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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Person making a mobile check deposit.
Dec. 17, 2025 | By Jake FitzGerald

Here's What Happens When You Deposit a Large Check

Large checks follow a slower, stricter clearing process, and most of the money isn't available right away. Here's what actually happens behind the scenes.
Money hidden in a dresser drawer.
Dec. 17, 2025 | By Joel O'Leary

Don't Keep Cash at Home. Here Are 3 Dead Simple Places to Put It Instead

High-yield savings, short-term CDs, and index funds beat hiding cash at home. Here's why these places are safer and smarter to put your money instead.
Padlock on top of cash
Dec. 17, 2025 | By James McClenathen

Best CD Rates Today, Dec. 17, 2025: Don't Let APYs up to 4.27% Slip Away

Another Fed rate cut was announced last week, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid return before rates dip lower.
Red percent sign amid white dollar signs
Dec. 17, 2025 | By Jake FitzGerald

The Best High-Yield Savings Accounts Today: Dec. 17, 2025 -- APYs up to 5.00% Still Available

The Fed cut rates again last week, but today's top high-yield savings accounts continue to offer up to 5.00% APY.
Person hiding cash under mattress.
Dec. 16, 2025 | By Ryan Wilcox

3 Places You Should Never Keep Your Emergency Savings Fund

Your emergency fund should be accessible to you at all times -- but it should be earning a decent return, too. Here are three places you shouldn't keep it.
An hourglass being held in a hand outdoors.
Dec. 16, 2025 | By James McClenathen

Best CD Rates Today, Dec. 16, 2025: Don't Miss Out on up to 4.27% APY

Today's top CDs pay up to 4.27% APY. With another Fed rate cut now behind us, it's a great time to lock in a solid return before rates slide.
Several hundred-dollar bills in an envelope.
Dec. 16, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Dec. 16, 2025

High-yield savings accounts are paying up to 5.00% APY today following another Fed rate cut last week -- compare the top rates still available now.
Chain and padlock wrapped around stack of 100 dollar bills.
Dec. 15, 2025 | By James McClenathen

Best CD Rates Today, Dec. 15, 2025: Grab a Top APY up to 4.27%

Today's best CDs pay up to 4.27% APY. On the back of another Fed rate cut, it's smart to lock in a solid return before yields move lower.
A jar that says emergency savings is on a bookshelf and full of cash.
Dec. 15, 2025 | By Jake FitzGerald

The Best High-Yield Savings Accounts Today: Dec. 15, 2025 -- APYs up to 5.00% Still Available

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster before rates drop.
A young woman working on a laptop in a sunny cafe.
Dec. 14, 2025 | By Ryan Wilcox

3 Savings Accounts Crushing Wells Fargo on Interest Rates

From an earnings perspective, a Wells Fargo savings account is one of the worst places to keep your money. Here are three great alternatives.
Young woman holding her piggy bank up in the air for a kiss.
Dec. 14, 2025 | By Joel O'Leary

Get Free Money for Switching Banks: Best Bank Account Bonuses This Week, Dec. 14, 2025

These four banks will pay you to open an account with them. Don't believe me? Check out this list of our favorite bank bonuses available this week.
Person using laptop and phone to look at online banking.
Dec. 13, 2025 | By Jake FitzGerald

Here's What Happens When You Try to Transfer $50,000 Between Banks

Large transfers over $50,000 trigger bank reviews, temporary holds, and slower clearing times that can delay access to your money.
Certificate of deposit sign on a clipboard.
Dec. 13, 2025 | By James McClenathen

Best CD Rates Today, Dec. 13, 2025: Up to 4.27% APY Still Available After This Week's Fed Rate Cut

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates continue to trend lower.
A white piggy bank that says emergency fund next to a stack of U.S. currency.
Dec. 13, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: Dec. 13, 2025 -- Earn up to 5.00% APY

Top high-yield savings accounts still pay up to 5.00% APY, but with another Fed rate cut announced earlier this week, those yields could decrease.
Person has there head in their hands at desk with an hourglass and calculator in the foreground.
Dec. 12, 2025 | By Joel O'Leary

The No. 1 Mistake People Make With High-Yield Savings Accounts

Keeping too much in your high-yield savings account can hurt your long-term financial growth. Here's what to do with the extra cash.
Person holding phone and paperwork on a clipboard and making calculations while sitting on a couch.
Dec. 12, 2025 | By Joel O'Leary

Put $25,000 in a High-Yield Savings Account and Here's What 4.00% APY Does Over a Year

See how much $25,000 can grow in a high-yield savings account and why these accounts are the smartest place to store short-term savings.
Close-up on stacks of coins sitting next to a clock
Dec. 12, 2025 | By Joel O'Leary

CDs Are More Risky Than You Think. Here's Why

Here's why early withdrawal penalties, limited access, and slow growth can actually make CDs more costly than you first think.
Person in suit puts coin into piggy bank next to stacks of coins and an alarm clock.
Dec. 12, 2025 | By James McClenathen

Best CD Rates Today, Dec. 12, 2025: APYs up to 4.27% Won't Last Much Longer

Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further after this week's Fed rate cut.
A yellow percent sign next to a hand holding a fan of hundred dollar bills.
Dec. 12, 2025 | By Jake FitzGerald

Looking for the Best High-Yield Savings Rates on Dec. 12, 2025? Earn up to 5.00% APY Today

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before rates slide after this week's Fed cut.
A hand makes stacks of coins next to a cardboard cutout of an alarm clock.
Dec. 11, 2025 | By James McClenathen

Best CD Rates Today, Dec. 11, 2025: Fed Lowers Rates Again -- Don't Let APYs up to 4.27% Slip Away

Another Fed rate cut was announced yesterday, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid return before rates dip lower.
Stacks of coins in increasing height following by a large dollar sign.
Dec. 11, 2025 | By Jake FitzGerald

The Best High-Yield Savings Account Rates Today: Dec. 11, 2025 -- APYs up to 5.00%

The Fed cut rates again yesterday, but today's top high-yield savings accounts continue to offer up to 5.00% APY.
Two people excited over what's on cell phone.
Dec. 11, 2025 | By Ryan Wilcox

7 Small Changes That Can Improve Your Finances in a Big Way

Don't let your current financial situation get you down -- it isn't forever. Learn about some habit changes that may help you improve your finances.
Vault filled with stacks and rolls of money.
Dec. 10, 2025 | By Joel O'Leary

Here's What Happens When You Have More Than $250,000 in Savings

Here's how FDIC insurance works, what's actually protected, and why holding over $250,000 in cash can hold you back long term.
plant growing out of jar of coins
Dec. 10, 2025 | By Joel O'Leary

3 Steps to Grow Your Savings by $10,000 in 2026

Hit your 2026 savings goals by opening a dedicated savings account, automating deposits, and reducing one major expense.
Gold percentage signs all clustered together.
Dec. 10, 2025 | By Joel O'Leary

3 Savings Accounts Crushing Chase on Interest Rates

Chase pays just 0.01% on savings -- these three high-yield accounts offer top-tier APYs and are easy to open alongside your current bank.