Please ensure Javascript is enabled for purposes of website accessibility

This device is too small

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.

Skip to main content
Advertiser Disclosure Many of the offers that appear on this site are from companies from which The Motley Fool receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear) and may influence which products we write about, but our product ratings are not influenced by compensation. We do not include all companies or offers available in the marketplace.
    |    Accessibility Options

Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

All Topics Banks Insurance Personal Loans Brokerages Mortgages Credit Cards Cryptocurrency

Recent Articles

Dollar signs on a plain orange background with a magnifying glass hovered over one sign.
July 1, 2025 | By Joel O'Leary

Why the Average American's Savings Account Is Losing Money

Most Americans are earning less than 1% interest on their savings. Here's how to make your money grow (instead of shrink.)
A white bank structure on an orange background featuring rising arrows.
July 1, 2025 | By Ryan Wilcox

How the Average American Could Earn 10x More Interest on Their Savings

Most Americans earn next to nothing in interest on their savings. Learn how to boost your savings APY by switching accounts today.
Repeating pattern of dollar signs in bold colors.
July 1, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 1, 2025: Up to 5.00%

It's now July, and high-yield savings accounts still offer up to 5.00% APY -- no commitment required. Enjoy flexible, secure access while your money grows.
Repeating pattern of percentage signs in cool colors.
July 1, 2025 | By James McClenathen

Best CD Rates Today, July 1, 2025: Up to 4.55% APY

As July begins, short-term CDs still offer up to 4.55% APY -- lock in a great rate now before potential Fed cuts lower future returns.
A piggy bank with a background of dark and stormy clouds.
June 30, 2025 | By Ryan Wilcox

3 Smart Money Moves to Make Before a Recession Hits

Worried about the economy? Check out these three smart money moves to stay protected in the event of a recession.
A silver bank vault on a background of red, yellow, and green with dollar signs.
June 30, 2025 | By Ryan Wilcox

4.25% CD Rates Could Disappear Soon. Should You Open a CD Now?

CD rates may fall soon if the Fed signals a shift in policy. Lock in a fixed rate now before yields drop.
Six piggy banks in a row ranging from small to large on a blue cream slip background.
June 30, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, June 30, 2025: Up to 5.00%

Still earning up to 5.00% APY, high-yield savings accounts offer flexible, secure access to your cash -- no commitment, just smarter savings.
A padlocked stack of cash.
June 30, 2025 | By James McClenathen

Best CD Rates Today, June 30, 2025: Up to 4.55% APY

Short-term CDs offer up to 4.55% APY -- lock in a top rate now before possible Fed cuts make these strong returns harder to find.
A dying plant labeled "growth" against a yellow background.
June 29, 2025 | By Jake FitzGerald

Are We Headed for a Recession? Here's How to Protect Your Money

Recession fears are rising again. Whether it happens or not, here's how to protect your savings, investments, and day-to-day budget from economic turbulence.
A silver bank safe with a background of days off a calendar.
June 29, 2025 | By Ryan Wilcox

Should You Open a 5-Year CD Before Rates Drop?

CD rates could fall later this year. Learn why now might be the time to lock in a fixed return with a 5-year CD.
An hourglass with gold coins flowing through it against a blue background.
June 29, 2025 | By Joel O'Leary

Best Bank Account Bonuses This Week: June 29, 2025

Snag a few hundred bucks with this week's top bank bonuses. These legit offers have simple steps, no hidden hoops, and real cash rewards.
Four stacks of coins in descending height.
June 29, 2025 | By James McClenathen

Best CD Rates Today, June 29, 2025: Up to 4.55% APY

Earn up to 4.55% APY with short-term CDs. With potential Fed cuts ahead, now could be the perfect time to lock in a great rate on your savings.
A piggy bank on yellow background with green dollar signs.
June 28, 2025 | By Ryan Wilcox

Up to 4.30% APY: Lock in a High CD Rate Before the Fed Slashes Rates

If the Fed cuts rates, CD rates will likely drop too. Learn why now might be the time to lock in your high APY.
Dog with stack of money in its mouth.
June 28, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, June 28, 2025: Up to 5.00%

High-yield savings accounts are still available with up to 5.00% APY -- no commitment needed. Enjoy flexible, secure access to your money while earning more.
A black line chart trending steeply downward against a reddish orange background.
June 27, 2025 | By Ryan Wilcox

Don't Wait for the Headlines -- Act Like a Recession Is Coming Now

Stashing your savings in a high-yield account can help you stay ahead of economic uncertainty. See how this simple move can make a big difference.
A piggy bank with handwritten sicky note saying $10k goal on a baby blue background.
June 27, 2025 | By Joel O'Leary

I'm a 'Super Saver.' Here's How I Saved $10K in 6 Months

My wife and I saved a cool $10K in six months with side hustles, no-spend weekends, and smart credit card rewards.
Stacks of coins and a percentage sign.
June 27, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, June 27, 2025: Up to 5.00%

Grow your savings with high-yield accounts offering up to 5.00% APY -- no long-term commitment, just flexible, secure, and easy access to your cash.
Five piggy banks of various colors in a row ranging from small to large on a light orange background.
June 26, 2025 | By Joel O'Leary

I've Got $25,000 in My HYSA. Is That Enough?

A high-yield savings account is a smart place to stash cash. But how much should you actually keep in there? Here's how to find your number.
A woman filling a savings jar with coins
June 26, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, June 26, 2025: Up to 5.00%

Earn up to 5.00% APY with top high-yield savings accounts. Boost your savings without locking up your money -- flexible, safe, and easy to open.
A small terracotta pot full of coins with a plant sprouting from it.
June 26, 2025 | By James McClenathen

Best CD Rates Today, June 26, 2025: Up to 4.55% APY

Lock in a strong return with short-term CDs offering up to 4.55% APY. With Fed cuts still looming, now may be your best chance to secure a top rate.
Woman handing over a check at a desk
June 25, 2025 | By Jake FitzGerald

Got $10K Sitting in Checking? Here's What Banks Don't Want You to Know in June 2025

If you've got $10,000 sitting in checking, it's likely doing more for your bank than it is for you. Here's what to do with that cash in June 2025.
Couple meeting with banker in an office.
June 25, 2025 | By James McClenathen

Here's Why Keeping $50K in the Bank Could Be a Costly Mistake

Having $50K in savings might sound smart, but it could actually be dragging down your returns. Here's what to do instead.
A red balloon tied to small stack of coins on yellow background.
June 25, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, June 25, 2025: Up to 5.00%

Grow your money faster while keeping it accessible. Earn up to 5.00% APY with today's top high-yield savings accounts -- no long-term commitment required.
An arm raising a red flag with a background of blue sky and clouds.
June 24, 2025 | By Jake FitzGerald

CD Rates Are Over 4% -- but These 4 Red Flags Mean You Should Still Pass

CDs are paying 4.00% or more in June 2025, but that doesn't mean they're the right place for your cash. Here's when you should think twice.
A piggy bank is full to bursting and is beginning to crack and spill coins.
June 24, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, June 24, 2025: Up to 5.00%

Earn up to 5.00% APY with today's top high-yield savings accounts. Make the switch now and watch your money grow without sacrificing access.