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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

A young woman wearing a hat holds a fan of hundred dollar bills.
Oct. 21, 2025 | By Brooklyn Sprunger

Give Your Savings a 4.10% APY Boost Before the Next Fed Meeting

See how Western Alliance Bank's savings account compares as banks prepare for the next Fed meeting and potential rate changes.
A woman sitting on floor with paper bills and a calculator.
Oct. 21, 2025 | By Brooklyn Sprunger

Here's What Happened When I Started Treating My Savings Like a Monthly Bill

Automating your savings can make building wealth effortless. Learn how paying yourself first helps you save consistently and reach financial goals faster.
family of five standing in front of home with dad holding up keys
Oct. 21, 2025 | By Jake FitzGerald

How the 2026 IRS Changes Could Save Homeowners Thousands in Taxes

The 2026 IRS tax updates raise deductions and credits for homeowners. Here's how much you could save next year.
Close-up on stacks of coins sitting next to a clock
Oct. 21, 2025 | By James McClenathen

Best CD Rates Today, Oct. 21, 2025: Lock In up to 4.35% APY Before Rates Fall Further

Today's top CDs pay up to 4.35% APY. After the Fed's recent rate cut, now's the time to lock in a solid return before these elevated yields slip away.
Glass jar full of hundred dollar bills.
Oct. 21, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: Oct. 21, 2025 -- Earn up to 5.00% APY

Today's top high-yield savings accounts offer up to 5.00% APY -- explore the best rates and choose the right place to grow your money faster.
woman sitting at table holding a pen and looking at a calculator and a pad of paper.
Oct. 20, 2025 | By Brooklyn Sprunger

I Track Bank Rates for a Living -- Here's How I'd Put $5,000 to Work Right Now

Learn how to make $5,000 work harder with a smart mix of savings, CDs, and bank offers -- safe, flexible strategies to maximize your cash.
Piggy bank, stacks of coins, and an alarm clock on a table.
Oct. 20, 2025 | By Ryan Wilcox

3 Reasons Not to Open a CD in October 2025, Even With Rates Around 4.00%

Yes, CD rates are hovering around 4.00% -- but there are better ways to grow (and protect) your money. Here are three places to look.
Young man with money flying out of his wallet
Oct. 20, 2025 | By Ryan Wilcox

Had $25K in a Wells Fargo Savings Account for 5 Years? You Just Lost $5,000 in Interest

If you're saving money with Wells Fargo, you're missing out on hundreds or thousands a year in interest. Here's what to do about it.
Stacks of coins in varying heights with a ladder leaning against the tallest one.
Oct. 20, 2025 | By James McClenathen

Best CD Rates Today, Oct. 20, 2025: Don't Let APYs up to 4.35% Slip Away -- Lock In Now

CDs are offering up to 4.35% APY today. With the recent Fed rate cut, it's smart to lock in a strong return before these high yields fade further.
Piggy bank surround by cash stacks
Oct. 20, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Oct. 20, 2025

Earn up to 5.00% APY with today's high-yield savings accounts -- compare top rates and pick the best place to make your money grow.
Woman depositing check using her cellphone.
Oct. 19, 2025 | By Joel O'Leary

Here's How Much Money the Average American Has in Their Checking Account

The average American checking balance might surprise you. But keeping too much cash in checking could be costing you hundreds in lost interest.
Parents having a picnic with five children.
Oct. 19, 2025 | By Jake FitzGerald

Adopting in 2026? This IRS Change Could Mean up to $17,670 Back

The 2026 IRS adoption tax credit rises to $17,670 per child. Here's how to qualify and make the most of it.
Woman sitting at table making calculations
Oct. 19, 2025 | By Joel O'Leary

6-Month or 5-Year CDs: Which Are Better Right Now?

CD rates near 4.00% APY make saving easy. See whether a 6-month or 5-year CD is the smarter move heading into late 2025.
A group of friends cheersing their beers at happy hour.
Oct. 19, 2025 | By Joel O'Leary

Best Bank Account Bonuses This Week: Oct. 19, 2025

Earn a few hundred dollars with this week's best bank bonuses -- open an account, meet simple requirements, and enjoy real cash rewards, no strings attached.
Stacks of coins in increasing height following by a large dollar sign.
Oct. 19, 2025 | By James McClenathen

Best CD Rates Today, Oct. 19, 2025: APYs Continue to Slide -- Secure up to 4.35% Now

Top CDs today are offering up to 4.35% APY. Lock in a strong return before the Fed makes another rate cut and yields drop further.
Man appearing frustrated looking at his cell phone while seated among group of people
Oct. 18, 2025 | By Ryan Wilcox

It's 2025. Here's Why No One Should Still Have a Chase Savings Account

Chase savings accounts earn next to no interest. Here's why I'm telling everyone I know to open a high-yield savings account this year.
Man in suit using ladder to climb a tall stack of coins with a percentage sign at the top.
Oct. 18, 2025 | By Ryan Wilcox

CD Ladders Made Easy: Here's a Simple Plan That Works

Want to earn more money the easy way? Learn how a CD ladder works and how it can supercharge your savings in 2025.
Stacks of coins in increasing height following by a large dollar sign.
Oct. 18, 2025 | By James McClenathen

Best CD Rates Today, Oct. 18, 2025: Don't Let up to 4.35% APY Slip Away

Today's top CDs pay up to 4.35% APY. With the Fed's rate cut last month, and more possible ahead, now's the time to lock in a solid return.
A man putting coins in a jar and doing calculations in a notebook.
Oct. 18, 2025 | By Jake FitzGerald

Get an APY up to 5.00% With the Best High-Yield Savings Accounts Today: Oct. 18, 2025

High-yield savings accounts are paying up to 5.00% APY today -- check out the best rates and find the right spot to grow your money faster.
A young parent works on a laptop from home while holding a baby in their lap.
Oct. 17, 2025 | By Jake FitzGerald

Parents Could Get a Bigger Tax Break in 2026 Here's How to Lock It In Now

Parents could see a bigger tax refund in 2026 thanks to new IRS changes. Here's how to prepare and make the most of it.
Person holding big pile of bills in one hand comparing to very small stack in the other.
Oct. 17, 2025 | By Ryan Wilcox

Why I'm Still Telling All My Friends to Ditch Their Chase Savings Accounts in 2025

Chase pays 0.01% and top savings accounts pay 4.00%+. Here's why I tell everyone to ditch Chase and earn hundreds more.
Woman with glasses making calculations.
Oct. 17, 2025 | By Joel O'Leary

I Analyze Bank Accounts for a Living -- Here's Exactly What I'd Do With $5,000 Right Now

Here's how to turn $5,000 into steady, safe growth using top high-yield savings and CD rates in October 2025.
Chain and padlock wrapped around stack of 100 dollar bills.
Oct. 17, 2025 | By James McClenathen

Best CD Rates Today, Oct. 17, 2025: Get up to 4.35% APY While You Still Can

CDs are offering up to 4.35% APY today. With the Fed's recent rate cut and the potential for more, it's smart to secure a strong return now.
Young woman holding a fan of hundred-dollar bills in front of her face.
Oct. 17, 2025 | By Jake FitzGerald

These Are the Best High-Yield Savings Account Rates Today, Oct. 17, 2025: APYs up to 5.00%

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster.
Mature woman selling a box of baked goods
Oct. 16, 2025 | By Ryan Wilcox

Claiming Social Security Early vs. Working Longer: A Side-by-Side

Headed toward retirement age? Learn the pros and cons of claiming Social Security early compared to working longer now.