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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.


Recent Articles

March 22, 2026 | By Jake FitzGerald

Here's How Some People Save Money Without Even Trying

Saving money doesn't require willpower or spreadsheets. Here's how automation does the work for you.
March 22, 2026 | By Jake FitzGerald

Here's What Happens if You Keep All Your Money in One Account

Your money is probably fine in one account. But "fine" is likely costing you hundreds of dollars a year.
March 22, 2026 | By Joel O'Leary

Get $400 and up to 4.00% APY: Best Bank Account Bonuses This Week, March 22, 2026

Open a new bank account and you could earn up to $400 and a top-tier APY with simple requirements. Explore our top bank bonus picks and see how to qualify today.
March 21, 2026 | By Joel O'Leary

AI Is Coming for My Job. Here's How I'm Preparing Financially

Writer job postings fell 28% in 2025. Here's how I'm financially preparing for the possibility that AI eventually puts me out of work.
March 21, 2026 | By Joel O'Leary

Here's the Only Reason I'd Put $50,000 in CDs

For near-retirees trying to protect savings from a market downturn, CDs are a smart tool. Here's when they make sense and when they don't.
March 21, 2026 | By Jake FitzGerald

Top High-Yield Savings Accounts Rates Today, March 21, 2026: Earn up to 5.00% APY This Weekend

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can in case rates slide further.
March 20, 2026 | By Joel O'Leary

Earn 4.00% APY Without Lifting a Finger -- This Account Does All the Work

The LendingClub LevelUp Savings account earns a top APY with no fees, no minimums, and easy setup. Here's how one simple recurring transfer unlocks it all.
March 20, 2026 | By Jake FitzGerald

Best High-Yield Savings Rates Today, March 20, 2026: Up to 5.00% APY Still Available

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find out more.
March 19, 2026 | By Joel O'Leary

3 High-Yield Savings Account With the Best Rates in March 2026

Savings account rates have dipped slightly in early 2026. But these three high-yield accounts still offer 4.00%+ APY with no monthly fees and FDIC protection.
March 19, 2026 | By Jake FitzGerald

Why Millions of Americans Intentionally Get Big Tax Refunds

Many Americans intentionally set up their taxes to get a big refund. It may not be optimal, but for some households it works like a forced savings plan.
March 19, 2026 | By Jake FitzGerald

Top Savings Account Rates Today, March 19, 2026: Rates up to 5.00% Persist After Another Fed Decision

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 and a series of hold decisions so far in 2026.
March 18, 2026 | By Jake FitzGerald

The Fed Didn't Cut Rates. Here's What That Means for Your Money Now

The Fed held rates steady again. Here's what that means for credit card APRs, loan rates, and your savings right now.
March 18, 2026 | By Jake FitzGerald

This Might Sound Strange, but a Big Tax Refund Can Be a Bad Sign

A big tax refund feels like free money. But it often means you overpaid taxes all year and gave the government an interest-free loan.
March 18, 2026 | By Joel O'Leary

Cash Sitting Around? Here's Where It Should Be

Your cash doesn't have to sit idle. Here's where to put it to earn more interest without any extra risk -- including HYSAs, CDs, and money market accounts.
March 18, 2026 | By Jake FitzGerald

Best High-Yield Savings Rates Today, March 18, 2026: Top HYSAs Paying up to 5.00% APY

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
March 18, 2026 | By Jake FitzGerald

Will the Fed Cut Interest Rates? Here's What Could Change Later Today

The Federal Reserve meets today, with a rate decision coming later this afternoon. Here's what to expect, and how it could impact your finances.
March 17, 2026 | By James McClenathen

Elon Musk's X Money Account Could Pay 6% APY. Here's What We Know

The upcoming X Money account may offer 6% APY. Here's what we know so far, plus two high-yield savings accounts paying 4%-plus that you can open today.
March 17, 2026 | By Jake FitzGerald

The Best High-Yield Savings Rates Today, March 17, 2026: Where to Find up to 5.00% APY Now

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
March 16, 2026 | By James McClenathen

Best CD Rates This Week, March 16, 2026: Rates Have Come Down -- These CDs Are Still Worth Opening

Top CDs this week offer up to 4.20% APY, making now a smart time to lock in a solid return before rates have a chance to move lower.
March 16, 2026 | By Jake FitzGerald

Best High-Yield Savings Accounts Offering up to 5.00% APY Today, March 16, 2026

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can in case rates slide further.
March 15, 2026 | By Joel O'Leary

Earn a Boosted APY of up to 4.10%: Best Bank Account Bonuses This Week, March 15, 2026

Opening a new bank account is one of the easiest ways to earn more on the cash you already have. Here are our favorite bank bonuses available now.
March 14, 2026 | By Joel O'Leary

The Quiet Way Banks Make Billions From Checking Accounts

Banks earn billions from checking accounts through fees and interest rate gaps. Here's how that works -- and how you can get a piece of that money, too.
March 14, 2026 | By Joel O'Leary

I Made $800 Last Year Just From My Savings Account

Last year my high-yield savings account earned over $800 in interest. Here's how the math worked and why it's one of the easiest money moves you can make.
March 14, 2026 | By Jake FitzGerald

Top Savings Account Rates Today, March 14, 2026: Best Places to Stash Your Cash Paying up to 5.00% APY

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find out more.
March 13, 2026 | By Jake FitzGerald

Your Bank Account Might Matter More Than Your Income

Income gets all the attention. But the type of bank account you use may have a bigger impact on your finances than you realize.