 5.00%

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster before rates drop.
Woman using laptop and phone to track her personal finances.
Nov. 17, 2025 | By Ryan Wilcox

It's 2025. Here's Why No One Should Be Saving Their Money With Wells Fargo

Wells Fargo's standard savings account is one of the worst places for your cash. Here's how much more you can make today with one simple switch.
Stacks of coins in varying heights with a ladder leaning against the tallest one.
Nov. 17, 2025 | By James McClenathen

Best CD Rates Today, Nov. 17, 2025: APYs up to 4.30% Won't Last Long

Today's CDs are paying up to 4.30% APY. It's a good time to secure a strong return before yields decline as a result of the late-October Fed rate cut.
A jar that says emergency savings is on a bookshelf and full of cash.
Nov. 17, 2025 | By Jake FitzGerald

Get up to 5.00% APY With the Best High-Yield Savings Account Rates Today: Nov. 17, 2025

The Fed lowered rates again in October, yet top high-yield savings accounts still pay up to 5.00% APY -- for now. Act fast to secure a top rate.
Man appears to be in thought while looking at laptop screen.
Nov. 16, 2025 | By Joel O'Leary

4 Safe Ways to Earn 4%+ on Your Retirement Savings

HYSAs, CDs, annuities, and T-bills all offer 4.00%+ yields right now. These low-risk tools can help grow your retirement savings safely.
An excited person in glasses looking at laptop screen and celebrating.
Nov. 16, 2025 | By Joel O'Leary

3 Savings Accounts Crushing Wells Fargo on Interest Rates

Wells Fargo still pays close to zero on basic savings accounts. Here are three high-yield options that offer dramatically higher APYs for your money.
Stack of hundred dollar bills on table
Nov. 16, 2025 | By James McClenathen

Best CD Rates Today, Nov. 16, 2025: Don't Let APYs up to 4.30% Slip Away

Today's CDs offer yields as high as 4.30% APY. With the Fed's recent rate cut in place, now's the time to secure a solid return before rates dip lower.
woman smiling and holding a large pile of cash
Nov. 16, 2025 | By Joel O'Leary

Best Bank Account Bonuses This Week, Nov. 16, 2025

This week's best bank bonuses can earn you a few hundred dollars -- open an account, meet simple requirements, and enjoy real cash rewards with no gimmicks.