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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Person has there head in their hands at desk with an hourglass and calculator in the foreground.
Dec. 12, 2025 | By Joel O'Leary

The No. 1 Mistake People Make With High-Yield Savings Accounts

Keeping too much in your high-yield savings account can hurt your long-term financial growth. Here's what to do with the extra cash.
Person holding phone and paperwork on a clipboard and making calculations while sitting on a couch.
Dec. 12, 2025 | By Joel O'Leary

Put $25,000 in a High-Yield Savings Account and Here's What 4.00% APY Does Over a Year

See how much $25,000 can grow in a high-yield savings account and why these accounts are the smartest place to store short-term savings.
Close-up on stacks of coins sitting next to a clock
Dec. 12, 2025 | By Joel O'Leary

CDs Are More Risky Than You Think. Here's Why

Here's why early withdrawal penalties, limited access, and slow growth can actually make CDs more costly than you first think.
Person in suit puts coin into piggy bank next to stacks of coins and an alarm clock.
Dec. 12, 2025 | By James McClenathen

Best CD Rates Today, Dec. 12, 2025: APYs up to 4.27% Won't Last Much Longer

Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further after this week's Fed rate cut.
A yellow percent sign next to a hand holding a fan of hundred dollar bills.
Dec. 12, 2025 | By Jake FitzGerald

Looking for the Best High-Yield Savings Rates on Dec. 12, 2025? Earn up to 5.00% APY Today

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before rates slide after this week's Fed cut.
A hand makes stacks of coins next to a cardboard cutout of an alarm clock.
Dec. 11, 2025 | By James McClenathen

Best CD Rates Today, Dec. 11, 2025: Fed Lowers Rates Again -- Don't Let APYs up to 4.27% Slip Away

Another Fed rate cut was announced yesterday, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid return before rates dip lower.
Stacks of coins in increasing height following by a large dollar sign.
Dec. 11, 2025 | By Jake FitzGerald

The Best High-Yield Savings Account Rates Today: Dec. 11, 2025 -- APYs up to 5.00%

The Fed cut rates again yesterday, but today's top high-yield savings accounts continue to offer up to 5.00% APY.
Two people excited over what's on cell phone.
Dec. 11, 2025 | By Ryan Wilcox

7 Small Changes That Can Improve Your Finances in a Big Way

Don't let your current financial situation get you down -- it isn't forever. Learn about some habit changes that may help you improve your finances.
Vault filled with stacks and rolls of money.
Dec. 10, 2025 | By Joel O'Leary

Here's What Happens When You Have More Than $250,000 in Savings

Here's how FDIC insurance works, what's actually protected, and why holding over $250,000 in cash can hold you back long term.
plant growing out of jar of coins
Dec. 10, 2025 | By Joel O'Leary

3 Steps to Grow Your Savings by $10,000 in 2026

Hit your 2026 savings goals by opening a dedicated savings account, automating deposits, and reducing one major expense.
Gold percentage signs all clustered together.
Dec. 10, 2025 | By Joel O'Leary

3 Savings Accounts Crushing Chase on Interest Rates

Chase pays just 0.01% on savings -- these three high-yield accounts offer top-tier APYs and are easy to open alongside your current bank.
Blocks that spell out FED on top of a hundred dollar bill.
Dec. 10, 2025 | By James McClenathen

Best CD Rates Today, Dec. 10, 2025: Fed Rate Cut Announcement Expected Today -- Don't Miss Out on up to 4.27% APY

Today's top CDs pay up to 4.27% APY. With another Fed rate cut expected today, it's a great time to lock in a solid return before rates slide.
Blocks spelling FED with another block featuring an up arrow and a down arrow being turned.
Dec. 10, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are Today's Best High-Yield Savings Account Rates -- Dec. 10, 2025

High-yield savings accounts are paying up to 5.00% APY today on the cusp of another Fed rate cut -- compare the top rates still available now.
A woman sitting on a couch with a notebook and laptop.
Dec. 9, 2025 | By Ryan Wilcox

I Review Bank Accounts for a Living. Here's Where I'd Put $10,000

High-yield savings accounts are one of the best places to put your cash in 2026. Here are a few of my favorite no-fee, high-APY options available now.
Man facing chalkboard featuring a downward trending arrow and words and phrases relating to a recession.
Dec. 9, 2025 | By Joel O'Leary

If a Recession Hits in 2026, How Much Cash Should You Have on Hand?

If you're worried about a 2026 recession, start saving up three to six months' worth of living expenses in a high-yield savings account. Here's how to prepare.
Man with glasses using laptop looks away appearing to be in thought.
Dec. 9, 2025 | By Joel O'Leary

3 Little-Known Drawbacks of CDs

CDs can have weaker long-term returns, taxes on interest, and rates that aren't always as "locked in" as they look. Here's how to navigate these challenges.
A downward trending red arrow over top hundred dollar bills.
Dec. 9, 2025 | By James McClenathen

Best CD Rates Today, Dec. 9, 2025: Grab a Top APY up to 4.27% Before Another Fed Rate Cut

Today's best CDs pay up to 4.27% APY. With another Fed rate cut likely incoming, it's smart to lock in a solid return before yields move lower.
A green up arrow opposite a red down arrow on a level with a percent sign in the middle.
Dec. 9, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: Dec. 9, 2025 -- Earn up to 5.00% APY

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster before rates drop.
Blocks spelling FED with another block featuring an up arrow and a down arrow being turned.
Dec. 8, 2025 | By James McClenathen

Best CD Rates Today, Dec. 8, 2025: Up to 4.27% APY Still Available With Another Fed Rate Cut Looming This Week

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates continue to trend lower.
Blocks that spell out FED on top of a hundred dollar bill.
Dec. 8, 2025 | By Jake FitzGerald

Get up to 5.00% APY With the Best High-Yield Savings Accounts Today, Dec. 8, 2025, Before Another Fed Rate Cut

Top high-yield savings accounts still pay up to 5.00% APY, but another Fed rate cut is on the horizon. Act fast to snag a top rate before yields dip.
Woman using laptop and phone to track her personal finances.
Dec. 7, 2025 | By Joel O'Leary

Why I Open a New Bank Account Every Year

Opening one new bank account can help you earn higher APYs, unlock promotions, and take advantage of better features. Here's why it's worth it.
Man appears shocked or concerned by what he reads on paper.
Dec. 7, 2025 | By Jake FitzGerald

Had $25K in a Wells Fargo Savings Account for 5 Years? You Just Lost $5,000 in Interest

Keeping money in a big-bank savings account costs you thousands over time, even with small balances.
Happy man holding cash.
Dec. 7, 2025 | By Joel O'Leary

Earn up to $300: The Best Bank Account Bonuses This Week, Dec. 7, 2025

Want to get paid for opening a new savings account? With these banks, you can. Here are the best bank bonuses available this week.
A glass jar full of coins labeled Retirement and with coins stacked next to it as well.
Dec. 6, 2025 | By James McClenathen

3 Safe Ways to Earn 4%+ on Your Retirement Savings

High-yield savings accounts, certificates of deposit, and investment-grade bond funds have low risk and yields as high as 4%-plus. Which is best for you?
Person making a mobile check deposit.
Dec. 6, 2025 | By Jake FitzGerald

Here's What Actually Happens When You Deposit a Large Check

Large check deposits don't clear instantly. Holds, verification, and balance delays happen behind the scenes.